Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Mark & Spencers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is M+S Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

Little Acorn Artwork Masterpiece Clipboard, at Marks & Spenser
Contains: 1 masterpiece clipboard Approx size: 297 x 210mm

The Floral Collection Rose Hand & Nail Cream, at Mark & Spencers
Rose fragrance Moisturising 100ml

Dyson Ball™ DC24 Upright Vacuum Cleaner, at M&S
Suction power: 100 airwatts (constant). The power of a vacuum cleaner is best measured in airwatts (suction power). Motor wattage simply tells you how much electricity a cleaner uses Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Ball™ technology means no awkward wheels: Dyson upright cleaners ride on a ball so you can steer with ease - no more push/pull around corners and obstacles. Inside the ball is the motor, giving the machine a lower centre of gravity and improving manoeuvrability even further Ultra-lightweight and compact: Dyson's lightest upright machine. The handle compresses so you can store it in small spaces Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 0.85 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Reversible wand: The wand reverses to reach awkward areas more easily and with a better grip Washable HEPA filter: Ideal for allergy sufferers All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a brush tool for dusting Cord length: 6.1 metres Maximum reach: 8.7 metres Dimensions: H746 x D349 x W280 mm Weight: 5.4kg Included in the box: Combination tool, operations manual and quick start guide M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ratatouille DVD, at MarksandSpencer
Rating Universal, suitable for all,

Cross Over Stripe Tankini, at M&S
Modern and stylish, this comfortable tankini is sure to make a splash!

Circular Broderie Design Short Sleeve Jacket, at Marks and Spencers
A softly curved hem is offset by delicate circular broderie and a fitted structured shape. Delivering a smart feminine finish to this gorgeous jacket

Silver Plated Abalone Tri-Strand Necklace, at Marks and Spencer
Tri-strand design Abalone nugget Assorted multifaceted beads Length: 41cm This product is not available for international delivery. Find out more

Sex and The City: The Movie DVD, at M&S
Rating Suitable for 15 years and over,

Footglove™ Widefit Small Bow Pumps, at Marks & Spenser
Round toe Bow feature Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Suede Tramline Shoes, at Marks and Spencer
Square toe Tramline feature Stitch detail Lace up Flat

Watercolour Floral 80th Birthday Card, at Marks & Spencer
Cover text: Happy 80th Birthday Inside message: Congratulations on your special day Approx size: 150 x 150mm

5 No VPL High Rise Full Briefs, at M&S
These no VPL full briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Bare Cooling Slip Resist 7 Denier Tights, at Marks and Spencers
These clever 7 denier tights are so sheer that it's almost as if you're not wearing tights at all. They're uniquely designed to release cooling bubbles as you move, leaving you feeling fresh all day. Silicon bands keep them from slipping out of place

Leather Apron Slip-On Shoes, at Marks and Spenser
Tramline design Square toe Apron stitch detail Ruched feature Slip-on Grip sole

Bandeau Style Textured Swimsuit, at M&S
Modern and sassy, this strapless swimsuit is designed to stay securely in place while you work on your tan. A fabulous fashionable look

Royal Jelly & Pure Honey Anti-Ageing Hand & Nail Cream, at Marks & Spencers
Formulated to prevent age spots 150ml

Footglove™ Wide Fit Leather Bow Wedge Shoes, at Marks & Spencers
Round toe Bow and stitch detail Mid wedge heel Heel height : 56mm Slip-on Wide fit Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Perfect Wide Lace Trim Brazilian Knickers, at Marks & Spensers
In the latest Brazilian style, these pretty purple knickers are made from comfort lace and guarantee no vpl, so they're perfect even under close-fitting clothes

Girls' Fashion Schoolwear - Drop Waist Belted Skirt with Stain Defence™, at Marks and Spencers
Smart and stylish, this fashionable belted skirt is treated with Stain Defence™ technology which helps repel everyday stains

Apple Design Mug, at Marks & Spencer
Apple design Slim handle, Manufacturer: Marks & Spencer

Feather Bow Headband With Satin Trim, at Marks & Spencer
Trimmed with a striking bow and feathers, this glamorous fascinator band is sure to turn heads!

3 Pairs of Newborn Cotton Rich Assorted Socks, at Marks & Spenser
Brighten up his underwear drawer with these fashionable assorted design socks made from soft breathable cotton rich fabric

3 Pure Cotton Long Sleeve Shirts, at M+S
This 3-pack of smart shirts is great value. They're made from pure breathable cotton, a natural choice for everyday wear

All Whites - Case of 12, at Marks&Spencer
2 Mcon Millly-Lamartine Blanc 2007: It's so difficult to find good value white Burgundy these days, which is exactly why this wine is a real gem. With aromas of roasted peach and grilled nuts... 2 Trentino Chardonnay 2008: A scrumptious, lip-smackingly fresh style of Chardonnay from the mountain slopes of northern Italy... 4 Turn the Table Sauvignon Blanc 2008, Durbanville: A lively and invigorating Sauvignon Blanc with crisp acidity and a lovely touch of spice on the finish. Classic flavours of cut grass and freshly podded peas are complimented by a note of tangy lemon... 4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Suede Sprung-Edge Divan with 4 Large Drawers, at Mark's & Spencer
Double (4ft 6): W135 x L190cm King size (5ft): L150 x W200cm Super king size (6ft): L180 x W200cm Divan height: H41cm Sprung-edge divan - Can be used with any mattress Solid wooden frame Large drawers: H14 x W78 x D52cm Feet are castors Free eco-friendly home delivery. Our crews will unpack, assemble and position the item All mattresses and divans are anti-allergy protected All mattresses and Divans are manufactured in the UK This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sterhuis Sauvignon Blanc 2007 - Case of 6, at Mark & Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Patent Shopper Bag, at Mark's & Spencer
Fashionable and practical, this shopper bag is a useful accessory with bags of style!

40 Denier Silky Soft Opaque Tights, at Mark & Spensers
Complete with a reinforced toe and added stretch for lasting comfort and durability, these opaque tights are the perfect choice for giving your legs a wonderfully attractive sheen

Per Una Patent Finish Frame Bag, at Marks and Spencer
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

Marin Ridge Shiraz 2007 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Shiraz Country of origin: USA Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."