Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Besides Marks and Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Autograph Older Boys Diamond Check Tie, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

7 Piece Newborn Pure Cotton Animal Set, at Mark's & Spencer
Ideal for new arrivals, this cute and practical set contains: a jacket, 2 crawler, 2 bodysuits, t-shirt and bib. A great value pack in soft comfy cotton

Bingley Bear with Fabric Flowers Grandma Birthday Card, at M+S
Cover text: For you Grandma... Inside message: With love on your Birthday xx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Prints - BRIGH S/SUCKER BS, at M&S
Manufacturer: Marks & Spencer

Large Dan's Mouse Balloons Husband Birthday Card, at Marks & Spencers
Cover Text: To my lovely Husband Inside Message: With love on your birthday! Approx size: 220 x 220mm

Autograph Pure Cotton Textured Stripe Trousers, at Marks and Spenser
Fashionable and contemporary, these textured stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Per Una Fleece Lined Gilet, at Marks and Spenser
A fashionable lightweight gilet featuring a funnel neck and stitch detailing

Rive Barbera d'Asti 2005 - Case of 6, at M+S
Style: Full Bodied Grape variety: Barbera Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Lace Bathroom Mats, at Marks and Spencer
Lace hem Pedestal mat: 50 x 80cms Bathsheet: 50 x 55cms Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Essential Pure Cotton Plain Towel, at M+S
Face: L30 x W30cm Hand: L90 x W50cm Bath: L120 x W70cm XL bath: L140 x W100cm Each towel must be purchased individually, Manufacturer: Marks & Spencer

Pure Silk Multi Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Larson Chair, at Marks & Spencer
H90 x W67 x D87cm Seat H43cm, arm H64cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushions made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Tuxedo Jacket, at Marks & Spencers
Modern and stylish, this tuxedo jacket is ideal for proms, balls and special occasions. It's extra durable and added stretch keeps it in great shape and gives enhanced comfort and ease of movement

Tear Drop Vase, at Mark's & Spencer
Narrow neck Tear drop design W13 x D13x H43cm, Manufacturer: Marks & Spencer

Château Fongiras 2005 - Case of 6, at Marks and Spencers
Grape variety: Bordeaux blend Country of origin: France Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites

The Little Ballerinas, at Marks n Spencer
Join the little ballerinas as they put on a special ballet show. This pretty pop up book has lots of suprises, and the ballerina play pieces bring your ballet school to life

Autograph Weekend Pure Cotton Self Stripe Shirt, at Marks & Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

The Floral Collection Iris Purse Gift Set, at M&S
4 part set Moisturising Hand and Body Lotion: 50ml Moisture Rich Foaming Bath Cream: 50ml Moisture Rich Shower Cream: 50ml Iris fragrance Presented in a purse

Blue Harbour Funnel Neck Fleece Gilet, at M&S
Relaxed and cosy, this sleeveless fleece makes a warm and comfortable extra layer

Autograph Short Sleeve Corsage Top, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Perfect Modal Blend Open Front Cardigan, at Marks & Spensers
Casual and contemporary, this fashionable open front cardigan is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Pure Cotton Short Sleeve Mock Layer Top, at Marks and Spencer
It looks like a top and knitted tank top, but this striking contemporary mock layered design is just one piece. The stripe detail adds a special stylish touch

Animal Print Trim Bodyshaper Swimsuit, at Marks and Spencer
Modern and stylish, this stylish swimsuit shapes and smoothes your figure, giving you a flattering fit. Designed to fit and flatter

Blue Harbour Straight Leg Denim Jeans, at M&S
Whether you team with trainers and a jumper or a long sleeve shirt and boots, maintaining a smart, relaxed appearance will be easier than ever with the addition of a shape retaining stretch fabric to these essential straight legs

Total Support Non-Wired Embroidered Bra, at Marks and Spenser
Specially shaped for practical uplift, this attractively embroidered bra offers support and comfort for the larger bust. Suitable after breast surgery, wider straps and full size cups ensure a secure fit

Tiny Fairies 21st Birthday Card, at M&S
Cover text: Having so much fun, now you're 21 Inside message: Have a fantastic birthday! Approx. size: 150 x 150mm

Stripe Trim Bikini Top, at MarksandSpencer
Fashionable and comfortable, this stylish stripe trim bikini is underwired for a flattering, supported shape. Look your best on the beach!

Domaine de la Clapière Jardin de Jules 2006 - Case of 12, at Marks & Spencers
Style: Full Bodied Country of origin: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Official ECB Pure Cotton Hooded Top, at Marks n Spencer
A must for cricket fans! This official top features a contrasting zip and hood lining and the England Cricket logo. An easycare style in soft comfortable cotton

Set of 3 Rococo Style Photo Frames 5.1 x 7.6cm (2 x 3"), at Marks&Spencer
Set of 3 Rococo style Option to stand or hang Dimensions: 5.1 x 7.6cm (2 x 3"), Manufacturer: Marks & Spencer

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.