Besides M & S Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spensers are so useful. M&S Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Mantle Clocks - TIN MANTLE CLOCK, at Mark's & Spencer
Manufacturer: Marks & Spencer

Pearl Effect Floral Stretch Bracelet, at Marks and Spencer
Pearl effect and diamant detail Twin strand design Floral shape links Stretch style

Gold Plated Multi Strand Necklace, at Marks and Spencers
Adjustable length Clasp fastening Multi strand design Necklace lengths: 1st strand 39cm, 2nd strand 42cm, 3rd strand 44cm, extendable by 8cm

Panasonic HDC-SD200 HD Camcorder, at Mark's & Spencer
Pixels: 9.15 megapixels Zoom: 12x optical zoom / 30x-700x digital zoom Screen: 2.7'' Wide LCD Dimensions: H6.8 x W6.8 x D13.2cm Weight: 335g (without batteries and card) Recording Format: JPEG Motion Image: 6.21 megapixels (2.07 megapixels x 3)[16:9] Still Image: 7.95 megapixels (2.65 megapixels x 3 ) [3:2] / 7.53 megapixels (2.51 megapixels x 3) [16:9] / 6.96 megapixels (2.32 megapixels x 3 ) [4:3] Image Stabilizer: Advanced O.I.S. [Optical Image Stabilizer] Audio Recording System: Dolby Digital (5.1ch) Microphone: 5.1ch Surround, Zoom and Focus Microphone Battery: min. 1250 mAh / Lithium-Ion

Per Una Pure Linen Safari Shorts with Belt, at Marks and Spencer
Comes with belt shown in imageCasual metallic shorts in pure cool linen featuring a turn up hem with side tab detail

Dualit Jug Kettle - Black, at Marks & Spencers
1.5 Litre - 12 cup capacity 3000 watt Cordless operation Hinged lid Washable limescale filter Rapid boil concealed element Large viewing windows on both sides Can be turned to any angle on its base Heatproof handle, ball knob and finger-guard Non-slip rubber feet Oversized non-drip spout Weight: 1.36kg Dimensions: H27cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Tassel Trim Ribbed Scarf, at Marks & Spensers
This sophisticated ribbed scarf is the perfect accessory to this season's fashions. Tassel trim adds a stylish finishing touch.

Older Boys' Cotton Rich Long Sleeve Ben 10™ Pyjamas, at Marks & Spenser
A must for fans of Ben 10, these pyjamas features the popular character

XBOX 360® Transformers: The Game™, at M&S
For head-to-head battles, fans engage in melee combat that reflects each Transformer robot's character, scale, weight and power Not available for online play Parental guidance rating 2007 Hasbro M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Samsung 55'' LE55B650 TV HD Ready LCD Crystal TV™, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 55 inch LCD screen, 1920 x 1080 resolution Dynamic contrast ratio: Ultra Contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W131 x D30.8 x H89.4cm (with stand), W131 x D7.9 x H84.1cm (without stand) Weight: 37.2kg (with stand), 28.8kg (without stand) SRS TruSurround HD: SRS Trusurround HD & Dolby Digital Plus Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical), Headphone jack DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Life Begins at 40 Birthday Card, at Marks & Spencers
Cover text: Life begins at 40 Inside message: Have a great birthday! Approx size: 215 x 150mm

Cookie Nan Birthday Card, at Mark & Spencers
Cover text: To my lovely Nan Inside message: Blank for your own message Approx size: 150 x 150mm

Autograph Slinky Drape Dress, at MarksandSpencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Pacific Coffee Table, at Marks & Spensers
H42 x W76 x D76cm Handwoven in natural pandan leaves around a solid wooden frame Solid wood feet with glides With toughened glass top This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Brushstroke Print Scarf, at Mark's & Spencer
Add a fashionable finishing touch to your look with this elegant brushstroke print scarf. The perfect accessory to this season's styles

Deep V-Neck Cover Up Beach Dress, at Marks and Spencers
Modern and stylish, this flattering beach dress is designed in the latest shape. A fabulous fashionable look

Magic Shaper 40 Denier Shine Shorts, at Marks & Spencer
These tights work like magic to make the most of your figure. Special support zones shape hips, thighs and bums and a clever front panel flattens tummies

Per Una Ditsy Floral Stretch Bracelet, at Marks&Spencer
Ditsy floral design Stretch style

Flat Front Crease Resistant Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers.

Toulouse 2-Door Large Glazed Dresser, at Mark & Spencers
H112 x W173cm x D43.5 2 Toughened glass sliding doors 4 Adjustable shelves Sits on sideboard (sold separately) Light, natural matt lacquer with protective finish This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Bold Stripe Shirt, at Mark & Spensers
This luxurious shirt is part of our exclusive Autograph collection. It's fine quality and careful attention to detail make it a superior and stylish modern classic

Per Una 3/4 Sleeve Ruffle Front Top, at Marks and Spencers
A fashionable 3/4 sleeve stripe top featuring ruffled neckline

Firm Control Lace Knickers, at Marks & Spencer
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Medium Impact Non-Wired Sports Bra, at Marks and Spenser
Comfortable and secure, this medium impact sports bra gives firm, gentle support for active wear

Blue Harbour Heritage Pure Cotton Brushed Check Shirt, at M+S
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Pure Cotton Floral Embroidered Top, at Marks & Spencer
Pretty embroidery detail makes this soft cotton top extra special

Per Una Pure Cotton Stripe Knitted Tunic, at Marks & Spencer
A fabulous longline knitted tunic in pure soft cotton featuring a stripe design and rear waist tie feature

ISIS Eau De Toilette, at Marks n Spencer
100ml This product is not available for international delivery. Find out more

Weave Print Oval Sunglasses, at Mark & Spensers
Bold, dark and oversized, these stunning shades are a fabulous choice for embracing this season's love affair with classic glamour

Recycled Anti-Allergy Mattress Protector, at Marks and Spencers
Perfect for allergy sufferers, providing effective protection against dustmite allergies Proven protection wash after wash Endorsed by the British Allergy Foundation, Manufacturer: Marks & Spencer

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.