Besides Marks and Spenser Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Plain Mule Slippers, at Marks & Spencer
Dip your feet into lush comfort with the slip-on design of these cosy mule slippers. The non-slip sole ensures peace of mind, while the inner lining feels like a heavenly treat

Older Girls' Butterfly Flip Flops, at Marks and Spenser
Round toe Flat sole Butterfly design Toe post design

Collezione Pure Silk Teardrop Pattern Tie, at Marks and Spencers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Portfolio Panelled Ponte Pencil Skirt, at Marks & Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Dualit Vario 2-Slice Toaster - Black, at M&S
2-slice toaster Manually operated eject lever - keeps items warm until needed and selector switch - use only the slots required 1200 watt Replaceable/repairable parts and easy cleaning with a stainless steel cover Frozen bread and re-heat controls High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Adjustable inner wire guard to grip toast Patented, award-winning ProHeat elements Hand built in England - as identified by the individual assembler's mark on the base plate Concealed crumb tray Weight: 3.5kg Dimensions: H22 x W31 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Trio DECT Cordless Phones with Large Buttons, at Marks & Spencers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Talk time - up to 10 hours with 100 hours standby Speakerphone - talk hands-free Large display, big buttons and ultra-slim profile HD Sound - High Definition communication Large, white backlit inverse display Stores 100 names and numbers Up to 10 hours with 100 hours standby 5 polyphonic ringer melodies and 5 standard ringer melodies Built-in digital answering machine with up to 15 minutes recording time Access the answering machine on the base Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Grandson's Favourite Things Birthday Card, at Marks & Spensers
Cover text: Happy Birthday Grandson Inside message: Have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Baking Bible, at Marks n Spencer
Rejuvenate the art of baking with this useful book, create delicious home baked food for your family to enjoy

Ruffle Neck Tankini, at M&S
Feminine and fashionable, this flattering tankini is designed in the latest shape. Make a splash!

Per Una Embroidered Long Sleeve Kaftan, at Marks and Spencers
A casual v-neck kaftan in pure soft cotton featuring an embroidered spot and floral design

Pure Cotton Broiderie Vest Top, at Marks n Spencer
This sleeveless vest top will make a useful addition to your wardrobe. It features a pretty lace trim for a stylish casual look

Footglove™ Widefit Vented Peep Toe Shoes, at Marks & Spensers
Peep toe Vented design Lace detail Slip-on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

3 Pairs of Easy Grip Socks, at Marks and Spencer
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Per Una Pure Cotton Stripe Kaftan, at Marks & Spencer
Gorgeously feminine, this fashionable kaftan features a striking stripe print. The ultimate in poolside glamour

Short Sleeve Embroidered Linen Shirt, at Marks & Spencers
A stylish smart-casual look, this short sleeve polo shirt in soft cotton features a breast pocket and button placket. Practical, comfortable and easycare

Portfolio Faux Pearl Necklace, at Marks and Spenser
Faux pearl Chain necklace Hook fastening

Bamboo Collection Salad Bowl, at M&S
Turned wooden design, Manufacturer: Marks & Spencer

Autograph Pure Silk Taj Mahal Tie, at M&S
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Pure Cotton Active Woven Trousers, at Mark & Spencers
As worn by GB Olympic pentathletes. Comfy and practical, these quick drying elasticated joggers are great for active workouts

Light Up Fairy Wishes Card, at Marks & Spencer
Cover text: Birthday wishes Inside message: Have a very special day Approx. size: 215 mm x 150 mm

Collezione Pure Wool Single Breasted 2 Button Jacket, at Marks & Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

HP Compaq Presario CQ61-120SA Notebook, at M & S
Processor: Intel Pentium processor T4200 Processor speed: 2 GHz, Level 2 cache 1 MB RAM: 3072 MB (1 x 1024 MB + 1 x 2048 MB), Supports up to 8 GB DDR2 memory Screen: 15.6" Diagonal High Definition HP LED Brightview Operating System: Genuine Windows Vista Home Premium with Service (32-bit) Hard Drive: 250 GB SATA Hard Disk Drive 5400 rpm up to 9 GB partition for system recovery DVD Drive: Lightscribe Super Multi DVD Writer (+/-R +/-RW) with Double Layer support Graphics card: Intel Graphics Media Accelerator 4500MHD Up to 1309 MB Total Available Graphics Memory Memory slot: 5-in-1 integrated Digital Media Reader for Secure Digital cards, MultiMedia cards, Memory Stick, Memory Stick Pro, or xD Picture cards Camera: Webcam with integrated microphone Interfaces: 1 headphone-out, 1 mic in, 3 USB, 1 HDMI connector, 1 VGA port, 1 RJ45 ethernet connector Connectivity: Ethernet 10/100BT integrated network interface 802.11b/g WLAN Battery: 6-cell Lithium-Ion (Li-Ion) battery Media software: Windows Media Player, Windows Photo Gallery, DVD Play, Windows Movie Maker, Windows DVD Maker, Cyberlink DVD Suite, Windows Media Center Additional software: Microsoft Works and Microsoft Office Home and Student 2007 60-Day Trial Version, Microsoft Internet Explorer, Windows Mail, Adobe Reader, Dimensions: L37.8 x W25.2 x H4.36cm Weight: 2.75kg

Portfolio Pure Silk Floral & Spot Print Lightweight Scarf, at Marks & Spencers
Add a luxurious finishing touch to your look with this elegant pure silk floral and spot print scarf. The perfect accessory to this season's styles

Dominio del Plata Cabernet Sauvignon 2006 - Case of 6, at Marks & Spencer
Style: Dry Grape Variety: Cabernet Sauvignon, Malbec, Merlot Country of origin: Argentina Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.8 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S 15'' HD Ready LCD TV with DVD Player & iPodŽ Dock, at Marks & Spensers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 15 inch LCD, 1280 x 800 pixels Contrast Ratio: 400:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Connectors:1 x HDMI input, 1 x scart socket Built-in DVD Player: Plays DVD and CDs Built-in iPod Dock: Plays music and videos from the iPod through the TV and charges your iPod iPod remote Control all iPod functions from the TV remote iPod docking station compatible with Classic 5th & 6th generation, Nano 2nd & 3rd generation, iTouch and iPhone M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042100 to perfectly mount this TV This product is not available for international delivery. Find out more

2 Pure Cotton Tulip Motif Towels, at Marks & Spencer
Pack of 2 Tulip motif Plain W40 x L60cm, Manufacturer: Marks & Spencer

Silver Tree Chardonnay 2007 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: South Africa Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Carbon Print Sport Sunglasses, at Marks and Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Autograph Handkerchief Collection Tall Vase, at Marks and Spencer
Fluted opening Handkerchief design top Round base Smoked glass H49 x Diam 21.5cm, Manufacturer: Marks & Spencer

Basket Weave Cufflinks, at Marks n Spencer
Add a smart finishing touch with these basket weave cufflinks

MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.