When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Per Una Pure Cotton Rose Skirt, at Marks and Spencers
A gorgeous knee-length skirt in pure soft cotton featuring a rose print

2 Older Girls' Sport Santoni Bras, at Marks & Spensers
These great value bras are ideal for everyday wear. They're made with stretchy fabric for a supportive and comfortable fit

Craggy Range Single Vineyard Te Kahu 2005 - Case of 6, at M & S
Style: Dry, full bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: New Zealand Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle 10.5 Alcohol units per 125ml 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

New Autograph Dogtooth Design Cardigan, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Bright Flowers Slim Diary, at Marks & Spencer
Week to view Spiral bound Bright floral design Dimensions: 165 x 90mm (including binding)

Autograph 3/4 Sleeve Seersucker Ruffle Front Blouse, at Marks and Spencer
Part of Autograph's Maitresse trend - chic, sophisticated and wearable evening looks with beautiful catwalk-inspired jewel tones and sensuous fabric and prints. Luxurious attention to detail is key

Pure Cotton Unisex Jumper, at Marks & Spencers
Smart and comfortable, this V-neck jumper is outstanding value. It's made from pure soft cotton, a natural choice for everyday wear

Soft Grip Masher, at Marks and Spencers
Loop in the handle for hanging Soft grip handle L27cm, Manufacturer: Marks & Spencer

Artificial Mini Orchid in Square Mirror Glass Vase, at Marks and Spencers
Artificial orchid Mirror glass vase Ready made arrangement that needs no after care H58cm, Manufacturer: Marks & Spencer

Woven Silk Multi Stripe Tie, at Marks & Spenser
Add a luxurious finishing touch with this contemporary multi stripe tie in pure silk

100 Tea Lights, at Mark's & Spencer
Contains: 50 t-lights Up to 5 hours burning time for each, Manufacturer: Marks & Spencer

Autograph Mineral Powder Blusher, at Marks and Spencer
Designed for all skin types Fragrance and preservative free Hypoallergenic

5 Cotton Rich Low Rise Shorts, at M&S
These low rise cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Pearl Effect Necklace, at Marks and Spencers
Pearl effect Extra long necklace Length: 117cm

Expecting a New Arrival Card, at Marks & Spencers
Cover text: Expecting a New Arrival Inside message: A very special gift is on its way to you! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Pure Cotton Embroidered Satin Rose Duvet Cover, at Marks and Spencers
Embroidered 3 dimensional rose design, Manufacturer: Marks & Spencer

Sister Lily's Spring Flowers Birthday Card, at Mark & Spensers
Cover text: for my Sister Inside message: Wishing you a Wonderful Birthday Approx size: 175 x 125mm

Blue Harbour Pure Cotton Double Stripe Polo Shirt, at Marks and Spencer
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Panasonic SC-PT470 DVD Home Theatre with iPod Dock, at Marks & Spencers
1080p Up-Conversion with HDMI Number of Output Channels: 5 + Subwoofer (5.1) Output Power : 1000W (RMS) Styling to match Panasonic Viera Flat Panel Televisions and Easy to Use VIERA Link Theatre Integrated Universal Dock for iPod Enjoy Your iPod Music & Video Built-in Dolby Digital, Dolby Pro-Logic II and DTS Decoders USB Terminal for MP3, WMA, JPEG and MPEG4 Playback Front speaker dimensions: W9.2 x H12.8 x D8.1cm Centre speaker dimensions: W12.5 x H9.4 x D8.1cm Surround speaker dimensions: W9.2 x H12.8 x D8.1cm Subwoofer speaker dimensions: W15.3 x H41.5 x D25.7 cm

Chunky Knit Throw, at Mark's & Spencer
Chunky knit Ribbed design Approx size: W150 x L200cm, Manufacturer: Marks & Spencer

Pretty Floral Wife Anniversary Card, at M & S
Cover text: To my wonderful wife on our anniversary, When I married you, I thought I couldn't love you more, But now I know I do Inside message: Happy anniversary Approx size: Unfolded: 176 x 126mm

Linen Blend Long Sleeve Stripe Shirt, at Mark's & Spencer
Chic and modern, this long sleeve shirt is made from a cool crisp linen blend and features a stripe print

Panasonic SC-PT170 DVD Home Cinema Sound System, at Mark's & Spencer
Whisper-mode surround 1080p Up-Conversion with HDMI 6 speakers Number of Output Channels: 5 + Subwoofer (5.1) Dolby Digital Decoder Total Wattage: 300W (RMS) Dolby Digital + DTS MP3 & DivX playback Super Video CD, Video CD Playback Dolby Pro Logic II Advanced Progressive Scan (PAL/ NTSC) Front speaker dimensions: W9.2 x H12.8 x D8.1cm Centre speaker dimensions: W12.5 x H9.4 x D8.1cm Surround speaker dimensions: W9.2 x H12.8 x D8.1cm Subwoofer speaker dimensions: W13.6 x H33.9 x D21.3 cm Television Signal System: PAL & NTSC USB Interface DVD and CD player

Long Sleeve Bead Embellished Kaftan, at Marks & Spencers
Feminine and flirty, this kaftan is designed to fit and flatter. A fabulous fashionable look

Block Stripe Swimsuit, at Marks and Spenser
Modern and shapely, this flattering swimsuit is designed in the latest shape. A fabulous fashionable look

Portfolio Faux Pearl Necklace, at Marks & Spencers
Faux pearl Chain necklace Hook fastening

Juliana Mixed Bead Necklace & Earrings Set, at Mark & Spencers
2 part set Adjustable length mixed bead necklace with clasp fastening Hook fastening mixed bead in a drop style earrings Necklace lengths: 48cm, extendable by 7cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Stitch Detail Contrast Stripe Swim Shorts, at Marks and Spencers
Casual and comfortable, these contrast side stripe swim shorts are outstanding value

Grandson Star Birthday Card, at Marks and Spencer
Cover text: Brilliant, Grandson, Smashing, Fabulous, Splendid Inside message: Happy Birthday Approx size: 150 x 150mm

Easy Vegetarian Baking, at Marks & Spencers
Perfect too cook up after a hard day at work, these easy bake vegetarian recipes are not only simple and quick, but they're fresh, delicious and healthy. There are meals for on-the-move, chill-out sessions and snacks for you to enjoy

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.