When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Wentworth Large 2-Seater Sofa, at Mark & Spensers
H96 x W172 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Double Breasted Denim Jacket, at Marks n Spencer
Comfy and cosy, this denim jacket feels soft and warm and is great value. A practical, easycare style

Sterling Silver Loop Bangle Bracelet, at Marks & Spencers
Loop fastening Plain Sterling silver This product is not available for international delivery. Find out more

Philips ID9372B Cordless Phone with Answering Machine, at Marks & Spencer
250 name and number phonebook 50 SMS storage capacity 30 call log entries 15 minutes recording time Plug and play answering machine Call waiting Tone and pulse dialling Enhanced speakerphone for real-life hands-free conversations Free intercom Registers up to 4 handsets to one base White backlit inverse display SIM-card copying facility GAP compatible Caller ID and microphone mute feature

Château La Roseraie Dumont 2007 - Case of 12, at Marks & Spensers
Style: Medium bodied Grape variety: Merlot & Cabernet Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Paris Hands Valentine Card, at Marks & Spencer
Cover Text: With all my Love this Valentine's Day x Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Dyson DC22 Allergy Vacuum Cleaner, at Marks and Spencer
Suction power: 200 airwatts (constant) Bin capacity: 1.2 litres Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged No bags or filters: No extra costs and your vacuum doesn't lose power as you clean Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Included in the box: Mini Flat Out™ tool, combination tool, stair tool, operations manual, quick start guide Dimensions: H291 x W402 x D263mm Weight: 7.1 kg Cord length: 5 metres Max reach: 8.6 metres M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Ceramic Toilet Roll Holder, at Marks & Spencer
Ceramic and stainless steel design H12 x W16 x D6cm, Manufacturer: Marks & Spencer

Humming Bird Happy Birthday Gift Card, at Marks and Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Fuzzy Teddy in a Flowerpot Sister Birthday Card, at Marks & Spencers
Cover Text: To a very special Sister who's always full of fun! Hoping that your Birthday is a really special one... xxx Inside message: Have a lovely day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150 mm

Autograph Tartan Bow Headband, at Marks and Spenser
Dress up those tresses in fabulous style with this pretty bow headband

Sony Ericsson T303 - Orange Pay as you talk Mobile Phone, at Mark's & Spencer
A maximum of 2 phones per customer may be purchased Talk time: Up to 9 hours Stand-by time: Up to 16 days Dimensions: 8.3 x 4.7 x 1.5cm Weight: 93g Screen: 128 x 160 pixel resolution, 65,536 LCD colours Camera: 1.3 megapixel Messaging: SMS and MMS - Combine image, video, text and voice clips and send an MMS to a compatible phone or PC Orange Pay as you Go: Your mobile service provider will be Orange. An Orange SIM card is included with this handset Memory: 8MB Radio: Save your favourite channels as presets Music player: Plays multiple audio formats including MP3, AAC, AAC+, e-AAC+ and WMA

5 Pairs of Older Boys' Cotton Rich Assorted Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted designs socks made with soft breathable cotton

Autograph Flat Front Charcoal Stripe Trousers, at Marks and Spencers
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

3/4 Sleeve Scoop Neck Jersey Top, at Mark & Spencers
Chic and modern, this scoop neck top is made from comfortable cotton blend and features a brushed stripe design.

Girls' Limited Plain Leggings, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Younger Girls' Bow Bar Permair™ School Shoes, at Marks & Spencers
Round toe Bow feature Single ankle strap with rip tape fastening Flat sole Scallop trim Scuff Resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Paris (Eyewitness Travel Guide), at Marks & Spencer
Paris has a seemingly limitless variety of attractions to tempt the visitor. Whether you are interested in a romantic stroll along the Seine or the medieval treasures of the Cluny, or just want to seek out the shopping along les grands boulevards, the "Eyewitness Travel Guide to Paris" has everything you need. Using the unique cutaway maps, floor-plans and 3D models explore state of the art museums, places of worship and architecture, from Gothic Notre Dame majestic Sacre Coeur to the Arc de Triomphe and contemporary Centre Pompidou

Short Sleeve Cardigan & Stripe Top Set, at Marks & Spencer
Cute and casual, these short sleeve cardigan and stripe top look fabulously fashionable worn together or separately

Instant Shoe Shine, at Marks & Spencers
Convenient, quick and easy, this handy shoe shine works on any colour to give a polished look in an instant

Sony Bravia 32'' KDL-32S5500 HD Ready LCD TV, at Marks & Spencer
HD Ready 1080i: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 32 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 25000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W80.7 x H55.7 x D22.2cm, without table stand: W80.7 x H50.8 x D94cm Weight: inc. stand 12.7kg, without stand 11.4kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

3 Pairs of Cotton Rich Heart Print Socks, at Marks n Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

2 Piece Long Sleeve Hooded Outfit, at Marks and Spencer
Smart and stylish, this 2 piece outfit gives a well dressed look and feels comfortable to wear

Pure Linen Ribbed Placemat, at Marks & Spenser
Ribbed design Rectangle shape, Manufacturer: Marks & Spencer

2 Pairs of Platinum-Plated Flower Stud Earrings, at Marks and Spenser
Set of 2 Floral design Butterfly fastening Platinum-plated For hygiene reasons, refunds will only be given in accordance with your legal rights

5 °Climate Control Cotton Rich Briefs, at Marks & Spenser
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Traidcraft Floral Bouquet Card, at Marks and Spencers
Cover text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

5 No VPL Low Rise Shorts, at Marks & Spencers
For the ultimate no-show look, these stretchy modern shorts are perfectly smooth. They don't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Construction Set, at Marks and Spencers
Suitable for ages 3-6 years 5 construction vehicles Includes a die cast dumper truck, excavator, crane, bulldozer and a digger Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Laus Flor de Chardonnay 2007 - Case of 6, at Mark's & Spencer
Style: Dry, medium bodied, lightly oaked Grape variety: Chardonnay Country of origin: Spain Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

There are lots of ways to save money using M&S Money. Not least of these is Mark & Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.