When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M&S Money Direct. Not least of these is M & S Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Print Your Own Wedding Stationery CD-ROM, at Marks & Spencers
Minimum system requirements: Processor: 200Mhz Intel Pentium processor or equivalent, Memory: 128MB RAM, Graphics: 800x600 set to 16 bit colour, Operating System: Windows 98, ME, 2000, XP and Vista This software is PC compatible only Contains 1 CD Rom Print Your Own Wedding Stationery CD-ROM - FREE when you spend 10 or more on Print Your Own Stationery

Pure Cotton Stripe Towel, at Mark & Spencers
Multi-stripe design Comes in 3 sizes Hand towel Bathsheet X-large bath towel, Manufacturer: Marks and Spencer

Sony PSP™ LEGO® Batman®: The Videogame, at Marks and Spencer
Fight for justice as Batman and Robin or create chaos as The Joker, Catwoman and other villains, as you save or wreak havoc in Gotham City Rocket through sewers and bound across rooftops as you take the fight to the criminals across classic locations in Gotham City Fight on land, sea and in the air using a number of powerful Batman, Robin and villain-controlled vehicles, including the rocket-powered Batmobile, sleek Batboat and stealthy Batwing Enhance the abilities of the Dynamic Duo by unlocking Batman's Demolition, Sonic and Glide suits and Robin's Gravity, Magnetic and Dive suits to help fight Gotham's villains Play through the game in Story Mode from both the hero and villain sides Replay any level in Freeplay Mode with any characters you've unlocked. Access previously hidden areas to find additional rewards and bonus content Collect LEGO studs and special LEGO bricks throughout the game to unlock tons of extra content including special power-ups and bonus levels You must be 7 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Kids to Adults

Lion Rug, at M&S
Hand woven Luxuriously deep pile Super soft Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Pure Wool Istanbul Rug, at Marks & Spenser
Made from New Zealand wool Traditional design Tassel trim Rectangle shape Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Freshfeet Paisley Lined Full Slippers, at Marks and Spenser
Round toe Paisley lined design Flat sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes

Portfolio Short Sleeve Geo Print Blouse, at Marks and Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Perfect Double Button Wide Leg Trousers, at Mark's & Spencer
Wide leg trousers work with boots or heels for a feminine, flattering silhouette. Button detailing gives this pair extra style

North Coast Pure Cotton Straight Leg Jeans, at Marks & Spenser
Stylish and comfortable, these straight leg jeans give a regular fit through the hip and thigh

Autograph Pure Cotton Multi Stripe Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Magic Lock Towel Ring, at Marks and Spenser
Wall mounted H19 x W24cm, Manufacturer: Marks & Spencer

Ceriso Frill Trim Floral Print Padded Bra with Silk, at Marks & Spencer
Fashionable and flirty, this modern bra features floral print and is finished with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Stud Tassel Tote Bag, at Marks and Spencers
Fashionable and practical, this tote bag is a useful accessory with bags of style!

Buckle Jersey Knitted Gloves, at Marks & Spenser
Keep out the cold in style and comfort with these flattering soft stretchy jersey gloves finished with a buckle detail

Autograph Chunky Silver-Plated Photo Frame (5 x 7''), at Marks & Spencers
Silver plated Chunky design Dimensions: H21 x W3 x L18.5cm Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Heritage Collection - Floor Lamp, at Marks & Spensers
Conical pleated shade Glass bauble stem Antique brass effect Round chunky base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leather Lace Up Tramline Shoes, at Marks and Spencer
Square toe Stitch detail Lace up Tramline design Block heel

Sony Bravia 46'' KDL-46EX1 HD Ready LCD TV, at Marks&Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 46 inch viewable screen and a display resolution of 1920 x 1080 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical), HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA AV Input x 2, RF In, Scart Inputs (RGB) x 1 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Nokia 6300 - T-Mobile Pay as you talk Mobile Phone, at M & S
Maximum of 2 phones per customer may be purchased Talk Time: Up to 3.5 hours Stand-by Time: Up to 14 days Screen: 320 x 240 pixel TFT QVGA screen, up to 16.7 Million True colors, 2 inch Ringtones: Video ringing tones , MP3 ringing tones, True tones, and MIDI tones for up to 64 polyphonic tones Dimensions: H10.6 x W4.3 x D1.3cm. Weight: 91g Camera: 2 megapixel, 8x digital zoom and full screen viewfinder Radio: FM stereo radio with Visual Radio Music player: Music player supporting MP3, MP4, AAC, AAC+, eAAC+, H.263, H.264 Internet: XHTML browser, access your email on the go and send attachments Games and applications: Java™ MIDP 2.0 games and applications Memory: Up to 7.8 MB internal user memory. MicroSD card slot (up to 2GB) for storing pictures and music Messaging: SMS and MMS Battery: BL-4CBattery(860 mAh) Voice Features: Voice recorder, voice volume control, voice commands, voice messaging, integrated handsfree speaker Connectivity: Mini USB, Bluetooth, AV 2.5mm Video: Video recorder and player Includes in the box: Nokia 6300 handset and Nokia stereo headset HS-47

4 Granite Coasters, at M&S
Pack of 4 Square shaped, Manufacturer: Marks & Spencer

Autograph Pure Cotton Plain Stripe Dobby Shirt, at Marks & Spencer
Comfortable and versatile, this cotton long sleeve shirt is a classic style, perfect for smart dressing

Collezione Luxury Centre Crease Trousers with Silk, at Marks & Spenser
Smart and stylish, these centre crease trousers are made from cotton rich fabric with silk for a touch of luxury. A practical, hardwearing and fashionable choice

Long Sleeve Zip Fastening Fleece Jacket, at Marks & Spencer
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

Buxus Ball Topiary, at Marks and Spencer
Presented in a smart planter, this buxus ball plant is a fantastic addition to any outdoor space Available for delivery from 28th April to 30th September 2009

Blue Harbour Luxury Pure Cotton Double Face Stripe Shirt, at Marks & Spenser
Relaxed and stylish, this bold double face stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Ceriso Silk Rich Lace Trim Bikini Knickers, at Marks & Spenser
Fashionable and flirty, these lace trim bikinis are fantastic value for luxurious silk and they're machine washable too!

Blue Harbour Cotton Rich Funnel Neck Sweatshirt, at Marks and Spencer
Relaxed and cosy, this cotton rich sweatshirt is extremely comfortable and can be worn layered for a contemporary look

Flat Front Navy Stripe Trousers, at Marks and Spencer
Smart and stylish, this suit is outstanding value! It's made from comfortable hardwearing fabric, ideal for everyday wear

Earth Spa Himalayan Rock Salt Body Scrub, at Marks & Spencer
350ml To replenish and pamper

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Besides Marks and Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.