There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Sony Bravia 22'' KDL-22E5300 HD Ready Picture Frame LCD TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 22 inch viewable screen and a display resolution of 1366 x 768 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W58.6 x H39.7 x D15.6cm, without table stand: 58.6 x 37.8 x 9.0cm Dolby Digital and S-Force Front Surround: Experience the effect of digital surround sound with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 3, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 5, RF In, Scart Inputs (RGB) x 1, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures Use wall mount T042101 to perfectly mount this TV

XBOX 360® Crash of the Titans Game, at Marks & Spensers
For XBOX 360 Crash now has a powerful acrobatic fighting system Crash can now interact with his world in totally new ways M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Blue Harbour Pure Cotton Palm Tree Print Shirt, at Marks and Spencer
Relaxed and stylish, this palm tree print shirt is made from pure cotton so it feels soft and comfortable to wear

Medium Giraffe Soft Toy, at Marks & Spencer
Suitable for ages 0-3yrs H28cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Footglove™ Widefit Ghillie Pumps, at Marks & Spenser
Round toe Thread detail Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Nintendo DS™ LEGO® Batman®: The Videogame, at Marks & Spencer
Fight for justice as Batman and Robin or create chaos as The Joker, Catwoman and other villains, as you save or wreak havoc in Gotham City Rocket through sewers and bound across rooftops as you take the fight to the criminals across classic locations in Gotham City Fight on land, sea and in the air using a number of powerful Batman, Robin and villain-controlled vehicles, including the rocket-powered Batmobile, sleek Batboat and stealthy Batwing Enhance the abilities of the Dynamic Duo by unlocking Batman's Demolition, Sonic and Glide suits and Robin's Gravity, Magnetic and Dive suits to help fight Gotham's villains Play through the game in Story Mode from both the hero and villain sides The Nintendo DS version will offer touch screen interaction, and two-player co-op using the DS local wireless network capability You must be 7 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Nintendo DS, ESRB Rating: Kids to Adults

Anti-Allergy All Season Duvet, at Marks & Spencers
Endorsed by the British Allergy Foundation Proven protection wash after wash Perfect for use with our range of anti allergy duvets, pillows and protectors Easycare fabric Available in 4 sizes, Manufacturer: Marks & Spencer

Total Support Crepe Embroidered Bra, at Marks & Spenser
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to extra wide back straps and wide shoulder straps

Autograph Stormwear™ Bomber Jacket, at Marks & Spencer
Stylish and contemporary, this bomber jacket is treated with Stormwear™ technology, a breathable finish that repels water and stains

Little Acorns Musical Glitter Globe, at Mark's & Spencer
Contains: 1 snow globe Approx size: H140mm

Pure Cotton Plain Dye Mats, at Marks & Spencers
Textured edging Latex gripped backing Sizes sold separately. Customers should select which mat size they wish to purchase from the drop down menu, Manufacturer: Marks & Spencer

Edwardian Lady Peach Jug Mum Birthday Card, at M+S
Cover Text: With love on your Birthday Mum Inside Message: Have a wonderful day Approx size: 150 x 150mm The Country Diary of an Edwardian Lady Rowen Stott (Designs) Ltd and RW.UK. Ltd 2008

Low Rise Floral Lace Thong, at Marks and Spencer
Perfect for wearing under tight-fitting clothing, this lacy thong won't give you any visible panty lines. It's comfortable and flattering, and the low rise style is ideal for wearing under hipsters

Summer Manor Cup & Saucer, at Marks & Spensers
2 part set Floral design, Manufacturer: Marks & Spencer

The Top 100 Health Tips by Janet Wright, at Marks & Spencer
Discover the secrets to optimum health and vitality! Fast-track your way through the easily navigated section to optimise your health and well-being through foods

Autograph Double Buckle Mid Heel Shoes, at Mark & Spencers
Round toe Double buckle feature Zebra print Mid heel Lined

Zip Through Hooded Fleece, at MarksandSpencer
Comfy and cosy, this fleece coat feels soft and warm and is great value. A practical, easycare style

Blossom Tree Embroidered Curtains, at Mark & Spencers
Manufacturer: Marks & Spencer

Patent Animal Print Shopping Bag, at Marks & Spencer
Fashionable and environmentally conscious, this animal print shopping bag makes a great alternative to plastic carriers

Easy Tapas Recipe Book, at Marks & Spencer
Be the best at cooking the tastiest tapas! Making tapas has never been easier. Learn to love the wonderful array of flavours that these recipes offer - they are all very easy to make and so allow you to spend more time having fun with friends or family rather than slaving away in the kitchen. Not only will the diversity of tapas take you by surprise, the fantastic taste of these wonderful morsels will leave you wanting more. So go on, tuck in to these divine little bites!

Blue Harbour Pure Linen Chinos, at Mark & Spensers
Stylish, fresh and comfortable, these smart casual chinos are made from pure cool linen

Memory Foam Pillow, at M & S
Provides support and maximum comfort Plain, Manufacturer: Marks & Spencer

Cocktail 21st Birthday Card, at M&S
Cover Text: 21 Inside Message: wishing you a birthday full of fun! Approx size: 125 x 177mm

2 Non-Iron Cap Sleeve Blouses, at Mark's & Spencer
This 2-pack of cap sleeve blouses makes a fashionable choice for school. Hardwearing and easycare

Friuli Grave Pinot Grigio 2008 - Case of 12, at Marks and Spenser
Style: Dry, medium bodied Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Pure Silk Big Pocket Tunic, at Marks & Spencer
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Formula Instant Fix SPF 30 Face Veil, at Marks & Spencer
100% mineral sun filters Multi layered antioxidant protection system Sits beautifully on top of your daily moisturiser Provides an oil free base for use under make up Suitable for all skin types Hypoallergenic 30ml

New Lace Shorts, at Marks and Spencer
These pretty lace shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Whats My Word Card Game, at Marks and Spenser
Number of players: 2+ teams, 6+ players Suitable for age 8+ Contains: 90 large game cards, instruction card, card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Geneva Extra Large 2-Seater Sofa, at Marks & Spencer
H88 x W244 x D96cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.