Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Patent Leather High Heel Buckle Shoes, at Marks and Spencer
Round toe Buckle feature Slip on Stitch detail High heel Heel height: 80mm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Older Boys' Pure Cotton Denim Jacket, at Marks & Spencer
Relaxed and modern, this denim jacket makes a comfortable and practical choice. It's machine washable for added convenience

Watercolour Floral Multipack of Easter Cards, at M&S
Cover text: design 1: Happy Easter, design 2: Easter Wishes Inside message: All designs, blank for your own message 6 cards, 2 designs Approx size: 145 x 70mm

Blue Harbour Luxury Modal Blend Stripe Polo Shirt, at Marks and Spencer
Stylishly smart casual, this polo shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Handmade Outfit 40th Birthday Card, at Marks and Spencer
Cover text: 40 Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126 mm

Florentyna Body Powder, at Mark's & Spencer
Lightly dust over body after a bath or shower to leave skin feeling silky smooth and delicately fragranced 150g

Casa Leona Cabernet Sauvignon Reserve 2006 - Case of 12, at Marks n Spencer
Style: Full bodied Grape variety: Cabernet Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Three Bean Salad, at MarksandSpencer
Serves 8 Ready to eat Suitable for vegetarians 800g As featured on page 29 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Low Rise Spot Swirl Shorts, at Marks & Spencer
Low rise shorts are perfect for wearing with hipster styles and these pretty spot swirl print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Die Cut Letters Get Well Soon Card, at Marks and Spenser
Cover text: Get well soon Inside message: Blank for your own message Approx size: 150 mm x 150 mm

Mr & Mrs Mugs Set, at Marks and Spencers
Contains: 2 mugs - 1 'Mr' and 1 'Mrs' Approx size: H110 x D80mm

Extending Table Lamp & Lampshade, at MarksandSpencer
Fabric shade Adjustable height Round base Diameter: 28cm Hieght: 64cm Bulb: 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

Blue Tissue and Wrapping Accessories, at Marks and Spencer
Pack contains: 3 sheets of tissue, Gift tag, Ribbon Approx size: Tissue: 50 x 70mm, Tag: 80 x 45mm, Ribbon: 120cm

North Coast Cotton Blend Funnel Neck Parka, at M & S
A contemporary design and multiple pocket feature makes this parka a fashionable choice

Boys' Adventures Duo Multipack of Cards, at Marks & Spensers
Cover text: Design 1: Happy Birthday, Design 2: blank Inside message: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

Handcrafted Bouquet Large Mother's Day Card, at Marks and Spenser
Cover text: For a Special Mum Inside message: Have a wonderful Mother's Day Approx size: Unfolded: 220 x 220mm

Nokia 6500 Classic - Vodafone Pay as you talk Mobile Phone, at M&S
A maximum of 2 phones per customer may be purchased Talk time: Up to 3.5 hours Stand-by time: Up to 9 days Display: 2" (320 x 240 pixels) QVGA display supporting up to 16.7 million true colors Dimensions: 109.8 x 45 x 9.5 mm Weight: 94g Bandwidth: GSM/EGSM: 850/900/1800/1900, WCDMA 850/2100 Music and multimedia: Music player supports AAC, eAAC+, and MP3 audio formats, Video playback supports H.263, MPEG4, and 3GPP formats and codecs, Video streaming supports 3GPP and H.263 formats Camera and video: Image capture: JPEG, resolution of images: 1600 x 1200 pixels, video capture: MP4, Resolution of videos: QCIF/SQCIF, 176 x 144 pixels Browsing: xHTML browser over wTCP/IP stack supports WAP release 2.0, WML (WAP 2.0) browser Connectivity: Micro USB, 2.0 + enhanced data rate (EDR), Remote SyncML data synchronization via Bluetooth Data transfer: WCDMA, GPRS, EGPRS and Dual band 3G technology Java™ applications: Java MIDP 2.0 games and applications Messaging and email: MMS, SMS, AMS and Email client supports POP3 and IMAP4 Memory: 1 GB internal memory with up to 920 MB user free memory Personal information management: calendar, to-do list, and notes, alarm clock, stopwatch, countdown timer and calculator Ringtones: Video, MP3, MP4, eAAC+, AAC, and WMA, Polyphonic Vodafone Pay as you talk: Your mobile service provider will be Vodafone. A Vodafone SIM card is included with this handset. Click here to view Vodafone's Pay as you talk tariffs. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

4 Dahlia Print Placemats, at Marks & Spenser
Pack of 4 Dahlia print Curved edges Rectangle shape, Manufacturer: Marks & Spencer

Per Una Essentials Modal Rich Pintuck Shorts, at Marks and Spencer
Feminine and delicate, these stylish shorts are made from a soft comfortable modal rich fabric. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Classic Collection Floral Print Dressing Gown, at Marks & Spensers
Wrap up and relax in this soft dressing gown featuring floral print for a pretty look

Classic Collection Pure Cotton Pull-On Jeans, at Marks & Spencer
Effortlessly stylish, these easycare pull on jeans are finished with a smart decorative fob at the waist. They're designed to give a comfortable, flattering fit and make a perfect match for fashionable tops and t-shirts

Portfolio Brushed Moon Ring, at Mark's & Spencer
Brushed moon detail

Lichfield 2-Door Glazed Top Unit with Lights, at Marks & Spencer
H112 x W109 x D43cm 2 adjustable toughened glass shelves Fitted low voltage interior lighting Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Paisley Print Lightweight Scarf, at Marks & Spensers
Add a fashionable finishing touch to your look with this elegant paisley print scarf. The perfect accessory to this season's styles

Nubuck Leather Belts, at Marks & Spencer
This leather nubuck finish belt is ideal for wearing with casual styles

Easycare Long Sleeve Fine Hairline Stripe Shirt, at Marks and Spencers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Diamanté Buckle Mules, at Mark's & Spencer
Open toe Diamant buckle foot strap Slip on Heel height: 33mms Comes in sizes 3-8, including half sizes

Côtes du Ventoux St Gabriel 2006 - Case of 12, at Marks and Spencers
Style: Dry, medium bodied Grape variety: Carignan, Grenache, Syrah Country of origin: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Thermal Performance Active Long Sleeve Top, at Marks and Spencers
Innovative and high-performance, this top is made with moisture control and anti-odour technology. They're designed to keep you at a comfortable temperature so you feel warm, fresh and dry

Kapersky Internet Security 2009 1 User 1 Year License, at M+S
Extended Protection: Two-way personal firewall; secure Wi-Fi and VPN connections, Application rules configured automatically, Security rating assigned to unknown applications, Access to users resources and data is restricted for unknown applications, Improved antispam protection Content Filtering: Parental control Data & Identity Theft Protection: Virtual keyboard for safe entry of logins and passwords, Prevents theft of data exchanged via secure connections (HTTPS / SSL), Disables links to phishing websites Essential Protection: Protects from viruses, Trojans and worms, Protects from spyware and adware, Scans files, email messages and Internet traffic, Protects instant messengers (ICQ, MSN), Proactive protection from unknown threats Preventive Protection: Scans operating system and installed applications for vulnerabilities, Disables links to malware sites Usability: Automatic configuration, Wizards for common tasks, Automatic or interactive mode, Round-the-clock technical support, Automatic database updates, Global threat monitoring (Kaspersky Security Network) Advanced Protection & Recovery: Program can be installed on infected computers, Self-protection from malware, Restores correct system settings after removing malicious software Suitable for 1 user for 1 year

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."