M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money House Insurance than you will anywhere else, and you may even pay less with M&S.

7 Pairs of Freshfeet Bright Socks with Silver Technology, at Mark & Spensers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Funky Round Face Diamanté Ladies Watch, at Mark & Spencers
Round face Metallic rim Analogue Large numerals with diamant detailing Bling strap Buckle fastening

Collezione Pure Cotton Long Sleeve Bold Herringbone Shirt, at MarksandSpencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Older Boys' Messenger Bag, at Marks & Spencers
Fashionable and practical, this sporty bag features useful compartments. Ideal for school or sports

Per Una Short Sleeve Mandie Lace Blouse, at Marks and Spenser
A feminine floral print blouse featuring a frill placket

Thomas The Tank Engine Watch, at M&S
Buckle fastening Round face 'Thomas The Tank' motif Analogue 2009 Gullane (Thomas) Limited

Sony Bravia 32'' KDL-32S5500 HD Ready LCD TV, at Marks & Spencers
HD Ready 1080i: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 32 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 25000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W80.7 x H55.7 x D22.2cm, without table stand: W80.7 x H50.8 x D94cm Weight: inc. stand 12.7kg, without stand 11.4kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Footglove™ Widefit Vented Peep Toe Shoes, at Marks and Spencer
Peep toe Vented design Lace detail Slip-on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

3 Sheer Massage Sole Knee Highs, at Marks&Spencer
These knee highs feature specially constructed padded soles which gently massage your feet as you walk

Knee High Stretch Platform Boots, at Marks & Spenser
Round toe Stitch detail Knee high High heel Heel height: 100mm Comes in sizes 3-8, including half sizes

Philips 42'' FL7404 Full HD LCD TV, at Marks & Spencer
HD Ready 1080p: High Definition Multimedia Interface™ (HDMI) connections make your TV a multimedia centrepiece. Connect HD digital devices like disc players, game consoles, Digital Camcoder and satellite dish components into the rear connection for displaying an HD source on an HDTV Display: 42 inch LCD TV Contrast Ratios: Dynamic contrast 80,000:1 Integrated Digital and Cable Tuner Aerial Input- 75 ohm coaxial (IEC75) , Video Playback- NTSC, SECAM, PAL , DVB- DVB-T MPEG4*, DVB-C MPEG4* Tuner bands-Hyperband, S-Channel, UHF, VHF Dimensions: W97 x H60 x D9cm (without stand) , W97 x H66 x D26cm (with stand) Weight: 17kg (without stand), 20kg (with stand) Connections: 4 x HDMI , PC connectivity, USB, EasyLink (HDMI-CEC)- One touch play, Remote control pass-through, System audio control, System standby HD Natural Motion: Philips invented HD Natural Motion to eliminate juddering effects that are visible with movie-based picture content 2 x 10 W with Incredible Surround: An invisible sound system that blends perfectly with the design of the cabinet Picture enhancement: Pixel precise HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver, Progressive Scan, 2D/3D noise reduction, 100 Hz LCD, HD Natural Motion Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Video formats: 480i, 60 Hz, 480p, 60 Hz, 576i, 50 Hz, 576p, 50 Hz, 720p, 50, 60 Hz, 1080i, 50, 60 Hz, 1080p, 24, 25, 30, 50, 60 Hz Computer formats: 640 x 480, 60 Hz, 800 x 600, 60 Hz, 1024 x 768, 60 Hz, 1280 x 1024, 60 Hz, 1360 x 768, 60 Hz, 1600 x 1200, 60 Hz, 1920 x 1080, 60 Hz Sound: 2 x 10 W (Incredible Surround, Treble and Bass Control, Nicam Stereo) Power: 220 - 240 V, 50 Hz This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Weight: 0.17 lbs., Manufacturer: Marks & Spencer

Autograph Backseam Hold Ups, at Marks and Spencers
Treat your legs to a sleek delight with the smooth finish of these comfortable hold ups. A practical, reinforced design means they're tough enough to last through wear after wear

Pure New Wool Single Breasted 2 Button Jacket, at Marks n Spencer
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure new wool

Big & Tall Stormwear™ Single Pleat Trousers with Wool, at Marks and Spencer
Innovative and stylish, these single pleat trousers are made with Stormwear™ technology. The unique water and stain repellent finish keeps you feeling dry and comfortable. Perfectly proportioned for big and tall men

Summer Manor Side Plate, at Marks & Spenser
Floral design Fine china Diameter 21.5cm, Manufacturer: Marks & Spencer

Blue Harbour Suede Trim Cardigan, at Marks&Spencer
An extremely comfortable cardigan. It's made with extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Pink Spotty Shoes 40th Birthday Card, at Marks & Spencer
Cover text: Happy 40th birthday Inside message: Hope you have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

3-Piece Aluminium Saucepan Set, at Mark's & Spencer
Set contains 3 saucepans with lids 16cm (1.4L), 18cm (1.9L), 20cm (2.8L) Non stick aluminium Triple layer non-stick coating for low fat cooking and easy cleaning Tempered glass lids for easy visibility Riveted handles in cast stainless steel for strength and durability Soft touch silicone grips for style and comfort Always use wooden or plastic utensils to prevent scratching the non stick surface Dishwasher safe, Manufacturer: Marks & Spencer

Per Una Linen Blend Connie Jacket, at M & S
A feminine 3/4 sleeve linen blend jacket featuring an asymmetric hem and notch lapel makes this a versatile choice

Younger Boys' Wrap Around Stripe Sunglasses, at Marks & Spencer
Fashionable and fab, these wrap around sunglasses give 100% UV protection for safer style in the sun

Leather Apron Lace-Up Shoes, at Marks & Spencers
Square toe Apron stitch detail Lace-up Grip sole

Design Mats - DAMASK, at Marks & Spencer
Manufacturer: Marks & Spencer

Winter Weight Pure Cotton Flat Front Twill Trousers, at Marks & Spencers
The perfect choice for colder days, these smart trousers are made from warm, hardwearing fabric

Pure Silk Woven Diagonal Stripe Tie, at Marks & Spenser
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Ceriso Silk Rich Spot Print Bikini Knickers, at MarksandSpencer
Flirty and fashionable, these modern silk mix bikini knickers feature a lace trim and a spot print. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Classic Collection Floral Print Skirt, at Marks and Spenser
Elegant and feminine, this floral print skirt is designed for a shapely silhouette. A smart modern look

Burra Brook Chardonnay 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Total Care Dental Kit, at Marks & Spencer
Includes toothpaste, toothbrush, floss stick and 2 toothpicks Comes in plastic case This product is not available for international delivery. Find out more

Reds & Whites - Case of 12, at Marks and Spencer
1 Catarratto Inzolia 2008 1 Tupungato Sauvignon Blanc 2009 1 Monte Antico IGT Toscana 2005 1 Tupungato Syrah 2008 2 Valmont Blanc 2008 2 Castillo del Moro Airen Sauvignon Blanc 2008 2 Valmont Rouge 2008 2 Castillo del Moro Tempranillo Syrah 2008 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Long Wear 16 Hour Foundation, at Marks n Spencer
Long wear lasting foundation Hypo-allergenic SPF 15 30ml

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spencers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.