Besides Marks & Spencers Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Cashmilon™ Long Sleeve Knitted Cardigan, at MarksandSpencer
Fashionable and flattering, this knitted cardigan is made from supersoft cashmilon™ and features a deep v-neck

Classic Collection Herringbone Check Pencil Skirt, at Marks & Spencer
Sleek and elegant, the pencil skirt is a true style classic. This herringbone check skirt is designed to give a comfortable, flattering fit and polished look.

Auto Movement Mantle Clock, at Marks & Spencer
Square shape Roman numerals Exposed cog design, Manufacturer: Marks & Spencer

Doves First Communion Card, at Marks & Spencer
Cover text: Celebrating your first communion Inside message: Have a wonderful day! Approx size: 174 x 126mm

Pure Cotton Shark Stripe T-Shirt, at Marks & Spencers
A practical, casual top in pure cotton featuring a stylish shark stripe design. A great value easycare style

Utensils & Gadgets - AUTOGRAPH LADLE, at Marks and Spencers
Manufacturer: Marks & Spencer

Drum Stool, at Marks and Spencer
H46 x D36cm Drum shape Wood markings Made predominantly from mango wood Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gold & Cream Car Wedding Card, at Marks & Spencer
Cover text reads: Just married Inside message: With love on your special day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Hearts on a String Stripy Husband Anniversary Card, at M&S
Cover text: With Love, To my wonderful Husband Inside message: Love from This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

Pure Cotton 2 Piece Blanket Bale, at M+S
2 piece set Stripe design blacket with embroidered trim Knitted plain textured blanket, Manufacturer: Marks & Spencer

Straight Leg Flat Front Plain Suit Trousers, at Marks n Spencer
Smart and classic, these flat front trousers are outstanding value. A practical and hardwearing easycare style

5 Luxury Check Handkerchiefs, at Mark's & Spencer
Luxuriously soft handkerchiefs in pure cotton

Ribbon Stripe Cylinder Shade, at M&S
Ribbon stripe D35 x H20cm, Manufacturer: Marks & Spencer

100 Denier Thermal Opaque Tights with Wool, at Marks & Spencer
These cotton blend thermal tights will keep you feeling warm during the cold months. Added stretch gives a great fit and shape retention

Blue Harbour Multi Stripe Shirt, at Marks and Spencers
Relaxed and casual, this Blue Harbour stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Ultrafit Plain Cycle Shorts, at Mark's & Spencer
These innovative Ultra Fit Sport cycle undershorts keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support

Gathered Front Santoni Body, at M+S
Look slimmer in seconds! This control body gently shapes your figure all over for a smoother, sleeker silhouette

Cotton Rich Heart Print Bikini Knickers, at Mark & Spencers
Pretty and feminine, these cute heart print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

3 Older Girls' Autograph Cotton Rich Assorted Shorts, at Marks and Spencers
Cute and trendy, this 3 pack of cotton rich shorts feature assorted floral and spot designs

Sprung Edge Divan with 4 Large Drawers, at Marks & Spenser
Layer of springs to provide comfort and support while prolonging the life of your mattress Solid pine frame Sprung edge 4 x large drawers All our mattresses and divans are anti-allergy, which means the provide effective protection against dust mite allergies, so you'll have a trouble free sleep H41cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Estate Grenache Blanc 2008 - Case of 12, at Mark's & Spencer
Style: Dry Grape variety: Grenache Blanc Country of origin: France Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Silver Plated Scattered Heart Necklace & Earring Set, at Mark & Spencers
2 part set Butterfly stud fastening earrings Clasp fastening necklace with scattered heart pendant

Classic Plain Long Sleeve Pyjamas, at Mark's & Spencer
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Older Boys' Pure Cotton Plain Vest & Slip Sets, at Marks & Spensers
Comfortable, practical and fashionable, these vest and slip sets are made from soft breathable cotton

Collezione Pure Cotton Herringbone Stripe Shirt, at M & S
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Hepworth Bookcase, at Mark & Spencers
H167 x W80 x D44cm 2 fixed toughened-glass shelves Cupboard with 1 adjustable shelf Brass detailing Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Door frames made with solid European Birch. Door panels are veneered Solid European Birch legs Side panels, door panels and back panels are veneered. Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Basket Weave Dress with Belt, at Mark & Spencers
Pretty and feminine, this dress features a belt at the waist to define your figure. A fabulous, flattering look

Wool Rich Slim Fit Single Breasted 2 Button Plain Grey Jacket, at Marks & Spencer
Every man needs a well tailored suit and this one is fantastically priced and fantastically smart too

Autograph Eyebrow Pencil, at Marks and Spencers
Hypoallergenic Available in 5 shades

5 Pairs of Stitch Sole Trainer Liner Socks with Cool&Fresh, at Marks & Spencer
RealCool Cotton™ moves moisture to the surface of the fabric for rapid evaporation, helping your feet to stay cool, dry and comfortable all day long. Freshtech™ technology keeps them odour-free and a reinforced heel and toe gives extra durability

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.