Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

24 Mini Smoked Salmon Bagels, at Marks & Spensers
Contains 24 pieces Serves 8 Ready to eat Suitable for freezing 450g As featured on page 10 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Château la Providence 2000 - Case of 6, at Marks & Spencer
Style: Full bodied Grape variety: Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Lever Arm Bottle Stoppers, at Mark & Spensers
Pack of 3 Chrome look handle Ideal for sealing opened bottles, Manufacturer: Marks & Spencer

Per Una Short Sleeve Lace Blouse, at Marks & Spencer
A feminine short sleeve blouse featuring chiffon and lace trim neckline

Older Boys' Double Lace Up Canvas Trainers, at Marks and Spencers
Round toe Double lace up feature Canvas design Flat sole

Mother's Day Cupcake Jotter Box, at Marks & Spensers
1 jotter box 1 block of paper 1 pencil H100 x Diam 125mm

Earth Spa Bath & Body Rescue Oil, at Marks and Spencers
With ingredients from around the globe to restore, replenish and pamper Perfect in the bath, on the body, or in the hair 100ml

Per Una Roma Cotton Rich Bootleg Jeans with Belt, at Marks and Spenser
A smart pair of bootleg jeans in stretch cotton featuring a double buckle belt

Grazia - Magazine Gift Subscription, at Marks & Spencer
Grazia is a fabulous mix of front-page stories, stunning designer fashion, fabulous shopping and more

Angel Cotton Rich Spot Print First Bra & Shorts Set, at Marks and Spencer
This simply styled great value spot print bra and shorts set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Lyon Side Plate, at M&S
Rib detail Diam 21cm, Manufacturer: Marks & Spencer

Pure Cotton Embroidered Satin Rose Duvet Cover, at Marks and Spenser
Embroidered 3 dimensional rose design, Manufacturer: Marks & Spencer

Paper Dress 50th Birthday Card, at Marks&Spencer
Approx. size: 150 x 150mm Cover text: Have a Fabulous Fiftieth Inside message: With lots of love

Cashmilon™ Long Sleeve V-neck Cardigan, at M&S
Fashionable and flattering, this deep v-neck cardigan is made from supersoft cashmilon™

4 Pairs of Everyday comfort socks with silver technology, at Marks&Spencer
Soft and comfortable, these cotton blend sports socks are naturally breatheable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Kitten Photo Birthday Card, at Mark's & Spencer
Cover Text: Have a lovely birthday Inside Message: Blank for your own message Approx size: 150 x 150mm

Autograph Zip Pocket Overnight Bag, at Mark's & Spencer
Luxurious and beautiful, this plain print handbag is part of our exclusive Autograph collection. It's zipped pockets make handy compartments useful and practical as well as being a highly desirable fashion accessory

First Readers Beauty & The Beast Book, at Marks & Spensers
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Soft Vanilla Scented Spheres, at Marks & Spencer
Vanilla scented spheres, Manufacturer: Marks & Spencer

Older Girls' Pure Cotton Snoopy™ Stripe Pyjamas, at Marks & Spencers
A must for fans of Snoopy, these pyjamas feature a motif print and slogan

Collezione Pure Wool Single Breasted 2 Button Jacket, at Marks and Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Pure Cashmere Cropped Cardigan, at Marks & Spensers
Sophisticated and modern, this scoop neck cardigan is made from pure cashmere for the ultimate in luxurious softness

Collezione Apron Lace Up Shoes, at Marks & Spensers
Square toe Lace up Apron stitch detail Eyelets Block heel

Little Acorns New Daddy Mug, at Mark's & Spencer
1 mug Approx size: H105 x D85mm

Bamboo Bath Bridge, at Marks and Spencer
Wooden design Approx size: H6.2 x W15 x L85cm, Manufacturer: Marks & Spencer

Autograph Nail Clippers, at Marks & Spencers
Carry pouch Rounded clipping edge

Blue Harbour Short Sleeve Block Stripe Rugby Shirt, at M+S
Casual and relaxed, this stripe rugby shirt is made from cotton so it's soft, breathable and comfortable to wear

125 Years Luxury Pure Wool Flat Front Trousers, at Marks & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Blue Harbour North Coast Pure Cotton Bomber Jacket, at M+S
Casual and contemporary, this long sleeve jacket makes a fashionable and practical choice

Sennen Pasta Bowl - Linen, at Marks and Spencers
Contrast stripe trim Diam 23cm Single stripe detail, Manufacturer: Marks & Spencer

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."