There are lots of ways to save money using M&S Money. Not least of these is Marks & Spenser Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Gold Celebration Cake, at Marks & Spencer
36 portions Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Cake weight 1.7Kg. Sponge cakes can be eaten up to 5 days after collection Fruit cake: Vine fruits, nuts and cherries laced with brandy. Cake weight 2.7Kg. Fruitcakes can be eaten up to 14 days after collection Cake size: 20.5cm square Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 68 in the food to order brochure Order by 5pm for delivery in 7 days Available for collection in the majority of our UK mainland stores

10 Party Time Drinks Invitations, at Marks&Spencer
Cover text: Party time! Inside message: Dear... You are invited to a party on.. time.. place.. Hope you can come.. RSVP.. This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

Oval Nugget Drop Earrings, at Marks & Spencer
Hook fastening Drop style earrings For hygiene reasons, refunds will only be given in accordance with your legal rights

Perfect Blue Harbour Fleece Jacket, at Marks n Spencer
If you're enjoying the great outdoors this autumn, you'll want this jacket. It's both water repellent and wind resistant, has a warm fleece lining and a concealed hood

Autograph Cotton Rich Long Sleeve Butterfly Top, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

3 Big & Tall Authentic Pure Cotton Boxers, at Marks and Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Collezione Funnel Neck Zip Fastening Jacket, at Marks & Spenser
Casual and contemporary, this long sleeve jacket is inspired by Italian tailoring

Autograph Large Cherry Blossom Jewellery Box, at Marks and Spencers
2 drawers Cherry blossom design Mirror finish

Stainless Steel Casserole Pot, at MarksandSpencer
4.7 litre capacity Glass lid Side and lid handles, Manufacturer: Marks & Spencer

Silver Plated Cat's Eye Barrel Necklace & Bracelet Set, at MarksandSpencer
2 part set Cat's eye barrel stretch bracelet Clasp fastening cat's eye barrel necklace Necklace length 40cm, extendable by 8cm

Laser Cut Happy Birthday Text, at Marks & Spensers
Cover text: Happy Birthday Inside message: Happy Birthday Approx size: 150 x 150mm

Autograph Pure Cotton Floral Cardigan, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Green Letters Good Luck Card, at Marks & Spensers
Cover Text: Good luck to you Inside Message: Blank for your own message Approx size: 150 x 150mm

3/4 Sleeve Scoop Neck Tunic, at Mark's & Spencer
Pretty and feminine, this scoop neck tunic features a pintuck shoulder detail

Per Una Speziale Moisture Rich Lipstick, at Marks and Spencers
Moisture rich Hypo-allergenic

Ingredients Almond Hand Cream, at Marks & Spensers
Almond scented 75ml

Flowers by Post - 22 White Fairtrade Roses, at Mark & Spensers
Simply exquisite, order these white Fairtrade Roses and they'll be carefully wrapped and delivered by first-class post. Flowers by Post is a great value way to spoil someone you know - or yourself Fairtrade Certified Flowers

Golfers Shoe Bag, at Marks & Spensers
Invaluable accessory for the golfer, this care kit contains all you need to maintain your golf shoes and clubs

Luxury Pure Wool Single Breasted Jacket, at Marks and Spenser
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure wool

5 Newborn Pure Cotton Sleeveless Animal Bodysuits, at Marks & Spencer
Cute and practical, this pack of 5 bodysuits is great value. Popper fastenings makes quick changes easy and the soft cotton fabric will keep him feeling comfy and happy

Per Una Modal Rich Short Sleeve Diamond Top, at Marks & Spencer
A fashionable short sleeve top in soft stretch modal featuring chiffon diamond embellishment

1 Pair of Cotton Rich Footsies, at Marks & Spencers
These soft cotton rich footsies are designed to hide inside your shoes for extra comfort

Younger Girls' Heart Print Slippers, at Marks and Spencers
Round toe Flat sole Heart print Single strap Bow detail Spot lining

Sunny Town Farmyard Friends, at Marks & Spencer
Horse, cow, hen, pig and sheep Promotes imaginative play Suitable for ages 12 + months This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Petite Short Sleeve Ruffle Neckline Top, at Marks & Spencer
Pretty and feminine, this scoop neck top is made from softly draping stretch viscose for a fluid look. The ruffle neckline adds a fashionable finishing touch. Specially designed and perfectly proportioned for the petite frame

Per Una Short Sleeve Embroidered Longline Tunic, at Mark's & Spencer
A gorgeous longline tunic featuring a stripe design, the smart embroidered neck trim makes it extra stylish

North Coast Pure Cotton Long Sleeve T-Shirt, at Marks and Spencers
Fashionable and relaxed, this long sleeve t-shirt is made from pure cotton it's soft, breathable and comfortable to wear

The Pleated Dart Flannel Mini Skirt, at M+S
The mini skirt is a classic and a must for showing off great legs! Make a statement in this fabulous red version with fashionable pleats and darts. Keep it contemporary with boots and tights this season

Hungarian Pinot Grigio 2008 - Case of 12, at Marks & Spencer
Style: Medium dry Grape variety: Pinot Grigio & Sauvignon Blanc Country of origin: Hungary Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Domaine Joseph Garnier Chablis 2007 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.