Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks & Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Single Wick Filled Candle, at Marks and Spencer
Coloured glass holder Single wick, Manufacturer: Marks & Spencer

Everyday Floral Embroidered Underwired Bra, at Marks & Spencer
Soft and comfortable, this spot embroidered bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

2 Limited Collection Full Cup Padded Bras, at Marks & Spensers
Fun and fabulous, these cotton blend t-shirt bras are part of our Limited Collection lingerie. They are perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Star Print Round Handle Umbrella, at Mark's & Spencer
Brighten up rainy days with this stylish lightweight umbrella

White Rattan 3-Tier Storage Unit, at Mark & Spensers
3 baskets with hand holes Rattan design Free standing W39 x D34 x H80cm, Manufacturer: Marks & Spencer

Contrast Trim Round Handle Umbrella, at Marks & Spencer
Brighten up rainy days with this stylish lightweight umbrella

Autograph Pure Cotton Shirt and Stripe Tie Set, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Hamilton Large 2 Seater Sofa, at Marks & Spencer
H95 x W220 x D99cm Seat H49cm, arm H66cm, top back rail H73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Solid birch feet Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Traditional Alarm Clock, at Marks & Spenser
Metal case Glass lens Analogue display Round face Dimensions: 13 x 10 x 6cm

Sony Bravia 40'' KDL-40EX1 HD Ready LCD TV, at M&S
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Animal Alphabet Puzzle, at Marks & Spenser
From Anna the ant to Zach the zebra, this fun puzzle has an animal for every letter of the alphabet! Piece together the bright and colourful scene as you learn about letters as well as creatures from all over the world. 30 piece puzzle

2 Pure Cotton Assorted Leggings, at Marks and Spencers
Cute and comfy, these practical leggings are made from soft cotton and feature assorted designs. A great value pack

Limited Collection Sleeveless Pintuck Top, at Marks and Spencers
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Autograph Pure New Wool Single Breasted 2 Button Jacket by Timothy Everest, at M+S
This luxurious Pure New Wool suit is part of an exclusive collection by Timothy Everest, one of London's leading tailors. This sought-after collection features the impeccable quality, styling and attention to detail of his signature work

2 Fairmont Chairs, at Marks & Spencers
Set of 2 Textaline and teak design Easy-clean fabric Teak source approved by the World Wildlife Fund Suitable for outdoor use 96 x 56 x 81cm Seat: H46cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Straight Leg Jeans with Belt, at Marks and Spenser
These straight leg jeans in pure cotton are great value. A practical, easycare style

Collezione Pure Wool Single Breasted 2 Button Jacket, at Marks and Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Bordeaux Merlot 2007 - Case of 12, at Marks & Spenser
Style: Medium bodied Grape variety: Merlot Country of origin: France Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Jersey Pinafore With Stain Defence™, at M&S
This traditional pinny is treated with Stain Defence™ a high performance finish that protects against stains. Stretch jersey fabric makes it comfortable to wear and girls will love the pretty heart shaped button

Compton Side Table, at MarksandSpencer
1 drawer Crafted from oak and oak veneer H57 x W57 x D50cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handmade Letters Grandad Card, at Marks & Spensers
Cover text: To a very special grandad Inside message: With love Approx size: Unfolded: 215 x 150mm

Ontario Medium Camoflage Holdall, at Marks and Spencers
There'll be no things that go bump in the night with this easy to transport holdall. Supported by sturdy wheels and a stand-alone feature, it is the ideal option for short trips or flying abroad

Per Una Lip Colour, at Marks & Spencer
Moisturising Hypoallergenic

Leopard Print Cross Body Bag, at Marks & Spensers
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and multiple pockets. A practical and stylish accessory

Gold Plated Heart Necklace & Earrings Set, at M+S
2 part set Fine chain necklace with heart pendant and diamant detail Diamant stud earrings This product is not available for international delivery. Find out more

M400 Mattress - Soft, at Marks n Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring Count: 1054 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Rustic Stretch Bracelet, at Marks & Spencers
Stretch style Mixed bead design Rustic finish

Lavender Moisturising Hand & Nail Cream, at Marks & Spensers
Moisturising Lavender fragrance 100 ml Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Lavandula Angustifolia(Lavender), Polysorbate 60, Glyceryl Stearate, PEG-100 Stearate, Dimethicone, Isopropyl Palmitate, Panthenol, Parfum, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Butylphenyl Methylpropional, Limonene, Linalool, Alpha-Isomethyl Ionone, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer Triethanolamine, Propylparaben, Xanthan Gum, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben

Chandelier Embroidered Cushion, at Marks & Spencers
Rectangular shape Embroidered chandelier design Dimension: L31 x W41cm, Manufacturer: Marks & Spencer

Pop Art Multi Bead Rope Necklace, at MarksandSpencer
Rope chain Multi bead design Length: 76cm

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.