When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Limited Collection Cotton Rich Denim Mini Skirt, at Mark's & Spencer
Get casual cool in this stretch denim mini skirt by Limited Collection. A stylish choice for this season's looks

Linen Rich Single Breasted 1 Button Pinstripe Jacket, at Marks&Spencer
Chic and stylish, this pinstripe jacket is tailored to fit and flatter. A great choice for work or smart occasions

Basket Weave Cufflinks, at Mark's & Spencer
Add a smart finishing touch with these basket weave cufflinks

Autograph M500 Mattress - Firm, at Marks and Spenser
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Depth: 28cm Entirely handmade Individually pocketed springs Deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop Double row of hand side-stitching to add support to the edges Spring count: 1225 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK Zip & Link mattresses unzip into 2 pieces - easier to fit into your home A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stormwear™ Leather Lace-Up Walker Trainers, at Marks and Spenser
Round toe Lace-up Stitch detail Waterproof leather Stormwear™ technology repels water and stains

Flat Front Wide Leg Trousers, at Marks & Spensers
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Pure Cotton Short Sleeve Hooded Cardigan, at Marks and Spencer
Pretty and feminine, this short sleeve cardigan is made from pure natural cotton and features front pockets for a fashionable look

Finger Sandwich Selection, at Mark & Spencers
Contains 20 pieces Serves 4-6 5 different fillings Ready to eat As featured on page 8 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Pure Cotton Floral Print Jersey Top, at Marks and Spencer
This short sleeved top will make a useful addition to your wardrobe. It features pretty floral print for a stylish casual look

Pure Cotton Long Sleeve Top, at M+S
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Platinum Diamanté Royal Band Ring, at Marks & Spencer
Plain Band Diamant detail Cluster design

Ultimate Non-Iron Pure Cotton Houndstooth Shirt, at Mark & Spencers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Pure One Elite DAB Radio, at Marks n Spencer
Frequency ranges: DAB Band III 174240 MHz, L-Band 1452-1490 MHz, FM 87.5108 MHz Timers: Sleep and kitchen timers Speaker: 2 x Full-range 3" drive units Audio power output: 2.5 RMS per channel; 5W RMS total Input connectors: 12V DC power adapter socket (230V adapter supplied), Mini USB connector for software upgrades, 3.5mm Line in for auxiliary devices Output connectors: 3.5mm headphone socket LCD Display: Custom, easy to read LCD with 16 x 2 character display plus status icons Mains power supply: 230V AC to 12V (0.8A) DC external power adapter Battery power supply:Six C (R14) batteries or ChargePAK C6L (not supplied). At normal listening levels alkaline batteries provide up top 70 hours, and ChargePAK C6L provides approximately 35 hours of portable DAB listening per charge Aerial: Integral telescopic aerial Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles Intellitext: Browse stored scrolling text at your convenience ReVu: Pause and rewind live radio for up to 15 minutes Alarm: Easy to use radio or tone alarm USB: Add new features as they become available via USB R.D.S: RDS support for station name display on FM and RDS scrolling text Connection: Connect an iPod/MP3 player or portable CD Charge pak ready: For maximum convenience add the optional "Fit and Forget" ChargePAK, for around 35 hours of portable DAB listening 50 presets: 50 presets (DAB or FM) Dimensions: H15.5 x W25.6 x D8.8cm (excluding controls) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Garlic Crusher, at Marks and Spencer
Coated design L15cm, Manufacturer: Marks & Spencer

Autograph Long Sleeve Floral Print Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Butterfly Tag Card, at Mark's & Spencer
Cover Text: Birthday wishes Inside Message: Blank for your own message Approx size: 150 x 150mm

Charlotte Large 2-Seater Sofa, at Marks and Spencer
H94 x W184 x D96cm Seat H50cm, arm H63cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3/4 Sleeve Contrast Knit Cardigan, at Marks and Spencers
Modern and stylish, this cardigan features a chunky knit. A versatile, easywear style

Autograph Saddle Stitch Bootleg Trousers, at Mark & Spensers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Stainless Steel 3 Tier Steamer, at Marks & Spensers
3 tiered Glass lid Riveted handles Diameter 20cm 2.8-litre capacity, Manufacturer: Marks & Spencer

Per Una Faux Fur Hooded Jacket, at Mark's & Spencer
A cosy faux fur hooded jacket featuring water repellent finish

True Red Eau De Toilette Purse Spray 25ml, at MarksandSpencer
25ml eau de toilette This product is not available for international delivery. Find out more

Autograph Hooded Jumper with Cashmere, at Marks and Spencer
Soft and snugly, this practical jumper will keep him feeling warm and comfortable

Pirramimma Stock's Hill Sauvignon Blanc Semillon 2007 - Case of 6, at Marks and Spencers
Style: Dry Grape Variety Sauvignon Blanc, Semillon Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Divan on Legs & Autograph F500 Latex Pillowtop Mattress - Medium, at Mark's & Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 28.5cm Divan height: H31cm Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Mattress spring count: 1225 All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Real Cool & Fresh Polo Shirt, at Marks & Spencer
Innovative and comfortable, this polo shirt is made from natural cotton with moisture absorbing technology. The fabric draws moisture away from your skin for rapid evaporation, leaving you fresh and dry

Shepherds Ridge Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks & Spencers
Style: Dry, unoaked, medium bodied Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Younger Boys' Permair™ Triple Strap Trainers, at Marks and Spencers
Scuff resistant Triple riptape straps Round toe Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe Stitch detail Grip sole

Blue Harbour Stretch Denim Jeans, at Marks&Spencer
Relaxed and casual, these plain jeans are made with stretch for comfort and ease of movement

Monsters Inc DVD, at Marks and Spencers
Rating Universal, suitable for all,

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.