M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Besides Marks & Spenser Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Per Una Pure Linen Patchwork Jacket, at Marks and Spenser
An elegant single breasted jacket in pure cool linen. The stitch detail patch effect gives it the Per Una touch

Artificial Orchid in Mirror Bowl, at Marks and Spencer
Artificial orchid Mirror bowl vase No watering required therefore easy care Fresh looking throughout the year Height: 50cm, Manufacturer: Marks & Spencer

Classic Collection Paisley Print Skirt, at Marks & Spencers
Elegant and feminine, this printed skirt is cut to drape beautifully and flatter your figure. The lovely colours in the print coordinate perfectly with the plain tops in the Classic range, making it easy to put stylish outfits together

Per Una Cotton Rich Roma Bootleg Trousers with Belt, at Marks n Spencer
A smart pair of bootleg trousers in stretch cotton featuring a paisley print belt

Woven Silk Multi Stripe Tie with Stain Defence™, at Marks & Spencers
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Autograph Weekend Pure Cotton Waffle Cardigan, at Marks and Spencers
Casual and modern, this waffle cardigan has been designed for a chic, relaxed look

Limited Collection Contrast Heel Peep Toe Shoes, at Marks and Spencer
Peep toe Slip on Contrast high heel Heel height: 93mm Comes in sizes 3-8, including half sizes

Mini Limited Long Sleeve Animal Print Cardigan, at MarksandSpencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

Signature Natural Cotton Pot Pourri Box, at Marks and Spencer
Natural cotton fragrance Presented in a box, Manufacturer: Marks & Spencer

Everyday Underwired Padded Lace Bra, at Mark & Spensers
Soft and comfortable, this padded bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Dasiy Spot Mug, at Marks & Spencers
Daisy spot design, Manufacturer: Marks & Spencer

Collezione Luxury Wool Rich Trousers with Cashmere, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Movie Dreams & Themes CD, at M&S
Album, Marks & Spencer

Flat Front Charcoal Stripe Trousers, at Marks & Spencers
Smart and stylish, this suit is outstanding value! It's made from comfortable hardwearing fabric, ideal for everyday wear

Patent Belt, at Marks and Spencer
The glossy finish and metallic flecks add a touch of irresistible glamour. Our Perfect products are the ultimate must-haves

Children of the World Puzzle, at Marks and Spencer
45 pieces, including 9 stand-up pieces Explore the globe and meet some friendly faces Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Isis Woman Eau de Toilette, at Marks and Spencer
Eau de toilette 90ml This product is not available for international delivery. Find out more

Pure Cotton Jaquard Leaf Runner, at Marks and Spencer
Floral design Jaquard detail Dimensions: 34cm x 230 cm, Manufacturer: Marks & Spencer

Linen Blend Leaf Print Blouse, at Mark's & Spencer
This fab short sleeve blouse features a stunning leaf print design. A sophisticated new look, perfect for this season

Pure Cotton Leaf Camoflague Cropped Trousers, at Mark & Spencers
Includes belt shown in imageThe camouflage design and multiple pockets make these pure cotton trousers a stylish and practical choice. Comes with the belt shown in the photograph

Pure Cotton Stripe Mock Layer Polo Shirt with Socks, at Marks and Spencer
A stylish smart-casual look, this long sleeve polo shirt in soft cotton features a mock layer design. Practical, comfortable and easycare

Print Weave Holiday Hat, at Marks & Spencer
This stylish weave hat is finished with a floral trim. Perfect for holidays or a sunny day

Canon PowerShot A480 Digital Camera, at MarksandSpencer
Pixels: 10.0 megapixels Zoom: 3.3x optical zoom , 13x digital zoom Screen: 2.5'' LCD display ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W92.1 x H62.0 x D31.1 mm Weight: 140g Video: Movie modes include Long Play (LP) for VGA (20fps) clips that use half the normal memory card space. Motion Detection Technology: The optimal ISO level is then automatically set, to minimise blur and maximise image quality PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC III processor provides lightning quick responses and superb image quality. iSAPS technology uses shooting scene data to optimise camera settings even before a shot is taken, so you're free to concentrate on capturing the moment Shooting Modes & Special Scenes: 15 shooting modes including dedicated Kids & Pets and Indoor modes - make it easy to get the right settings for any scene. Simply select the mode you want, and let the camera take care of everything else System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Formal Wing Pleat Long Sleeve Shirt, at Marks & Spencers
The perfect companion to your tuxedo, this classic wing pleat shirt will ensure a dapper appearance for those special events and occasions

24 Fresh Fruit Tartlets, at Marks & Spenser
24 tartlets Serves 8 2 x 220g Suitable for vegetarians As featured on page 53 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

3D Rosebud Cushion - Pink, at M&S
Square shape 3D rose appliqu design L43 x W43cm, Manufacturer: Marks & Spencer

Leather Travel Wallet, at M&S
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

XBOX 360® Tiger Woods PGA Tour 08, at Marks and Spencers
All-New EA SPORTS GamerNet, where online interaction has been taken to the next level Record everything from your greatest rounds to crazy, awe-inspiring shots, then post each challenge on EA SPORTS GamerNet for the world to beat Earn points--and bragging rights--when players set their sights on you, or when you one-up challenges set by others Put yourself in the game like never before. Upload real-life photographs of yourself, friends, and family to create in-game characters that look just like the real thing All-new Shot Confidence tracks your performance on every hole Analyze past performance with the Confidence Meter to identify strengths and weaknesses before every shot Experience the all-new FedEx Cup championship format by playing a dream round at Westchester Country Club, TPC Boston, Cog Hill, and East Lake Featuring the greatest PGA TOUR and LPGA Tour pros, including Tiger Woods, John Daly, and Vijay Singh Plus Annika Sorenstam, Natalie Gulbis, Christie Kerr, and Morgan Pressel for all ages M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Everyone

5 Cotton Rich Spot Print Full Briefs, at M+S
These spot print cotton rich full briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Bubble Base Martini Glass, at Marks and Spenser
Bubble base design Hand made glass with heavy base Height: 15.5cm Capacity: 150ml (15cl), Manufacturer: Marks & Spencer

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.