Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Classic Collection Pure Merino Wool Cardigan, at Marks & Spenser
Warm and cosy, this pure new wool stylish cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Weekend Leather Boxy Bag, at Mark's & Spencer
Recommended in LOOK magazine Gorgeously glossy, this weekend bag is a must-have for stylish overnight stays and mini breaks. Patent leather gives an irresistibly luxe look and feel

LED Light Collection Butterfly Mobile, at Marks n Spencer
Hanging wire Circular design 6 hanging butterflies, Manufacturer: Marks & Spencer

5 Newborn Pure Cotton Assorted Mouse Bodysuits, at Marks & Spensers
Cute and practical, this pack of 5 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep her feeling comfy and happy

16-Piece Coloured Handle Cutlery Set, at Marks and Spencer
16-piece set Coloured handles 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Pleated Shirt, at Marks and Spencer
Feminine and elegant, this sophisticated long sleeve shirt is beautifully designed and cut for a flattering shape and features a striking pleated front

Utensil Pot, at Marks and Spenser
Plain Groove detail H20 x Diam 17.5cm, Manufacturer: Marks & Spencer

Active Urban Leisure Roll Up Sleeve Jacket, at Mark & Spensers
Stylish and practical, this fashionable jecket is ideal for workouts or relaxed casualwear.

Collezione Leather Washbag, at Marks and Spencer
Stylish and practical, this washbag is a well designed travel essential

M&S Combination DAB Digital Radio, at Marks & Spenser
Access over 8000 radio stations worldwide built-in WiFi 24 station presets (8 DAB / 8 FM / 8 internet) Podcast and listen again service compatible with media streaming of MP3/WMA & real audio file Alarm functionality, snooze button, headphone port, automatic scanning, firmware upgradeable and mains operated Stereo digital radio with 802.11b/g WiFi network, full Band III DAB and FM reception Frequency ranges: 802.11b/g, Band III 174-240 MHz, FM 87.5-108 MHz WiFi (802.11b/g) security: WEP, TKIP, WPA, WPA2 WiFi audio files format support: MP3, WMA, Real Audio Speakers: full-range 3" drive unit Input connectors: 9V DC power adaptor socket (230V supplied) Output connectors: 3.5mm headphone, 3.5mm line out (analogue) LCD display: 2X16 character Type LCD display Mains power supply: 230V AC to 9V DC external power adaptor Aerial: captive telescopic aerial Dimensions (mm): 115mm high x 275mm wide x 65mm deep M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Decorative Vintage Photo Frame 13 x 18cm (5 x 7"), at Marks and Spenser
Pearl effect and diamant detail Aperture: 13 x 18cm (5 x 7") Dimension: 21.6 x 16.2 x 1.8cm, Manufacturer: Marks & Spencer

100 Denier Reversible Opaque Tights, at Marks and Spencers
These comfortable 100 denier opaque tights are made with added stretch and a reinforced toe for durability.

Adored Floral Embroidered High Leg Knickers, at Marks & Spencers
Elegant and stylish, these embroidered briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The high leg style makes legs look longer, giving a flattering shapely fit. Feminine everyday lingerie

Autograph Feather Bow Headband, at Marks and Spencer
Keep tumbling tresses off your face with this stylish bow and feather headband

Wallace and Gromit Calendar, at Marks & Spencers
Dimensions: 225 x 390mm and ™Aardman Animations Ltd. All rights reserved

3 Pure Cotton Short Sleeve Tops, at Mark & Spensers
Cute and practical, this pack of 3 tops is great value. The soft cotton fabric will keep her happy and comfy

Sicilia Shiraz 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Shiraz Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

North Coast Pure Cotton Short Sleeve Check Shirt, at Marks and Spencers
Relaxed and stylish, this check shirt is made from pure cotton so it feels soft and comfortable to wear

Pearl Effect Floral Y Design Necklace, at Marks and Spencers
Pearl effect and diamant detail Y design chain Clasp fastening Adjustable length Length: 41cm

Pink Birthday Cocktails Card, at Marks and Spencer
Cover text: Birthday Cocktails Inside message: Hope your birthday is full of fun! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 125mm

Anthony Bear Hand Finished Multipack of Cards, at Marks & Spensers
Cover text: Design 1: have a lovely Easter, Design 2: Happy Easter! Design 3: spring wishes Inside message: All designs, blank for your own message Pack contains: 6 cards, 3 designs Approx size: 147 x 70mm

Dan's Mouse Floral Wheelbarrow Birthday Card, at Marks and Spencer
Cover text: For you...from me...with love xxx Inside message: Blank for your own message Approx size: 150 x 215mm

2" Longer Sleeve Satin Stripe Shirt, at M&S
Smart and stylish, this 2" longer sleeve stripe shirt is made from pure cotton

Leopard Print Pointed Toe Court Shoes, at Marks n Spencer
Pointed toe Leopard print Slip on Mid heel Heel height: 67mm Comes in sizes 8 and 9, including half size

Dragon Fly Gift Card, at Marks & Spenser
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Per Una Brow and Lash Gel, at Marks & Spencer
Non-flaking Conditioning Hypoallergenic Carmine free and GMO free Animal Free - No ingredients of animal origin

Pheasant Gully Cabernet Merlot 2008 - Case of 12, at Marks & Spencer
Style: Medium bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: Australia Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks & Spensers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Abalone Pendant Necklace & Drop Earrings, at Marks and Spenser
Multi bead pendant necklace with clasp fastening Hook fastening earrings Abalone design

3 Non-Iron Short Sleeve Blouses, at Marks and Spencers
A great value 3-pack of school blouses, non-iron for convenience

Besides Mark's & Spencer Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.