There are lots of ways to save money using Marks & Spencers Money. Not least of these is M&S Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Non-Iron Long Sleeve Shirt, at Marks and Spencer
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Mosaic Console Table, at Mark's & Spencer
H72 x W80 x D40cm Suitable for indoor and all-weather outdoor use Individually hand crafted Please note that this range uses natural stone and grouts and therefore the colours within the products may vary from those shown and may change over time Mosaic design Wrought iron twisted stand Assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Silicone Pot Holder, at Mark & Spensers
L17.5 x W17.5cm Hole for hanging Can also be used to rest hot pans on Heat resistant to protect surfaces and pans from hot pots Embossed design, Manufacturer: Marks & Spencer

Pure Cotton Floral Embroidered Top, at Marks & Spencers
Pretty embroidery detail makes this soft cotton top extra special

7 Piece Newborn Pure Cotton Eskimo Set, at Marks & Spencers
Ideal for new arrivals, this cute and practical set contains an all in one, a jacket, crawler, 2 bodysuits, t-shirt and bib. A great value pack in soft comfy cotton

Cotton Denim Skirt & Leggings, at Mark & Spencers
You will love this cotton rich denim skirt with a plain pair of leggings. A practical, easycare style

3D Felt Leaf Cushion, at Marks and Spencers
Square shape Leaf appliqu design L43 x W43cm, Manufacturer: Marks & Spencer

Autograph Star Bangles, at Marks and Spenser
3 bangles with charm feature Star design Diamant detail on star

Interactive Giraffe, at Marks and Spencers
With a rattle, bell and scrunch Contrast fabric Double lined for safety Height: 30cm Suitable for ages 0+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

I Love Sugar Recipe Book, at Marks and Spencer
Over 100 easy-to-follow recipes for all manner of sweet treats. Each illustrated with a beautiful colour photograph of the finished dish. Handy square format

Ben 10 Wrap Pack, at M+S
2 sheets, 2 tags Each sheet: 495 x 695mm Tags: 80 x 55mm (folded) TM & 2008 Cartoon Network. A Time Warner Company. All Rights Reserved

Towelling Mules, at Marks & Spenser
Round toe Backless Comes in sizes 3-8

Handcrafted Watercolour Flower in Vase Mother's Day Card, at Marks and Spenser
Cover text: Mum for you Inside message: Have a lovely time on Mother's Day Approx size: Unfolded: 178 x 126mm

3 Pairs of Collezione Tonal Diamond Socks, at Marks & Spensers
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

Portfolio Pure Silk Floral & Spot Print Lightweight Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk floral and spot print scarf. The perfect accessory to this season's styles

Older Boys' Union Jack Swimming Shorts, at Marks & Spencer
These Union Jack shorts are sure to make a splash. The contrasting drawstring waist helps give a secure fit. Fashionable, practical and easycare

Blue Harbour Luxury Herringbone Jeans, at Mark & Spensers
These luxury jeans have a crease resist and anti-fade finish so even the darker colours stay true for longer. With added comfort stretch you will stay smart and comfortable all day long

Scroll Lattice Wallpaper, at M&S
Printed wallpaper Straight pattern repeat 26.5cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Collezione Pure Wool Single Breasted 2 Button Jacket, at Marks&Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Limited Collection Abstract Print Tiered Tunic, at Marks n Spencer
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Younger Boys' Hat & Mittens Set, at Marks & Spencer
Snug and cosy, this hat and mittens set is a perfect choice for chilly weather

Perfect Autograph Long Sleeve Bold Stripe Shirt, at Marks & Spensers
Earn your fashion stripes this season with this bold shirt, which is right on trend for both pattern and colour

Collezione Luxury Wool Micro Texture Trousers, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Print Your Own Wedding Stationery: White Pearl Damask Menu/Order of Service, at Mark's & Spencer
Contains: 10 x order of the day/service or menu cards, 12 x folded insert sheets, 10 decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Please note: As this stationery is not intended for use as invitations, envelopes are not supplied in this pack Approx size: 218 x 154mm

Numbers Book, at Marks & Spensers
Little hands will love this bright chunky numbers book

Pure Cotton Scoop Neck Button Stripe Top, at Marks and Spencer
This short sleeved top will make a useful addition to your wardrobe. It features smart stripe details for a stylish casual look

Autograph Leather Knee High Riding Boots, at Marks & Spenser
Almond toe Stitch detail Knee high Small block heel

Blue Harbour Straight Leg Jeans, at Marks & Spensers
A fine and relaxed alternative to the usual blue jeans, you'll really enjoy the dark colour of these. Their cut is as flattering and relaxed as you'd expect from Blue Harbour, with a zip and button fastening and belt loops

Limited Collection Lace Stripe Shorts, at Marks & Spensers
Fabulous and modern, these shorts are part of our Limited Collection lingerie. Theyre made from smooth stretchy fabric and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Per Una 3/4 Sleeve Empire Line Knitted Top, at Mark's & Spencer
An elegant 3/4 sleeve knitted top featuring button detail, the empire line makes it extra stylish.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.