When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Besides Marks and Spencer Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Zebra Print Border Crook Umbrella, at Mark & Spensers
Brighten up rainy days with this stylish lightweight umbrella

Firm Control Smooth Magic Body, at Marks & Spensers
This clever body works like magic with targeted control areas to shape you where you need it most. It's comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Travel Iron, at Marks & Spenser
Small and compact with a foldable handle Ideal for removing suitcase creasing This product is not available for international delivery. Find out more

Angel Cotton Rich Stripe First Bra & Shorts Set, at Marks & Spencer
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

2 Younger Boys' Pure Cotton Long Sleeve Vests, at Marks and Spencer
An outstanding value 2 pack of vests in natural breathable cotton

The Floral Collection Magnolia Pomander Pack, at Marks and Spencer
Magnolia fragrance

Philips ID9372B Cordless Phone with Answering Machine, at Marks and Spenser
250 name and number phonebook 50 SMS storage capacity 30 call log entries 15 minutes recording time Plug and play answering machine Call waiting Tone and pulse dialling Enhanced speakerphone for real-life hands-free conversations Free intercom Registers up to 4 handsets to one base White backlit inverse display SIM-card copying facility GAP compatible Caller ID and microphone mute feature

Pure Evoke Flow, at Marks & Spencer
Wi-Fi for access to internet radio, listen again content, podcasts, PURE sounds and media streaming from a computer and even automatic software updates Program up to 30 DAB or 10 FM station presets Connect an iPod or MiniDisc and play it through EVOKE Flow Organic LED display for superior contrast and improved readability from any angle Touch-sensitive SnoozeHandle snoozes the alarm and illuminates the display Set an alarm to wake to DAB or tone Environmentally friendly - standby power consumption of less than 1W and made from 70% recycled material M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Essentials Floral Lace Thong, at Marks & Spensers
Stunningly stylish, this modern thong features floral lace detail. The low rise styling gives a flattering shapely fit

Blue Harbour Pure Cotton Oxford Check Shirt, at Marks&Spencer
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Panasonic 32'' TX-L32X10 HD LCD TV, at Marks and Spencers
Display: 32 inch LCD screen, 1,049,088 (1,366 x 768) pixels Dynamic contrast ratio: 15,000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W798 x H551 x D217 mm (with stand), W798 x H510 x D93 mm (without stand) Weight: 13kg with stand V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3x HDMI, S-video input, component video input, PC input and 1 x headphone jack VIERA V-Real 4: Delivers images of mesmerising beauty. This superb picture technology enables you to see all the grand detail of fast moving onscreen images, so you never miss a moment of an action movie or sporting event! 24p Playback: High speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Lone Range Gimblett Gravels Red 2006 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Mixed Red Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Floral Sandals, at Marks & Spensers
Floral detail Buckle fastening Thong style Flat sole Comes in sizes 3-8, including half sizes

Leather Ostrich Design Laptop Bag, at Mark's & Spencer
Stylish and practical, this laptop bag is made from luxurious hardwearing leather and features useful compartments. A useful and fashionable accessory

Amazing Planes Book, at MarksandSpencer
This book contains all the press out model pieces you need to make six different planes. Fit your planes with the plastic nose cones provided and then see how far you can fly them ! Plus inside you'll find loads of crazy, amazing, fantastic facts and true stories about planes !

JBL SoundSticks II Audio Speaker System, at Mark's & Spencer
Speaker system: 3-piece plug and play multimedia speaker system Styling: Stunning, original design with great sound Equalisation: Features computer-optimized multi-band parametric equalization Touch control: Capacitance touch control buttons provide direct access to volume control Output: 20 Watts RMS subwoofer power output Dimensions: 41 x 51 x 31cm Weight: 499g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Cropped Peplum Cardigan with Wool, at M+S
A touch of wool adds warmth and softness to this fashionable cropped peplum jacket. A flattering modern look

Classic Pearl Effect Necklace, at Marks and Spencers
Clasp fastening Pearl effect Necklace length 64cm

Classic Text Golden Anniversary Card, at Marks n Spencer
Cover text: With Love on our Golden Anniversary Inside message: Blank for your own message Approx size: 214 mm x 150 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Large Lines Flared Vase, at Marks & Spenser
Large opening Cut circular design Broad base W16.8 x D16.8 x H35cm, Manufacturer: Marks & Spencer

Cotton Rich Flat Front Corduroy Trousers, at M&S
A relaxed formal look, these comfortable stretch cotton corduroy trousers make a stylish and practical choice for everyday wear

Limited Collection Long Boho Necklace, at Marks & Spencers
Boho style Long length Necklace length: 150cm

Limited Collection Zebra Print Tunic, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Silicone Nipple Covers, at Marks and Spencer
There are some clothes that simply don't work with a bra. These secure and effective nipple covers make the perfect solution

Collezione Pure Wool Single Pleat Stripe Trousers, at Marks & Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Star Print Round Handle Umbrella, at Mark & Spensers
Brighten up rainy days with this stylish lightweight umbrella

Keep Talking Card Game, at Mark & Spencers
Number of players: 2+ teams, 6+ players Suitable for ages 8+ Pack contains: 90 large game cards, instructions, card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Broiderie Vest Top, at Marks and Spencer
This sleeveless vest top will make a useful addition to your wardrobe. It features a pretty lace trim for a stylish casual look

Younger Girls' Permair™ Flower Embroidered School Shoes, at Marks & Spencers
Round toe Floral embroidered detail Ankle strap with riptape fastening Scuff resistant toes Flat sole Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Pull-On Cashmilon™ Hat, at Marks and Spencer
Stay ahead of trends in this stylish hat made from supersoft cashmilon™. Warm and cosy, it's perfect with the matching scarf and gloves

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.