Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Philips HQ8260 Electric Shaver, at M&S
Super lift and cut technology: The dual blade system lifts hairs to cut comfortably below skin level Reflex action system: Automatically adjusts to every curve of your face and neck Precision cutting system: Ultra-thin heads with slots to shave long hairs and holes to shave the shortest stubble Smart touch contour-following Speed-XL shaving heads Pop-up trimmer Washable Corrosion-free heads Hair collecting chamber Anti-slip grip Replacable head

Autograph M500 Zip & Link Mattress, at Marks and Spencer
Super King Size (6ft): W180 x L200cm Mattress depth: 28cm Zip & Link mattress: Allows you to combine different levels of firmness on the left and right sides of the mattress. The two sides of the mattress zip together, so you and your partner can choose between medium or firm support Mattress unzips into 2 easier to fit into your home Entirely handmade Individually pocketed springs Deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Double row of hand side-stitching to add support to the edges Spring count: 1225 Anti-allergy protected for the life of the mattress. Cotton filling is sterilised and free of dust Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Chuggington Actions Book, at Marks & Spencer
Chuggington fans will love this fun book. It's filled with great stories featuring Chuggington Action

Palma Faux Leather Bedstead, at Marks and Spencer
50% reduction applied 9 April - 1 June 2009. Upholstered bedstead in faux leather Sprung slats are used to provide extra comfort Mattress sold separately 4ft6: W147cm x L212cm 5ft: 162cm x L220cm Footend height - 47cm (from floor to top of footend) Headend height - 90cm (from floor to top of headend) This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Pairs of Autograph Bold Stripe Socks, at Marks & Spenser
Modern and fashionable, these stripe socks are part of our exclusive Autograph collection

Mixed Panel Textured Skirt, at Marks and Spencer
Elegant and feminine, this flared skirt features a mixed panel design. Stylish, practical and fashionable

Sonoma Dark Side Table, at Marks and Spenser
H60 x W44 x D45cm 1 drawer Elongated wooden handle Glass shelves are made from safety-tested toughened glass Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

Blue Harbour Cotton Rich Denim Jeans, at Marks & Spencer
Relaxed and casual, these straight leg jeans are made with stretch for comfort and ease of movement

3 Sheer Opaque Massage Sole Knee Highs, at Marks & Spensers
These knee highs feature specially constructed padded soles which gently massage your feet as you walk

3 Pairs of Older Boys' Cotton Rich Assorted Chunky Knit Socks, at Mark's & Spencer
Comfortable, practical and fashionable, this 3 pack of chunky knit socks are made with soft breathable cotton

Official England FA Woven Lined Jogging Bottoms, at Marks and Spencer
A must for footie fans! These official FA England joggers feature a tie waist and the three lions crest. A modern easycare style in soft comfortable cotton

Hand Made Presents Birthday Card, at MarksandSpencer
Cover text: Happy Birthday... To You Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Sweet Bergamot Diffuser Plug-In Refill, at Marks&Spencer
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

No VPL Lace Shorts, at Marks n Spencer
VPL is a thing of the past! These flattering lace shorts have smooth bonded edges for a seamless look and a pretty floral lace design

White Wine, Chocolate & Rose Basket, at Mark & Spensers
The perfect gift for a special occasion, this set includes a gift-wrapped cream rose plant, a bottle of French white wine, delicious chocolates and it's all presented in a gift basket. Available for delivery between 1st April to 30th September 2009

Formula One 2008 Season Review DVD, at Marks & Spencers
Rating Universal, suitable for all,

Panasonic 46'' TX-P46G10 Full HD Plasma TV with freesat HD, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 46 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast ratio (in dark surroundings): Native 40,000:1, Dynamic 2,000,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W113.2 x H76.7 x D40.1cm (with stand) H749 x 113.2 x 72.2 x 10.6cm (without stand) Weight: 32kg (with stand) 29kg (without stand) V-Audio with SRS TruSurround XT: V-Audio delivers crystal-clear sound with superior bass performance while the SRS TruSurround produces enhanced surrounding effects Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Domaine de L'Arbre Blanc 2008 - Case of 12, at Marks & Spencers
Grape variety: Sauvignon Blanc and Viognier Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Bubble Base Wine Glass, at Marks and Spencer
Bubble base design Hand made glass with heavy base Height: 19.5cm Capacity: 250ml (25cl), Manufacturer: Marks & Spencer

Limited Collection Pure Cotton Broderie Dress, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Hepworth Extending Dining Table & 6 Cross-Back Chairs Set, at Marks & Spencers
Table: H75.5 x L175 x W90cm Extends to L215cm Table seats 6-8 Extension leaf is stored beneath the table top Dark brown leather seat pads Chair: H97 x W47 x D63cm Seat: H48cm Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

LEGO® City Transporters, at Marks and Spencer
Suitable for ages 5+ Includes transporter, helicopter, motorbike and other pieces This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Painterly Floral Mum 70th Birthday Card, at Marks and Spencer
Cover text: Happy 70th Birthday Mum, Life's a little happier, A little sweeter, too, A little more delightful, All because of you! Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Autograph Pure Cotton Long Sleeve Bold Stripe Shirt, at Marks & Spensers
This luxurious shirt is part of our exclusive Autograph collection. It's fine quality and careful attention to detail make it a superior and stylish modern classic

Dyson Animal DC14 Upright Vacuum Cleaner, at Marks and Spencer
Suction power: 280 airwatts (constant) Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Mini turbine head: Cleans pet hair and dirt from confined spaces such as upholstery, stairs and the car Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 2.7 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Reversible wand: The wand reverses to reach awkward areas more easily and with a better grip Washable HEPA filter with Bactisafe™ screener: Ideal for allergy sufferers. Filters must be washed every 6 months All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a mini turbine head for easy removal of pet hairs Cord length: 9.3 metres Maximum reach: 14.5 metres Dimensions: H110 x W33.5 x D34cm Weight: 8.4 kg Included in the box: Mini turbine head, brush tool, stair tool, crevice tool, operations manual, quick start guide, guarantee information and product registration card M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sparkling Rosé - Case of 6, at Marks & Spencers
2 Rosado Cava Prestige Brut: Elegantly dry with a soft yet full flavour of summer fruits, clean and fresh with a good length... 2 Prosecco Raboso: A delightfully fresh and frothy Italian sparkling wine, with an appealing elegant pink colour, and fruity character of pears and cherry drops... 2 Bluff Hill Sparkling Ros: A lively, fruity, premium sparkling wine from New Zealand. Its sunny modern character really shines out... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Stripe Halterneck Bikini Top, at Marks and Spenser
A colourful halterneck bikini top featuring a stripe print design. In a string bikini shape with tie back and removable pads for extra versatility

Airtex High Impact Non-Wired Sports Bra, at Marks & Spenser
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

Classic Collection Pure Cotton V-Neck Embroidered Top, at Marks and Spenser
Pretty embroidery makes this lovely top so feminine and elegant. Versatile enough to be worn with smart or casual skirts and trousers, it will take you from day to evening in style.

Linen Blend Crochet Bib Blouse, at Marks & Spencers
Chic and modern, this short sleeve blouse is made from a cool crisp linen blend and features a crochet bib detail

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.