M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

Portfolio Quilted Shopper Bag, at Marks and Spencer
Stylish and useful, this shopper bag features quilted design. A practical and fashionable accessory

5 Embroidered High Leg Knickers, at Mark's & Spencer
These high leg knickers are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

Insect Repellant Formula Soothing Click! Relief, at Marks and Spencer
The action of mechanical force on quartz crystals generates a high voltage/low intensity electric current. The electrical discharge from Click! Relief reduces or inhibits histamine release by the body. Clinically proven Suitable for children over 4 years No battery required

Big & Tall Silk Blend Single Pleat Trousers, at Marks & Spencer
Smart and stylish, these single pleat trousers are made from fine quality linen with silk for a touch of luxury. A practical, hardwearing and fashionable choice. Perfectly proportioned for big and tall men

Blue Harbour Luxury Pure Cotton Tonal Stripe Shirt, at MarksandSpencer
Stylishly smart casual, this comfortable shirt looks great dressed up or down

3 Pairs of Tonal Stripe Socks, at Marks & Spencers
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Per Una Brow and Lash Gel, at M+S
Non-flaking Conditioning Hypoallergenic Carmine free and GMO free Animal Free - No ingredients of animal origin

Official ECB Pure Cotton Joggers, at Marks & Spencer
A must for cricket fans! These official England Cricket Board joggers feature the England Cricket logo. An easycare style in soft comfortable cotton

Detroit Trunk Coffee Table, at Marks and Spenser
H50 x L100 x W55cm Top opens to reveal trunk storage Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Pairs of No-Show Trainer Liners with Cool&Fresh, at Marks & Spenser
Comfortable and durable, these socks are outstanding value. They feature a reinforced toe and stretch fabric for an improved fit

Pure Cotton Long Sleeve Hello Kitty T-Shirt, at Marks & Spenser
Fans of Hello Kitty will love this long sleeve pure cotton top featuring the popular character. A practical, easycare style

Abalone Butterfly Pendant Necklace, at Marks and Spencers
Clasp fastening Butterfly pendant Abalone detail

Pure Cotton Plain Baseball Hat, at M&S
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in casualwear, the baseball cap is a style essential

Bude Pasta Bowl, at Mark & Spencers
Ribbed design Stoneware Diam 22.5cm, Manufacturer: Marks & Spencer

Airbrush Metallic Ladies Watch, at Marks and Spencer
Round face Analogue Airbrush metallic strap Buckle fastening

JBL On Stage™ 3 - Portable Speaker Dock for iPod®, at Marks and Spenser
Compatible with most docking versions of the iPod, including nano and 5G versions Stereo mini jack allows connection to MP3 and CD players, desktop and laptop computers, and satellite radio Easy-to-Use Touch Controls - Touch Volume Control, a touch on both pads mutes or unmutes the system Remembers your last volume setting even after the system shuts down The OnePoint iPod connectors provide the connection to your computer Provides power to charge your iPod when it's not connected to the computer, even if the system is off Odyssey Transducers - The four aluminum-domed transducers are driven by powerful neodymium magnets. This design provides a full, rich-frequency response from the lowest bass to the highest highs Computer Optimised Equalisation - provides a rich, complete soundstage Optimised Compression Topology - Utilises a proprietary compression technology to ensure clean, accurate sound at high-output levels Includes auxiliary audio input cable and wireless remote control Surface-gripping rubber feet Provides astonishing bass and clear, accurate sound Frequency Response: 80Hz 20kHz Input Impedance: >10k Ohms Signal-to-Noise Ratio: >85dB Dimensions: H50 x D190mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Hannah Montana Glitter Rock T-Shirt, at M+S
Fans of Hannah Montana will love this cotton t-shirt featuring the popular character. A practical, easycare style

Crook Handle Umbrella, at Marks & Spencer
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Princess Craft Book, at M & S
Turn your home into a princess paradise with this fabulous book full of princess things to make and do! Create your own fantastic pop-up princess toys, fairytale castle, pretty posies, dazzling tiaras and more...

Gold Plated Multi Strand Treasure Bead Necklace, at Mark's & Spencer
Clasp fastening Adjustable length Multi strand Mixed bead design Necklace length 41cm, extendable by 8cm

Newborn Cotton Rich Reversible Bunny Jacket, at Marks & Spencer
She'll have two looks in one with this practical reversible jacket. It's warmly padded and made from soft comfortable cotton fabric

4 Windsor Champagne Flutes, at MarksandSpencer
Set of 4 Dishwasher safe 21cl, Manufacturer: Marks & Spencer

Ceriso Silk Blend Spot Print Padded Bra, at Marks and Spencer
Flirty and fashionable, this glamorous bra is made from silk mix fabric with a spot print, finished with a lace trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look

4 Whole Seabass with Chilli & Coriander Butter, at Marks and Spencer
Serves 4 4 pieces Ready to cook 1.2kg As featured on page 38 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Ben 10™ Fluffy Dressing Gown, at Marks & Spencer
A must for fans of Ben 10, this soft fluffy dressing gown features the popular character

3 Piece Pure Cotton Hooded Gilet Outfit, at Marks and Spencer
Soft cotton fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value outfits are designed to keep baby looking adorable and feeling comfy and happy

Per Una Lace Front Brazilian Knickers, at Marks & Spenser
Feminine and delicate, these stylish brazilians briefs feature a delicate front panel in soft stretch lace. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Sonoma Coffee Table, at Marks and Spencer
H45 x L136 x W50cm Toughened glass lower shelf Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sonoma Dark Media Unit, at Marks & Spenser
H48 x W120 x D50cm Equipment space: H11 x W110 x D49cm Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Shelves made from White Oak veneer Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Short Sleeve Jersey Top, at Mark & Spensers
An elegant scoop neck top in textured fabric featuring satin trim front and sleeve

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.