When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Per Una Short Sleeve Stripe Frill Top, at MarksandSpencer
A casual short sleeve top featuring a stripe sleeve and v-neck design

Ceramic Canoe Potpourri Bowl, at M&S
Manufacturer: Marks & Spencer

Floral Short Sleeve Frill Blouse, at Marks & Spencers
A fabulous round open neck blouse featuring a ruffle front and floral detail. The tie belt make it extra stylish

Pure Cotton Long Sleeve Owl Motif Top, at Marks and Spencer
Cute and practical, this long sleeve top is outstanding value. The pure soft cotton will keep him happy and comfy

Classic Collection Pure Cotton Scarf Neck Top, at Marks & Spencer
Modern and stylish, this versatile top is made from soft easycare fabric and features scarf detail neckline. A fashionable style with a comfortable, flattering fit.

Bride & Groom Embrace Wedding Card, at M&S
Cover text: Blank Inside message: Wishing you happiness, laughter and love Approx size: 178 x 126mm

Per Una Assorted Charms Necklace, at Marks and Spencer
Clasp fastening Adjustable length Assorted charms Mixed bead design Necklace length 40cm, extendable by 8cm

Pure Silk Bold Stripe Cushion, at Marks & Spencer
Rectangular shape Stripe design L43 x W60, Manufacturer: Marks & Spencer

Per Una Short Sleeve Varied Stripe Top, at M+S
A smart short sleeve top featuring a scoop neck and ruffle detail

Stripe Print Tankini Top, at Marks and Spencer
Feminine and fashionable, this stylish tankini top features a striking stripe print. A sleek, shapely look

Girls' Limited Pointelle Hat & Gloves, at Marks & Spenser
Snug and cosy, this cute hat and gloves set is a fashionable choice for chilly weather

Cotton Rich Long Sleeve Heart Print Cardigan, at Marks and Spencer
Soft and comfy, this long sleeve cardigan is made from soft cotton and features a heart print design. A pretty easycare style

Reds & Whites - Case of 12, at Marks and Spencer
1 Mcon Millly-Lamartine Blanc 2007: It's so difficult to find good value white Burgundy these days, which is exactly why this wine is a real gem. With aromas of roasted peach and grilled nuts... 1 Trentino Chardonnay 2008: A scrumptious, lip-smackingly fresh style of Chardonnay from the mountain slopes of northern Italy. Charged with mineral, apple and nutty aromas... 2 Turn the Table Sauvignon Blanc 2008, Durbanville: A lively and invigorating Sauvignon Blanc with crisp acidity and a lovely touch of spice on the finish. Classic flavours of cut grass and freshly podded peas are complimented by a note of tangy lemon... 2 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money... 1 La Tentation de Richelieu 2005: A powerful Bordeaux red which offers a wonderful combination of traditional flavours with ripe fruit concentration... 1 Chianti Riserva 2004: With its subtle, engaging flavours of sour cherry, dark chocolate and baked herbs, this is classic Chianti made in a highly approachable style... 2 Turn the Table Shiraz 2007: A deliciously juicy, fresh style of South African Shiraz that sets a new quality standard for affordable Cape reds... 2 El Tidon Tempranillo Cabernet Sauvignon 2008: A fresh and deliciously fruity red blend from the sunny vineyards of Castilla La Mancha in central Spain... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Shirt and Stripe Tie Set, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Silk Diamond Pattern Tie, at Marks & Spencers
Add a luxurious finishing touch with this contemporary diamond pattern tie in pure silk

Stain Defence™ & Stormwear™ Junior Blazer, at Marks & Spencer
Tailored for a great fit, this easycare blazer is made from polyester from 100% recycled sources. It's treated with Stain Defence™ and Stormwear™ technology so it's resistant to water and stains

Bride & Groom Outfits Wedding Card, at Marks&Spencer
Cover text: Bride and Groom Inside message: Congratulations to you both! Approx size: Unfolded: 178 x 126mm

Cotton Rich Bootlleg Jeans, at Marks and Spenser
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Indian Summer Collection - Tea Light Holders, at Marks & Spencer
H6.8 x Diam: 6.6cm Pack of 4 Frosted baroque design Glass Assorted colours Tea lights included Burning time: Approx: 4 hours, Manufacturer: Marks & Spencer

Sweet Bergamot Inclusion Candle, at Mark & Spensers
Scented Includes plate, Manufacturer: Marks & Spencer

Portfolio Elasticated Panelled Flared Skirt, at Marks and Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Bandeau Style Textured Swimsuit, at Mark & Spensers
Modern and sassy, this strapless swimsuit is designed to stay securely in place while you work on your tan. A fabulous fashionable look

Autograph Luxury Leather Despatch Bag, at M & S
This Autograph despatch bag is smart and fashionable, this luxury leather design also features an adjustable strap and internal pocket for extra storage

Standard Outdoor Barrel, at M+S
This square wooden barrel is packed with marguerite, elwoodi, petunia and hedera. A charming planter, ideal for brightening gardens, courtyards or patios Available for delivery from 28th April to 30th September 2009

Portfolio Lightweight Paint Splash Design Scarf, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant paint splash design scarf. The perfect accessory to this season's styles

Mosaic Coffee & Side Table Set, at MarksandSpencer
Coffee table: H45 x Diam 87cm Side table: H55 x Diam 40cm Circular tops Mosaic design Metal frame Suitable for all-weather outdoor use Assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Jersey Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

V-Neck Longline Pocket Cardigan, at M&S
A touch of lambswool adds warmth and softness to this fashionable longline cardigan. A glamorous modern look

Frame Holy Communion Card, at Mark's & Spencer
Cover text: On your holy communion Inside message: Blank for your own message Approx size: 174 x 126mm

Limited Collection Diamante Shoulder Top, at M & S
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.