M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks & Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

2 Underwired Bras, at Marks & Spencer
Smooth and sleek, these moulded cup bras give a perfectly smooth outline under clothes. Underwiring and padding give an uplifted and enhanced natural shape

Rose Print Flexilite Umbrella, at Marks & Spencer
Brighten up rainy days with this stylish lightweight umbrella

Single Breasted Long Sleeve Mid Length Belted Mac, at Marks n Spencer
A smart, fitted mac is a versatile piece every woman should own. This modern belted style is a flattering update of a fashion classic

Pure Cotton Plaid Shorts, at Marks and Spencer
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Glass Collection Tealight Lantern, at Marks and Spenser
Reusable Ideal for outdoor use Holds tealight candles 0.60kgs 10 x 10 x 26.5cm, Manufacturer: Marks & Spencer

Formula Calming Night Cream + Vitamin E, at Marks & Spenser
Suitable for all skin types Fragrance free Hypoallergenic 50ml

Blue Harbour Pure Cotton Chino Shorts, at Marks and Spencer
Think smart on those warmer days and nights with the design of these great value shorts. Pair with sandals and a T-shirt or team with a short sleeve shirt and boat shoes for a dressier casual look

Blue Harbour Classic Pure Cotton Funnel Jacket, at Marks and Spenser
A contemporary design makes this jacket a fashionable choice

Earth Sign Bracelet, at Marks & Spencer
Stretch style Beaded design Earth charms Diamant detail

No VPL Low Rise Shorts, at M+S
These No VPL low rise shorts are laser cut to give a smooth, seam-free outline and stretch in all directions for the ultimate in comfort

5 New Lace Shorts, at M&S
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace design and stretchy fabric to create the perfect knickers for day to day wear

Younger Girls' Embroidered Canvas Ankle Trainers, at Marks and Spencers
Round toe Lace up Spot print contrast tongue Floral embroidered design Cut out heart detail Contrast flat sole

The Ponte Bootleg Trousers, at Marks & Spencer
Everyone needs a great pair of bootleg trousers. Flaring gently from the knees to balance curves, they're universally flattering and go with everything. These are made of fashionable ponte fabric and are a true wardrobe must have

Ingredients Sicilian Lime & Bergamot Shower Cream, at Marks and Spencer
200ml Sicilian lime & bergamot fragrance Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Limonene, Linalool, Citrus Aurantium Dulcis Oil, Polyquaternium-39, Citrus Aurantium Bergamia Oil (Bergamot Oil), Triethylene Glycol, Benzyl Alcohol, Propylene Glycol, Alcohol Denat. Citric Acid, Sodium Lauryl Sulfate, Litsea Cubeba Berry Oil, Citrus Aurantifolia Oil (Lime Oil), Magnesium Nitrate, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 19140, CI 42090

125 Years Pure Cotton Twill House Check Shirt, at Marks and Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Classic Collection Linen Blend Floral Print Panelled Skirt, at Marks & Spencers
Smart and stylish, this panelled skirt in softly draping fabric is designed to fit and flare for a figure-flattering look. Floral print adds a fashionable touch

Perfect Autograph Long Sleeve Jumper, at Marks and Spencers
Our cotton blend V-neck, in a range of colours, goes in the machine and the tumble dryer. You won't get through autumn without one

Detachable Clear Bra Straps, at Marks and Spenser
These clear straps attach to our multiway bras to give you a more discreet option

2 Cotton Rich Plain Drawstring Joggers, at Marks & Spenser
Relaxed and comfortable, these casual joggers are made from soft cotton and feature a pull tie fastening waist. A practical easycare choice

Limited Collection Panel Clutch Bag, at Marks & Spencer
Fashionable and fabulous, this panel clutch handbag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Essential Pure Cotton Plain Towel, at Marks n Spencer
Face: L30 x W30cm Hand: L90 x W50cm Bath: L120 x W70cm XL bath: L140 x W100cm Each towel must be purchased individually, Manufacturer: Marks & Spencer

3 White Rattan Storage Baskets, at M&S
Set of 3 Cut out side handles Rattan design, Manufacturer: Marks & Spencer

Wool Blend V-Neck Jumper, at Marks n Spencer
This great value jumper is soft, hardwearing and lightweight. An ideal choice for school

Large Tie Hanger, at Mark & Spencers
Keep your ties smartly stored with this large tie hanger. An essential part of any gentleman's wardrobe

9 Bright Baby Farmyard Chunky Books, at Marks & Spencers
The 9 Chunky Board books in this all new set will help your child learn new words and find out more about farm animals, machines and more. Keep the 9 books in the handy tray and use to learn about animals and the farm whenever you desire

Flat Front Crease Resistant Puppytooth Trousers, at Marks&Spencer
Stay smarter for longer with these innovative crease resistant trousers

2 Pairs of °Climate Control Balance Point Boot Socks, at Mark & Spensers
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. Comfortable and hardwearing, these socks are designed with Aegis Active Fresh technology to keep them odour free. Three levels of cushioning give comfort and protection where it's needed most

The Cotton Collection Cotton Stripe Handwash, at Marks & Spencers
Moisture rich Hand wash 250ml

Multi Strand Pearl Necklace, at Marks & Spencer
Clasp fastening Adjustable length Multi strand Pearl and faceted bead design Diamant detail Necklace length: 41cm, extendable by 8cm

Older Boys' Pure Cotton Outback Hat, at Marks & Spenser
Sun protection gets stylish with this outback style hat

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks&Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.