Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Household Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Wool Blend Dogtooth Jacket, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Green Swirl Gift Card, at Marks and Spencers
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

De Saint Gall Blanc de Blancs Premier Cru Brut Champagne - Case of 6, at Marks n Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panelled Lace-Up Trainers, at Marks & Spenser
Round toe Lace-up Chunky grip sole Panelled design

Silver Knot Stud Earrings, at Marks & Spencers
Knot design Butterfly stud fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Milan Towel Ring, at Marks & Spencers
Chrome effect Square design Square tubing Approx dimentions: H 23.6 X W 21cm, Manufacturer: Marks & Spencer

Blue Harbour Modal Blend Short Sleeve Shirt, at Marks & Spencer
Stylishly smart casual, this contrast stitch detail shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Pure Cotton Long Sleeve Minnie Mouse Top, at Marks and Spencer
Fans of Disney will love this long sleeve cotton top featuring Minnie Mouse. A practical, easycare style

Autograph Pure Cotton City Scene T-Shirt, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Disney Pixie Hollow Sticker Stories, at Marks & Spencer
Discover the secrets of fairy fashions, pixie talents and magical animals in these enchanting and original tales. You can make this book extra special! Just use the beautiful fairy stickers to bring each story to life and you'll create your very own enchanting fairy tales

Aviator Sunglasses, at Mark's & Spencer
Practical and fashionable, these aviator sunglasses are designed in a flattering classic style

Per Una Pure Cotton Stripe Kaftan, at Mark & Spencers
A fashionable stripe kaftan in pure soft cotton. The corsage design on the neckline makes it extra stylish

5 Cotton Rich Assorted Bikini Briefs, at Mark's & Spencer
These assorted print cotton rich bikini briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Autograph Copper Base Wok, at Marks and Spencer
Diam 26cm Stainless steel for maximum durability and shine High performance copper base for even heat distribution Triple layer non-stick coating Riveted handles Hand wash only Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

M&S Corded Phone with Large Phonebook & Answering Machine, at M & S
Extra large 3 line display 120 name and number phonebook Digital answering machine - Up to 20 minutes digital recording time with remote access Hands-free speakerphone Caller display stores information on the last 99 calls Last number redial Adjustable speakerphone and ringer volume Wall mountable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Sartia Morellino di Scansano 2007 - Case of 12, at Marks and Spencer
Style: Dry, medium bodied, unoaked Grape variety: Sangiovese 80% and Syrah 20% Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panasonic 50'' TX-P50G10 Full HD Plasma TV with freesat HD, at Marks & Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 50 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast Ratio (in dark surroundings): Dynamic: Infinite Black/Over 2,000,000:1; Native: 40,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W121.8 x H81.4 x D40.1cm (with stand), W121.8 x H76.9 x D10.6cm (without stand) Weight: 35kg (with stand) 32kg (without stand) V-Audio with SRS TruSurround XT: V-Audio delivers crystal-clear sound with superior bass performance while the SRS TruSurround produces enhanced surrounding effects Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Camouflage Brother Birthday Card, at M & S
Cover text: Birthday Brother Inside message: Have a great day Approx size: 150 x 150mm

Autograph Square Porcelain Soap Dish, at Marks and Spencer
H2 x L14 x W9cm Stripe design Square dish, Manufacturer: Marks & Spencer

Autograph Spot Print Brazilian Knickers, at Marks & Spensers
Glamorous and sexy, these figure-hugging Brazilian briefs are made from soft fabric trimmed with fine lace. The shapely Brazilian style looks very modern and gives a flattering fit. Beautiful exclusive lingerie

Per Una Short Sleeve Jersey Top, at Marks and Spenser
An elegant scoop neck top in textured fabric featuring satin trim front and sleeve

Ceriso Lace Trim Animal Print Shorts, at Marks & Spensers
Gorgeously feminine, these modern shorts feature an animal print and lace trim. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Pop Up 2 Person Camping Tent, at Marks & Spencer
2 person tent No assembly, simply twist to pop open the tent Packs flat into a carry case for easy storage and carrying Taped seams Fire retardant Carry case Sewn in ground sheet 1 entrance Approx: L225 x D105 x H100cm, Manufacturer: Marks & Spencer

Per Una Cotton Rich Bootleg Jeans with Belt, at Marks and Spencers
A smart pair of bootleg jeans in stretch cotton featuring skinny waist belt

Autograph Pure Marble Soap Dish, at MarksandSpencer
Textured finish Rectangle Dipped centre H2 x W10 x 13cm, Manufacturer: Marks & Spencer

Captain Hideaway Bed with Mattresses, at Marks and Spencer
Single bed (3ft): L203 x W102 Headboard: H99cm Endboard: H99cm Pull out bed: H48.1 x L193 x W95cm 3 drawers 3 drawer facades (decorative only) Comes with 2 traditional single open-coil mattresses Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Shirt, at Marks n Spencer
Stylish and contemporary, this pure cotton long sleeve shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Autograph Pure Cashmere Windowpane Scarf, at MarksandSpencer
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

Per Una Pure Cotton 4 Button Corduroy Jacket with Scarf, at Mark & Spencers
A fashionable single breasted corduroy jacket in pure soft cotton. Block stripe jersey scarf makes it extra stylish

Pure Cotton Short Sleeve Cars Lightning McQueen T-Shirt, at M&S
Fans of Cars will love this short sleeve cotton t-shirt featuring Lightning McQueen. A practical, easycare style

When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."