M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Home Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Linen Miracle™ Single Breast 2 Button Jacket, at Mark & Spencers
This lightweight single breasted jacket is the perfect choice for warmer weather. A revolutionary crease resistant linen blend means it doesn't crease like linen but has the same look and feel

2 Underwired Plain DD-G Bras, at Marks and Spencers
Soft and comfortable, these bras are specially designed for fuller busts. It's underwired and structured to give great support and a flattering enhanced shape

Autograph Metallic Wash Wallpaper, at Marks & Spencers
Textured wallpaper No pattern repeat Paste-the-wall wallpaper - Printed on special non-woven paper, when hanging this wallpaper the paste is applied directly to the wall. Easier to handle when dry and no need for a pasting table Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Roll dimensions: W52cm x L10m Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Limited Collection Flash Sunglasses, at Marks and Spenser
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Per Una Cable Knit Slipper Boots, at M & S
Boot style Ribbed trim Cable knit design Pom pom detail Round toe Flat sole

Bubble Spot Print Swimdress, at Marks and Spencer
Chic and sophisticated, this flattering swimdress features a striking bubble spot print. A stylish, shapely look

Cotton Rich Velour Pull On Joggers, at M & S
Relaxed and comfy, these casual joggers are made from cotton rich fabric and feature a ribbed waistband. A practical easycare choice

Mother of Pearl Square Photo Frame 7.5 x 7.5cm (3 x 3"), at Marks and Spencer
Mother of pearl border Aperature: 7.5 x 7.5cm (3 x 3"), Manufacturer: Marks & Spencer

Bon Bon Table Lamp, at Marks & Spensers
Chrome plated steel Clear glass ball design Fabric shade H38 x Diam 18cm Suitable Light Bulb: 60W E14 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cashmilon™ Multi Stripe Scarf, at Marks & Spencers
Keep warm, cosy and stylish in this fashionable multi stripe scarf made from supersoft cashmilon™

Footglove™ Wide Fit Leather Platform Boots, at Marks and Spencer
Platform style Round toe Stitch detail Buckle and zip fastening Mid heel Heel height: 66mm Ankle high Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

In Bloom Lime Blossom & Bergamot Moisture Rich Body Wash, at Marks & Spencers
Body wash Mositurising Lime blosson and bergamot fragrance 225ml This product is not available for international delivery. Find out more

Pink Bouquet Special Nan Birthday Card, at Marks & Spenser
Cover text: To a special Nan Inside message: With love on your birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

Blue Bunny Flat Sheet, at Marks & Spensers
Embroidered 'baby bunny' slogon Star detail Multiple stripe design, Manufacturer: Marks & Spencer

Autograph Fliptoe Slip On Shoes, at Mark's & Spencer
Square flip toe Stitch detail Slip on Block heel

Blue Harbour Pure Linen Drawstring Trousers, at Marks and Spencers
A stylish smart casual look, these wide leg trousers are made from cool linen and designed for a fashionable and comfortable relaxed fit

Autograph Leather Round Toe Pump Shoe, at Marks & Spenser
Round toe Toe cap Flat sole

Per Una Pure Linen Pleat Front Skirt, at Marks and Spencer
An elegant knee-length skirt in pure cool linen, the pleated design makes it extra stylish

DD-G Ditsy Embroidered Underwired Bra, at M&S
Soft and comfortable, this bra is specially designed for fuller busts. It's underwired and structured to give great support and a flattering enhanced shape

Autograph Slate Place Mat, at Marks and Spencers
Square design H x 30cm W x 21cm, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Tile Print Dress with Wool, at Marks&Spencer
A pretty 3/4 sleeve dress featuring a tile print and back tie feature

Portfolio Mixed Bead Long Necklace, at Marks and Spencer
Button fastening Mixed bead design Long length Necklace length 105cm

2 Pure Cotton V-Neck Sports T-Shirts, at Marks & Spencer
These t-shirts are ideal for sports and PE. They're made from pure cotton and feature puff sleeves and V-necks

Extra Large August Bouquet, at Marks and Spencers
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses. Includes 100% more blooms than the standard August bouquet Available for delivery from 1st to 29th August 2009

Per Una Textured Stripe Padded Bra, at Mark's & Spencer
Elegant and feminine, this stylish bra is made from soft textured striped fabric and features a lace trim. Soft padding and underwiring give support and a flattering natural shape. Pretty everyday fashion

Pure Wool Pebble Rug, at MarksandSpencer
Rectangle shape Textured design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Younger Girls' Pure Cotton Charlie & Lola™ Pyjamas, at Marks and Spencer
Fans of Charlie and Lola™ will love these pyjamas featuring the popular character Lola

Short Sleeve Dog Print T-Shirt, at Mark & Spencers
A dog print adds a cute touch to this soft cotton top.

Per Una Short Soft Sleeve Top, at M&S
A smart short sleeve top in a soft stretch fabric featuring a scoop neck and ruched detail

Per Una 3/4 Sleeve Stripe Shirt with Silk, at Marks and Spencer
A fashionable 3/4 sleeve shirt in luxurious silk mix fabric featuring a stripe design

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.