Besides Marks and Spencer Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Mark's & Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Autograph Weekend Cocoon Button Cardigan with Angora, at Marks n Spencer
Casual and modern, this cocoon button boyfriend cardigan has been designed for a chic, relaxed look

Painterly Floral Mum 70th Birthday Card, at Marks & Spencer
Cover text: Happy 70th Birthday Mum, Life's a little happier, A little sweeter, too, A little more delightful, All because of you! Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Girls' Limited Slogan T-Shirt with Check Scarf, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable.

Jayne Sunglasses, at Marks&Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Autograph Body Spray, at Mark & Spensers
Spray deodorant 150ml This product is not available for international delivery. Find out more

Cotton Stick Floor Lamp, at Marks and Spenser
Square shade Tall stem Square base H136 x D30cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pure Cotton Knitted Shorts, at Marks and Spencer
Casual and comfortable, these cotton knee length shorts feature a draw string and stripe design. A great value pack

Small Hamish the Westie Dog, at Marks & Spencer
Suitable from 12 months This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Long Sleeve Rugby Badge Top, at Mark's & Spencer
A fashionable smart-casual look, this comfortable cotton rugby shirt features a stripe design and stiched on badge. Stylish, practical and easycare

Sony Memory Stick PRO Duo 2GB, at Marks and Spencers
Optimum for storing, sharing and transferring thousands of high quality pictures, videos and music Memory: Flash Memory Storage Capacity: 2GB Dimensions: 20 x 31 x 1.6mm Weight: 2g Operating Voltage: 2.7 V - 3.6 V Environmental temperature: -25C to 85C Minimum write speed: 15 Mbps(1875MB/sec) Free to Download, the Memory Stick Data Rescue Service enables quick recovery of deleted photographs and files(www.sonydigital-link.com/memstick/) Warranty: 5 years Delivered with a standard size adaptor Ideal for high resolution video recording Compatible with copyright protection technology ("MagicGate")

Disney's Winnie the Pooh - My First Little Library, at Marks & Spenser
These little books are the perfect introduction to first words, numbers, shapes and colours. When children have finished reading the books, they can flip them over and put together the delightful puzzle picture of their favourite Winnie the Pooh characters!

125 Years Small Henry Bear, at Marks & Spencers
Suitable for ages 12 months and over This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Sonoma Office Desk Tidy, at Marks and Spencers
2 drawers Fixed glass shelf Both desk tidy and desk are pictured. Desk sold separately H16 x W106 x D22.5cm This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this desk tidy as part of a set. Click here to view the Sonoma Office Collection Set. , Manufacturer: Marks & Spencer

40 Denier Sheer Opaque Tights, at Marks n Spencer
These comfortable 40 denier opaque tights are made with added stretch and a reinforced toe for durability

Autograph Pure Cotton Tile Print Shirt, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Water Resistant Digital Sports Watch, at Marks & Spencer
Ideal for sports, this stylish watch looks great with casualwear too

Navarra Side Table, at Marks and Spenser
H52 x W48 x D48cm Made from solid oak and oak veneer Finished with a low-sheen lacquer that provides added durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Spot Print Pyjama Bottoms, at M&S
Fashionable and practical, these spot print pyjamas are made from soft breathable cotton for a comfortable night's sleep

2 Piece Multi Spot Dungaree Outfit, at Marks & Spencer
Practical and pretty, this cute dungaree and bodysuit 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

5 Pairs of Ventilated Sock Trainer Liner Socks with Cool&Fresh, at Marks & Spensers
Comfortable and durable, these socks feature a reinforced toe and stretch fabric for an improved fit

3/4 Sleeve Self Stripe Shirt, at Marks & Spencer
Smart and stylish, this 3/4 sleeve shirt features a stunning self stripe design. A sophisticated new look, perfect for this season

Single Egg Poacher, at Marks and Spencers
Adjustable spine Rear hook H14 x W6.5cm, Manufacturer: Marks & Spencer

Limited Collection 3/4 Sleeve Snake Print Cardigan, at Marks and Spencer
This cardigan is part of Limited Collection's Sahara City trend. Wild and natural with a slick cosmopolitan edge, this trend features modern graphic prints, statement pieces and a warm colour palette

Open Season Blu-ray DVD, at Marks&Spencer
Rating Parental Guidance,

Pure Cotton Scoop Neck Ribbed Vest, at Marks and Spencer
This sleeveless vest will make a useful addition to your wardrobe. It features simple ribbed finish for a stylish casual look

4 Lyon Mugs, at Marks and Spencer
4 piece set Rib detail H11cm, Manufacturer: Marks & Spencer

Bourgogne Pinot Noir 2007 - Case of 12, at Marks n Spencer
Style: Medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Leather Fringe Boots, at Marks and Spenser
Round toe Contrast stitch detail Fringe feature Beaded drawstring Flat sole

Per Una Cap Sleeve Gathered Jersey Dress, at Marks & Spenser
A fashionable cap sleeve dress, featuring scoop neck and gathered front detail

Rose Basket, at Marks & Spencer
Sure to brighten any room, this pretty, white woven basket is filled with beautiful, vibrant pink roses Available for delivery from 1st July to 30th September 2009

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.