There are lots of ways to save money using M&S Money. Not least of these is Marks & Spenser Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks&Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Besides Marks & Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Construction Set, at Mark's & Spencer
Suitable for ages 3-6 years 5 construction vehicles Includes a die cast dumper truck, excavator, crane, bulldozer and a digger Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Dualit Dome Kettle - Stainless Steel, at Marks & Spencer
1.7 litre capacity High quality 18:8 grade stainless steel body 3000 watt rapid boil concealed element Cordless operation with axis rotary base and cord tidy Water level viewing window Boil dry safety feature Heatproof handle, knob and finger-guard Ergonomic handle for easy pouring Non-drip spout Dimensions: H25cm Laser cut stainless steel water filter M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ruby Pasta Bowl - Red, at Marks&Spencer
Plain centre Stripe edge Shallow dish Diam 24cm, Manufacturer: Marks & Spencer

Older Boys' Pure Cotton Check Shorties, at Marks&Spencer
He'll love the fun 'Don't worry this is just my morning face' slogan on these comfy pure cotton shorties

Autograph Single Breasted Stripe Jacket, at Marks and Spencers
Our Autograph jackets are made from finer fabrics with superior attention to detail, giving you the ultimate in sophisticated style

Divan Sets - M400Z+L 2+2 DRW, at Marks n Spencer
Manufacturer: Marks & Spencer

Prosecco & Chocolates, at M&S
Prosecco Raboso Ros Cocoa dusted Belgian Truffles (140g) Presentation box Glass not included Price includes delivery Available for delivery from 1st April to 30th June 2009 Looking to place a corporate bulk order? Please call 0845 6020602 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The Cotton Collection Cotton Bud Handwash, at Marks and Spencer
Moisture rich handwash 250ml bottle with pump

Set of 3 Photo Frames 17 x 12cm (4 x 6"), at Marks and Spencers
Set of 3 Rectangle shape Aperture: 4 x 6'' H17 x W12cm, Manufacturer: Marks & Spencer

Woodland Snail Rattle & Teether, at Marks and Spencer
Suitable from birth Soft toy with teether rings For added safety, the stuffing in this product is incorporated in an extra layer This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Lightweight Heart Print Scarf, at Marks & Spencer
Add a fashionable finishing touch to your look with this elegant heart print scarf. The perfect accessory to this season's styles

Pulling Faces Puzzle, at Marks and Spencers
Suitable for ages 0-3 years 16 pieces Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Frogs Husband Birthday Card, at Marks and Spenser
Cover Text: Husband Have a hoppy day Inside Message: Have a very happy birthday Approx. Size: 178mm x 126mm

Younger Boys' Pure Cotton Thomas & Friends Hat, at Marks & Spencer
Fans of Thomas and friends will love this hat featuring Thomas the popular character

Supima® Satin Trim Vest, at M&S
Supima cotton known as the world's finest cotton. It's renowned for its superior strength, enhanced durability and sumptuous feel

Ashbourne Recliner, at Mark & Spensers
H99 x W112 x D105cm (Reclines to L173cm) Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Manual recline model Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Woodspice for Men Gift Set, at Marks and Spencer
Aftershave 100ml Talc 100g Soap on a rope 50g Woodspice scent

Autograph Stem Hurricane Lamp, at MarksandSpencer
Circular shape Glass holder Hand made Sand included Comes with candle H40 x Diam: 15.5cm Burning time: Approx: 65 hours, Manufacturer: Marks & Spencer

Chunky Twist Bangle, at Marks and Spencer
Chunky style Twist design Small-medium diameter: 63mm Medium-large diameter: 68mm

Autograph Pure Wool Pinstripe Suit Trousers, at Marks and Spenser
Smart and stylish, these suit trousers are made from pure new wool for strength, comfort and durability. Ideal for sixth form wear

Per Una Posh Stripe Frill Dress, at Marks and Spencers
A fashionable sleeveless dress featuring a stripe design and front frill detail

