There are lots of ways to save money using M&S Finance. Not least of these is Marks&Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Freshfeet Suede Moccasins, at Marks & Spensers
Round toe Stitch detail Centre bow feature Slip-on Flat sole Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Antibacterial for fresh feet comfort

Per Una Diamond Print Crinkled Scarf with Wool, at Marks and Spencer
This sophisticated diamond print scarf is the perfect accessory to this season's fashions. The crinkled finish adds a stylish finishing touch.

Double Waisted Pinstripe Trousers, at M+S
These tailored bootlegs are designed to skim the hips and thighs and gently flare to give a flattering long-legged look. Practical as well as stylish, they're machine washable for added convenience. A smart choice for work or formal occasions

Portfolio Large Collar Jacket, at Marks and Spenser
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Autograph Freestanding Oval Mirror, at M&S
Freestanding Oval mirror, Manufacturer: Marks & Spencer

Firm Control Smooth Magic Body, at Marks and Spencer
This clever body works like magic with targeted control areas to shape you where you need it most. It's comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Older Boys' Pure Cotton Outback Hat, at Marks and Spencers
Sun protection gets stylish with this outback style hat

Active Performance Sporty Jogging Bottoms, at Marks & Spencer
Perfect for active wear, these Performance jogging bottoms incorporate moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement

Baglio Nero D'Avola 2007 - Case of 12, at Marks & Spencer
Style: Full bodied Grape variety: Nero d'Avola Country of origin: Italy Closure: Synthetic closure Suitable for vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Chaton Drop Earrings Made With CRYSTALLIZED™ - Swarovski Elements, at Marks & Spencers
Hook fastening Drop style Made With CRYSTALLIZED™ - Swarovski Elements

Angel Cotton Rich Spot Print First Bra & Shorts Set, at Marks & Spencers
This simply styled great value spot print bra and shorts set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Leather Bow Detail Medium Purse, at M&S
This stylish purse is made from real leather with reinforced stitching and a secure zip fastening. A high quality and chic essential

Limited Collection Turn-Up Cropped Trousers, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Limited Collection Flash Sunglasses, at Marks & Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Girls Only Fashion Handbook, at MarksandSpencer
The Fashion handbook contains everything you need to know about style! Full of fab tips, quizzes, games and pages to fill in

Philips 5000 series 47" Full HD 1080p LCD TV, at M&S
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 47 inch LCD Full HD W-UXGA Act. matrix Screen enhancement Anti-Reflection coated screen Audio: Nicam Stereo, Incredible Surround, Treble and Bass Control Connectors: HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0, Audio L/R, CVBS in, RGB, YPbPr, Audio L/R in, Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Child Protection: Child Lock+Parental Control Ease of Installation: Auto Programme Naming, Automatic Channel Install (ACI), Automatic Tuning System (ATS), Autostore, Fine Tuning, PLL Digital Tuning, Plug and Play Ease of Use: Auto Volume Leveller (AVL), Delta Volume per preset, Programme List, Settings assistant Wizard, One-stop Home button, Favourite programme selection Power consumption: 250 W Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries Dimensions: H71 x W115 x D9cm (without stand) H77 x W115 x D30cm (with stand) Weight: 22.1kg (without stand) 26.1kg (with stand) Use wall mount T042104 to perfectly mount this TV M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Girls' Limited Pure Cotton Studded Vest, at Marks & Spenser
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Black & White Floral Tracing Paper Birthday Card, at Marks and Spencer
Cover text: birthday Inside message: blank for your own message Approx size: 150 x 150mm

Per Una 3/4 Sleeve Knitted Top, at Marks&Spencer
Comes with the neckalce shownA fashionable 3/4 sleeve knitted top featuring lace trim

Sprung-Edge Divan on Legs & F200 Mattress with Coolmax°, at Mark & Spencers
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: H31cm Individually pocketed springs Deep layer of memory foam Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel Mattress spring count: 930 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Curve Table Lamp with Marble Base, at Marks & Spencer
Chrome plated Bubble design shade Long curved arm Marble base Dimensions: H56 x Diam 28cm Bulb: 40W SES or 11W CFL, Manufacturer: Marks & Spencer

Cotton Rich Cropped Trousers, at Marks & Spencers
Fresh and fashionable, these mid calf length trousers look chic with wedges, sandals or flat pumps. The centre pleat adds an extra touch of style

Portfolio Lightweight Tulip Print Scarf Wrap, at Mark's & Spencer
Add a fashionable finishing touch to your look with this elegant tulip print scarf wrap. The perfect accessory to this season's styles

Autograph Pure Cotton Stripe Long Sleeve Shirt, at Marks and Spenser
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Bikini Fit Book, at MarksandSpencer
A guide to becoming beach gorgeous in four weeks!

2 Younger Boys' Camouflage Belts, at Mark's & Spencer
Fun and fashionable, these camouflage belts add a stylish finishing touch

Limited Collection Hippy Shaker Earrings, at Marks and Spencer
Hook fastening Drop style Hippy shaker design For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Oval Collection - Table Lamp, at Mark's & Spencer
Oval shade and base Cylindrical stem Pull switch M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Plain Tie, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

PlayStation®2 SmackDown Vs Raw 2008 Game, at Marks and Spencer
Eight megastar fighting styles Brand new struggle submission system Encompasses a variety of megastars, arenas and weapons Includes significant updates requested by fans Enhanced online community support 2007 Sony Computer Entertainment Europe You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Teen

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.