M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Cotton Rich Drawstring Flared Joggers, at MarksandSpencer
Relaxed and comfy, these casual joggers are made from cotton rich fabric and feature a drawstring waist. A practical easycare choice

3 Pairs Of Trainer Socks, at Marks and Spenser
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, superior shape retention and durability

Vintage Rosado Cava 2006 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Pinot Noir Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Linen Blend Floral Print Skirt, at Marks & Spenser
Pretty and feminine, this linen blend skirt makes a fashionable, flattering choice. A smart modern look

Autograph 4 Piece Suit Outfit, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

White Beaded Heart Large Gift Bag, at Marks and Spencer
1 gift bag with tag Heart design Bead detail Approx size: H350 x W350 x D100 mm

Linen Blend Broad Brim Summer Hat, at Marks and Spencers
Express your stylish side with this wide brim hat

Autograph Essentials Embroidered Non Padded Balcony Bra, at Mark & Spencers
Sophisticated and feminine this balcony bra features a pretty embroidered design. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Pure Cotton 3/4 Sleeve Crinkle Kaftan, at Marks and Spenser
Feminine and delicate, this kaftan is designed to fit and flatter. The ultimate in poolside glamour

Noah's Ark Cake, at M & S
Order by 5pm to collect in 7 days 50 portions Chocolate cake: a rich chocolate cake filled with milk chocolate ganache 16 x 32cm 3kg Available for collection in the majority of our UK mainland stores As featured on page 62 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Autograph Ace Cutout Sunglasses, at Marks and Spencer
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Autograph Pure Marble Soap Dispenser, at Marks & Spenser
Pump action Textured finish Cuboid H18.5 x W6 x L6cm, Manufacturer: Marks & Spencer

Limited Collection 3/4 Sleeve Suede Jacket, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

2 Fairmont Chairs, at Marks & Spensers
Set of 2 Textaline and teak design Easy-clean fabric Teak source approved by the World Wildlife Fund Suitable for outdoor use 96 x 56 x 81cm Seat: H46cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Waffle Dressing Gown, at Marks and Spencer
Pretty and feminine, this dressing gown is made from pure cotton. Relax in style and comfort

Steel Bread Bin, at Marks & Spencers
Detachable lid with handle 'Bread' motif H23 x W34 x D18cm, Manufacturer: Marks & Spencer

Sensational at Sixty Card, at Marks and Spencers
Cover text: Sensational at Sixty Inside is blank for your own message 175 x 126mm

M&S Kira 4 Man Tent, at M&S
This 4 berth tent is ideal for those looking for a simple design consisting of one bedroom as well as a communal living area. The Kira has a front and side opening as for extra protection from the weather if needed. Superbly made with taped seams to keep the weather on the outside. It has highly flexible fibreglass poles for strength and easy erection. The Kira 4 berth tent could be just what you have been searching for, The Kira is a great tent for touring Europe with

Royal Jelly & Pure Honey Soap Stack, at Marks&Spencer
Pack of 5 Moisturising 200g

Per Una Bow Detailed Shopping Bag, at Marks and Spencer
A bow detail makes this fashionable bag even more special. Give your look the Per Una twist!

Big & Tall Flat Front Wool Blend Trousers, at Marks & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. Perfectly proportioned for big and tall men

Patch Jacquard Throw, at Marks and Spencer
Jacquard design Tasselled trim, Manufacturer: Marks & Spencer

Corbičres 2007 - Case of 12, at Mark & Spensers
Style: Full bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Pairs of Trainer Liner Socks, at Marks & Spencers
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, superior shape retention and durability

Non-Padded Lace Embellished Bra, at Marks & Spensers
Soft and comfortable, this lace embellished bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Detroit Triple Wardrobe & 2 Bedside Chests Set, at Marks & Spencer
3 piece set Triple Wardrobe: H195 x W129 x D59cm Bedside Chest: H64 x W46 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Solid oak doors Shelves made with oak veneer Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gold Plated Shell Drop Earrings, at Marks and Spencers
Hook fastening Drop style Shell detail Multi bead design

Take That - The Circus CD, at Marks & Spencers
Audio CD, Marks & Spencer

Signature Grapefruit & Ginger Infusion Sticks, at Marks & Spencer
Scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Dora The Explorer Top, at Marks and Spencer
Fans of Dora The Explorer will love this pure cotton top featuring the popular character. A practical, easycare style.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.