Cotton Rich Zip Fastening Chunky Stripe Cardigan, at Mark's & Spencer
Contemporary and casual, this stripe zip up cardigan is made from a soft cotton rich fabric. Stylish, practical and fashionable

Royal Horticultural Society Yellow Watercolour Flowers Blank Card, at Marks and Spencers
Cover text: Just to say... Inside message: Blank for your own message Approx. size: 150 x 150mm About the RHS: The RHS is dedicated to advancing horticulture and helping all gardeners. An interest in gardening is all you need to enjoy being a member of the RHS. For more information call 0845 130 464, or visit www.rhs.org.uk

Pure Cotton Long Sleeve Upsy Daisy Top, at Marks & Spencers
The Upsy daisy slogan makes this cute top even more fun

Enchanted Pearl Embroidered Bedset, at Marks & Spencers
Embroidered bedset Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super King size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Sony DSC-H20 Digital Camera, at Marks & Spencer
Pixels: 10.1 megapixels Zoom: 10x optical zoom lens, up to 57x (with VGA) smart zoom, approx. 20x(Total)precision digital zoom Screen: 3 inches LCD monitor type: TFT ISO Sensitivity (REI): Auto,100, 200, 400, 800, 1600, 3200 CCD Type: Super HAD CCD Flash Mode: Auto, Forced Flash, Slow Syncro, No Flash Scene Selection: Twilight, Twilight Portrait, Twilight using a tripod, Backlight, Backlight Portrait, Landscape, Macro, Portrait Recording Media: Memory Stick™ Duo, Memory Stick PRO Duo™. Memory Stick PRO Duo™ High Speed, Memory Stick PRO-HG Duo™ (same speed as PRO Duo), Internal memory (11MB) Recording Format: JPEG, MPEG4 Battery System: Lithium G Supplied Battery: NP-BG1 Stamina (battery life) with the supplied battery(s) in normal shooting condition: 290 shots, 145min (CIPA standard with LCD screen on) Supplied Software: Picture Motion Browser Ver.4.2 (Windows only) + Music Transfer Supplied Accessories: Rechargeable battery pack (NP-BG1), Battery Charger, Multi Connector Cable, Wrist Strap, CD-ROM, Lens Cap Includes: Camera, European warranty card, quick reference guide, multi connector cable, lens cap, battery charger, instruction manual 10.1 effective megapixels resolution for very high quality imaging and detail-packed enlargements BIONZ processor delivers fast shooting responses and high-resolution images Powerful 10x optical zoom Carl Zeiss Vario-Tessar lens Optical SteadyShot image stabilization for reduced camera shake with handheld shooting, especially in low light or at high zoom settings 3-inch Clear Photo LCD Plus screen (230k dot resolution) Enhanced Smile Shutter automatically fires shutter when subject smiles: now easier to use with adjustable smile threshold Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection and Selected Face Memory Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes HD output to view video and still images on HD TV (requires optional cable). PhotoTV HD enhances still image viewing on compatible BRAVIA TV Dimensions: H7 x W11 x D5cm Weight: 250g (279g with accessories) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Small Chrome Case Clock, at M & S
Simple design Quartz accuracy High shine chrome finish Metal case, glass lens Contemporary dial A quartz clock keeps time by the vibrations of a quartz crystal. It is judged to be the most accurate timepiece now on the market, losing or gaining only a minute a year, compared with one or two minutes a week for most other watches Case H20 x W20 x D4cm, Manufacturer: Marks & Spencer

Total Support Floral Jacquard Non Wired Bra, at M & S
Specially shaped for practical uplift, this attractively embroidered bra offers support and comfort for the larger bust. Suitable after breast surgery, wider straps and full size cups ensure a secure fit

Autograph Styled Pleated Shorts, at Mark & Spencers
Luxurious and elegant these flattering shorts feature a femine pleated skirt design. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

3 Heart Hair Bands, at Marks n Spencer
Tie back those tresses in style with these colourful heart hair bands

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.