Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Financial Services financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Property Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Lightweight Pure Cotton Patchwork Print Scarf, at Mark's & Spencer
Keep warm without compromising on style! This fashionable patchwork leaf print scarf feels soft and cosy and makes a great way to keep looking great on those cold days

Sonoma 3-Door Glazed Top Unit with Lights, at MarksandSpencer
H110 x W179 x D33cm 3 doors 6 adjustable glass shelves Shelves made from safety-tested toughened glass Internal lights with separate on/off switch Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Door frames made from solid wood. Door panels made from White Oak veneer Side and back made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Artificial Poppy in Square Glass Vase, at M&S
Artificial poppy Square glass vase Height: 41cms, Manufacturer: Marks & Spencer

Garmin® nüvi® 5000 Satellite Navigation System, at Marks and Spencer
Maps: nvi 5000 comes with preloaded City Navigator NT street maps and millions of points of interest (POIs) such as hotels, restaurants, fuel stations, ATMs and more Directions: Touch the colour screen to enter a destination, and nvi takes you there with 2-D or 3-D maps and turn-by-turn voice directions. It even announces the name of exits and streets so you never have to take your eyes off the road, and its 3-D digital elevation map view gives you fair warning of grade changes Display: 5.2" diag (13.2 cm), 4.5"W x 2.7"H (11.4 x 6.9 cm), WVGA color TFT with auto dimming backlight Display type: WVGA color TFT with auto dimming backlight Go Beyond Navigation: Navigation is just the beginning. nvi 5000 includes many must have entertainment and travel tools including MP3 player, audio book player (subscription to Audible.com required), JPEG picture viewer, Garmin Games and more. With nvi 5000's wireless FM transmitter you can hear audio, including voice prompts, MP3s and audio books, through your vehicle's stereo. It's also compatible with FM traffic alerts or MSN Direct content (receiver and subscription required) It comes with Garmin Lock™ (an anti-theft feature) and is compatible with our free Garmin Garage where you can download custom vehicles that show your location on the map Battery life: External power only (no battery) Bluetooth Wireless Technology: Connect to your phone for hands-free calling Dimensions: W14.3 x H9.4 x D2cm Weight: 263.3g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Single Breasted One Button Pinstripe Jacket, at Marks and Spenser
Chic and stylish, this pinstripe jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Welcome Reds - Case of 12, at Marks & Spencers
2 Domaine Lafage VdP des Ctes Catalanes 2007 2 Campo Bravo Rioja Vendimia Seleccionada 2007 4 Santa Gloria Merlot 2008 4 Villagio, Negroamaro Puglia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Paisley Print Scarf, at Marks and Spencer
This sophisticated paisley print scarf is the perfect accessory for this season's fashions

Dogtooth Check Jacket, at Marks and Spencers
Smart and stylish, this dogtooth jacket is tailored to fit and flatter. A great choice for work

Autograph Single Breasted 3 Button Jacket with Wool, at Marks and Spencers
Luxurious and elegant, this smartly tailored jacket is part of our exclusive Autograph range

Blue Harbour Pure Cotton Long Sleeve Pinstripe Shirt, at MarksandSpencer
Relaxed and stylish, this pinstripe shirt is made from pure cotton so it feels soft and comfortable to wear

Portfolio Cap Sleeve Crinkled Dress with Camisole, at Marks and Spencer
Get this season's look with this gorgeous abstract print cap sleeve dress. It's fashionably styled with a crinkle finish

Limited Collection Ruched Toe Court Shoes, at MarksandSpencer
Heel height: 86mm Ruched toe Slip on High heel Court style Comes in sizes 4-8, including half sizes

Royal Jelly & Pure Honey Protective Facial Moisturiser SPF6, at Mark's & Spencer
Contains skin conditioners and UV sunscreens to give an SPF6 daily protection against the sun's harmful rays Gently smooth over your face and neck with fingertips Avoid contact with the eyes. If product gets into the eyes rinse well with warm water 100ml

Bring Your Own Whites Mix- Case of 12, at Marks&Spencer
4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money. Aromas of citrus fruit and dried herbs are followed up by a dry, tangy palate and a soft-textured finish... 4 Sicilia Bianco 2007: Clean, fresh limey aromas with lively fruit on the palate. A really refreshing, fruit dry wine... 4 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price ... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Short Sleeve Abstract Print Top, at Marks&Spencer
This fab short sleeve top features a stunning abstract print design. A vibrant new look, perfect for this season

Mechanical Dancing Friends Birthday Card, at Marks n Spencer
Cover Text: a friend is someone to dance like crazy with... Inside Message: With love Approx size: 135 x 135mm

Autograph Flock Stripe Non-Padded Bra, at Marks and Spenser
Glamorous and sophisticated, this lace detail bra looks and feels luxurious. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Cotton Rich Skinny Jeans, at Mark & Spensers
Casual and comfortable, these easycare jeans make a fashionable and practical choice

Pure Cotton Candy Stripe Bedset, at Marks & Spencers
Textured stripe design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcases, Manufacturer: Marks & Spencer

Jersey Pinafore with Stain Defence™, at Marks & Spensers
This traditional pinny is treated with Stain Defence™ a high performance finish that protects against stains. Stretch jersey fabric makes it comfortable to wear and girls will love the button detailing

Diamanté Towelling Mule Slippers, at Marks & Spencers
Dip your feet into lush comfort with the slip-on design of these cosy mule slippers. The non-slip sole ensures peace of mind, while the inner lining feels like a heavenly treat

Per Una Long Sleeve Drape Bolero with Vest, at Mark's & Spencer
A fashionable long sleeve bolero with drape design. It comes with a matching vest featuring a front button panel

3 Pure Cotton Stripe Tea Towels, at Marks & Spenser
Pack of 3 Contrast stripe design, Manufacturer: Marks & Spencer

Pure Cotton Mock Layer Comic Print Top, at Marks & Spencer
Fun and fashionable, this long sleeve top in soft cotton features a comic print. A practical easycare style

Ghost Rider Blu-ray DVD, at Marks and Spencers
Rating Suitable for 15 years and over,

Kaituna Hills Reserve Pinot Grigio 2008 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 12.5% Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Earth Spa Mineral Enriched Exfoliating Body Polish, at Marks and Spenser
With extracts of mineral enriched seaweed, olive stone granules to gently exfoliate & shea butter to hydrate & smooth 200ml

Autograph Essentials Rose Embroidered Padded Bra, at Marks & Spenser
Fresh and pretty, this rose embroidered padded bra features a floral trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

Lace Sling Push Up Multiway Bra, at Marks & Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Cotton Blend Long Sleeve Boyfriend Cardigan, at Marks n Spencer
A practical choice for school, this cotton blend long sleeve boyfriend cardigan is easycare for convenience

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.