M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Portfolio Mixed Chunky Bead Necklace, at Marks and Spencer
Button fastening Ribbon chain Mixed chunky bead design Necklace length 81cm

3 Pairs of Ribbed Top Sports Socks, at M&S
Designed to sit snug inside your trainers, these cotton rich socks provide the essential comfort and breathability your feet need for those high impact workouts

Autograph Pure Cotton Sequin Detail Cardigan, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Botanic Wallpaper, at Marks & Spencer
Textured wallpaper Offset pattern repeat 64cm - The design elements in the pattern run diagonally across the wall, so only alternating rolls should be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here to view our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Maternity Skirt & Leggings Set, at Marks n Spencer
Smart and stylish, this skirt and leggings set is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Two Tone Sunglasses, at Marks & Spensers
A hot look for summer, these fabulous sunglasses add instant style and glamour

Autograph Wide Waistband Slip, at M+S
Exceptionally comfortable, this slip is made with modal, a supersoft fabric that feels silky smooth

Angel Cotton Rich Strawberry Print First Bra & Knicker Set, at Marks & Spenser
This pretty strawberry print bra and knicker set is designed for a supportive and comfortable fit. The non-wired design is the best choice for first bras

Faux Fur Trim Hooded Jacket, at MarksandSpencer
Cute and cosy, this hooded jacket is made from soft fabric to keep her feeling comfy

5 Cotton Rich Leopard Print Bikini Knickers, at Marks and Spencer
These leopard print cotton rich knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

King of the Jungle Dad Birthday Card, at Marks and Spencers
Cover text: Dad, you're my king of the jungle! Inside message: Have a great day! Approx size: 215 mm x 150 mm

Pure Cotton Hooded Reversible Jacket, at Marks & Spencer
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. This high quality, great value reversible jacket is designed to keep baby looking adorable and feeling comfy and happy

Maternity Limited Collection Straight Leg Jersy Trousers, at Marks n Spencer
Fashionable and modern, these straight leg trousers are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Cotton Rich Floral Print Shorts, at Marks and Spenser
Low rise shorts are perfect for wearing with hipster styles and these pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Firm Control Magic Thigh Slimmer, at Mark's & Spencer
These thigh slimmers work like magic with with targeted control areas to shape you where you need it most. They gently flatten tummies, smooth hips and lift bottoms for a flattering, shapely look. They're comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Edmonton 2-Seater Sofa, at Marks and Spencers
H92 x W163 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use The feet are solid birch with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Cotton Rich Ribbed Waist Trousers, at Marks & Spencer
Casual and comfortable, these easycare cotton rich trousers make a fashionable and practical choice

Blue Harbour Funnel Neck Fleece Gilet, at Marks & Spencer
Relaxed and cosy, this sleeveless fleece makes a warm and comfortable extra layer

Per Una Short Sleeve Pintuck Bib Top, at Marks & Spencers
A gorgeous pintuck top in soft, comfortable modal, the ruffle bib feature gives it the Per Una touch

Casa Leona Merlot 2008 - Case of 12, at Marks & Spencer
Style: Medium bodied Grape variety: Merlot Country of origin: Chile Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wavy Stripe Tankini Top, at Marks & Spencers
Pretty and feminine, this flattering tankini is designed in the latest shape. The ultimate in poolside glamour

Pure Silk Multi Stripe Tie, at Marks & Spencer
Add a luxurious finishing touch with this contemporary diamond pattern tie in pure silk

Pure Cotton Long Sleeve Ribbed Yolk Cardigan, at Marks n Spencer
Casual and contemporary, this pure cotton cardigan is outstanding value

Per Una Ostrich Print Clutch Bag, at Marks and Spencer
An ostrich print makes this fashionable purse even more special. A practical and stylish accessory with the Per Una twist

Autograph Pure Cotton Butterfly Embroidered Top, at Mark & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Limited Collection Pure Silk Big Pocket Tunic, at M & S
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Short Sleeve Scoop Neck Ribbed Trim Jumper, at Marks & Spensers
Modern and stylish, this jumper features a button placket. A versatile, easywear style

Ultimate Bond Collector's Edition DVD Box Set, at Mark & Spensers
Rating Suitable for 15 years and over,

3 Pairs of 15 Denier Ladder Resist Sheer Knee Highs, at Marks & Spencers
An M&S exclusive. Amazing yarn stops holes turning into ladders. Three way stretch gives a perfect fit. The comfort top is designed to keep them in place without leaving marks

Collezione Single Breasted Funnel Neck Parka, at Marks and Spencer
Elegantly stylish and meticulously finished, this funnel neck parka is inspired by sophisticated Italian fashions

Besides Mark's & Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.