Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Limited Collection Portobello Shoulder Bag, at Marks and Spencer
Fashionable and fabulous, this colourful handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Footglove™ Leather Sporty Ankle Boots, at Marks and Spencer
Square toe Stitch detail Block heel Ankle high Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Print Your Own Wedding Stationery: White Pearl Damask Invitations, at M+S
Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 155 x 110mm

Urbino 2-Seater Occasional Sofa Bed, at Marks and Spenser
H92 x W185 x D102cm (Opens to L238cm) Seat H48cm, arm H69cm, top back rail H77cm (all dimensions are approximate) Conceals a fold out bed, suitable for occasional use Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Available with fixed cushion covers only Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Mattress: L180 x W112 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa Bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Collezione Single Breasted 2 Button Jacket with Gilet, at Marks and Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

5 Pairs of Cotton Blend Sports Socks, at Mark & Spencers
Designed to cushion high impact areas, these comfortable cotton blend socks are an ideal choice for sports or PE

M&S Coffee Maker with Digital Timer and Grinder, at Marks & Spencer
1.5 litre capacity 230v 50hz 1000W Stainless steel finish Soft touch digital controls Built in coffee grinder Automatically turns off after 2 hours Glass carafe Removable and washable filter 2 year guarantee, Manufacturer: Marks & Spencer

Petite Long Sleeve Shirt Dress, at M & S
Shirt dresses are a hot trend this season, making this long sleeve dress the perfect way to get the look. Open neck collar adds a stylish finishing touch. Specially designed and perfectly proportioned for the petite frame

Autograph Pure Cotton Embroidered Pinafore Outfit, at Mark & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Beef Sirloin Joint, at Marks & Spencers
Serves 6-8 Ready to cook Suitable for freezing Gluten free 1.6kg total weight Matured for 21 days for extra tenderness As featured on page 34 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Lichfield Headboard, at M & S
Headboard H126cm (49.6'') Double (4ft 6in) W147.5cm (58.1'') This headboard is designed to fit most standard divans supplied with all necessary fittings Mattress and divan sold separately Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lightweight Pure Silk Large Giraffe Print Scarf, at Marks and Spencer
This sophisticated lightweight scarf is the perfect accessory to this season's fashions. The giraffe style pattern and contrast edge design add a stylish finishing touch

Cut Flowers Fragrance Diffuser and Refill Plug-In, at Marks & Spensers
Cut flowers fragrance 15ml Lasts up to 75 days, Manufacturer: Marks & Spencer

Freshfeet Two Tone Cord Mule Slippers, at M & S
Slip-on Two tone cord design Flat sole With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes

First Readers Jack and the Beanstalk, at Mark & Spensers
This popular story is part of the First Readers range. Jack thinks he's clever to sell their old cow for five magic beans. But Jack's in trouble as his mother thinks the beans are worthless and throws them away. Find out what happens next!

Cotton Rich Velour Hooded Jacket, at Marks n Spencer
Treat yourself to plush comfort with this super soft velour hooded jacket. Perfect for relaxing or exercising in style

Cats Eye Dome Ring, at Marks & Spensers
Chunky style Cats eye design

Animal Sparkle Jacquard Scarf, at Marks and Spencer
Add some sheer glamorous sparkle to your look with this elegant animal print scarf. The perfect accessory to this season's styles

Per Una Eye Pencil, at Marks & Spencers
Eye definer pencil Hypo-allergenic Double ended Comes in 7 shades

Classic Collection Rose Embossed Dressing Gown, at Marks and Spenser
Wrap up and relax in this soft dressing gown featuring embossed design for a fashionable look

Humbug Bead Necklace, at Marks and Spencers
Clasp fastening Multiple bead design Necklace length 41cm, extendable by 8cm

Collezione Contrast Trim Loafers, at Marks and Spencers
Square toe Stitch detail Slip-on Block heel

Montepulciano d'Abruzzo Cerasuolo Rose 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Montepulciano d'Abruzzo Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Petite Hooded Water Repellent Parka, at Marks and Spencer
Relaxed and stylish, the parka has become a fashion essential. This easycare version is detailed with handy side pockets and hood. Specially designed and perfectly proportioned for the petite frame

Petite 3/4 Sleeve Longline Tunic, at Mark's & Spencer
Smart and stylish, this lonline tunic is made from softly draping stretch viscose for a fluid look. The front pleat design adds a fashionable finishing touch. Specially designed and perfectly proportioned for the petite frame

Detroit Dining Table & 6 Alton Antiqued Leather Chairs Set, at Marks & Spencers
7 piece set Table: H75 x W90 x D150cm Chair: H99 x W46 x D56cm Table seats 6 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Cotton Rich Satin Bow Shirt, at Marks and Spencers
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning sateen bow tie feature

The Top 100 Health Tips by Janet Wright, at Mark & Spencers
Discover the secrets to optimum health and vitality! Fast-track your way through the easily navigated section to optimise your health and well-being through foods

3/4 Sleeve Mono Mosaic Print Tunic, at Marks & Spencer
This fashionable longer length top features a mono mosaic print design. A great way to get a fab modern look

Curved Seam Skater Skirt with Belt, at Marks&Spencer
Cute and flirty, this skater skirt is a stylish, versatile choice. A smart modern look

Besides Marks & Spencers Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.