Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. M&S Financial Services financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Property Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Extra High Impact Racerback Sports Bra, at Mark & Spensers
Offering the superior support and control you need for those high energy workouts. This extra high impact sports bra features a racerback design and sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

4 Windsor Champagne Flutes, at Marks and Spencer
Set of 4 Dishwasher safe 21cl, Manufacturer: Marks & Spencer

Autograph Glass Charger Plate, at M&S
Plain glass Silver trim, Manufacturer: Marks & Spencer

4 Pairs of Pure Cotton Rib Socks, at M&S
Soft and comfortable, these pure cotton socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Portfolio High Heel Court Shoes, at Marks and Spencer
Square toe Jewel feature Slip on Heel height 91mms

Easycare Long Sleeve Poplin Shirt, at Mark's & Spencer
Great value for a great shirt. Smart and classic for everyday finesse

Wedding Garter, at Marks and Spencer
1 x garter Approx size: Un-stretched: 340mm circumference Approx size: Fully stretched: 660mm circumference

Wool Rich Check Belted Coat, at Marks and Spencer
This warm wool rich coat features handy side pockets and a flattering check design. Wear over this season's styles for a cosy, contemporary look

Pavilion Sugar Bowl & Milk Jug Set, at Marks & Spencers
2 piece set Platinum stripe design Sugar bowl: H7 x Diam 9.5cm Jug: H8cm, Manufacturer: Marks & Spencer

Funnel Neck Mid Length Coat, at Marks & Spensers
Smart and stylish, this wool blend coat makes a fashionable and practical choice

5 Older Boys' Pure Cotton Classic Boxers, at Marks and Spencer
Cool and comfortable, these snug, pure cotton boxer shorts are a great choice for stocking up his everyday underwear drawer

Autograph Pure Cotton Stripe Rugby Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Mr Brown's Bad Idea Birthday Card, at Marks and Spencer
Cover text: Clearing out the shed was a bad idea... ...the clutter was the only thing holding the roof up! Inside message: Happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 126mm

2 Autograph Fine Stripe Slips, at Marks & Spencer
A comfortable, easy to care for fabric teams up with a stripe design here to create a stylish addition to your day to day underwear drawer

Autograph Pure Cotton Satin Stripe Border Duvet Cover, at Marks and Spencers
Stripe design Bordered trim Supima 400 threadcount Comes in single, double, king-size and super king-size Co-ordinate with Satin stitch black, cream, white plain dye sheets and pillowcases strokes T356490F,T356490S,T356940P, Manufacturer: Marks & Spencer

Sweet Bergamot Lantern Candle, at Marks & Spencer
Sweet bergamot fragrance Includes wooden plate Burns up to 4 hours, Manufacturer: Marks & Spencer

3/4 Sleeve Waterfall Cardigan, at Marks n Spencer
Modern and stylish, this cardigan features a waterfall front. Ideal for layering

Autograph Occasions Waterfall Prom Dress, at Mark's & Spencer
Beautifully designed and luxurious, this exclusive dress is detailed with a waterfall design. A stunningly glamorous style statement, perfect for elegant occasions

2 Litre Glass Mixing Bowl, at Marks & Spensers
2 litre capacity Classic shape Transparent, Manufacturer: Marks & Spencer

Double Breasted Mid Length Coat, at Marks and Spencers
A smart coat in a flattering shape will never go out of style. This coat is made from a machine washable, non iron fabric for added convenience

Pure Cotton Broiderie Vest Top, at Marks and Spenser
This sleeveless vest top will make a useful addition to your wardrobe. It features a pretty lace trim for a stylish casual look

Dallas Sunglasses, at Marks&Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Portfolio Short Sleeve Rope Neck Top, at Mark & Spencers
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Polka Dot Shoes Medium Gift Bag, at Mark & Spensers
1 gift bag Approx size: H260 x W200 x D90mm

Nectarine & Orange Scented Candle, at MarksandSpencer
Thin stripes Chunky design Shallow dish holder Scented with nectarine and orange, Manufacturer: Marks & Spencer

Per Una Pure Cotton Polka Dot Revere Pyjamas, at Marks and Spencers
Modern and feminine, these pretty polka dot revere pyjamas are made from pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Autograph Medium Rollercase, at Mark's & Spencer
Free 5 year guarantee Take the hassle out of travel with the practical, easy to transport and stylish design of this spacious rollercase. Perfect for business travel, this case includes a garment carrier and shoe bag Includes free i-trak luggage ID service see details below

Honey Tree Reserve Shiraz 2007 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Shiraz Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Lambswool Rich Cable Knit Cardigan, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Perfect Portfolio Drawstring Patent Bag, at MarksandSpencer
Bags go bold and bright this autumn with key colours of grey and kingfisher blue, in gorgeously glossy patent

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M & S, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.