M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spensers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Perfect Cotton Rich Long Sleeve Shirt, at Marks & Spencers
A well cut shirt is a wardrobe staple. Ours has a touch of stretch for extra comfort and it's great value, too

Limited Collection Ruched Toe Court Shoes, at Marks and Spencers
Heel height: 86mm Ruched toe Slip on High heel Court style Comes in sizes 4-8, including half sizes

Miele S7260 Upright Cat & Dog Vacuum Cleaner, at Marks & Spencers
6 litre dust bag capacity 1800W Sealed system for optimum filtration 14.5 metre operating radius Supplied with an Active Air Clean filter Dust bag change indicator - signals when the dustbag needs to be replaced Rotary Dial to adjust the suction power for different floorings Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability An Upholstery nozzle, Dusting brush and Crevice nozzle are all stored at the rear of the cleaner Weight: 9.5 kg Dimensions: H1160.6 x W349.3 x D377.9mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Blend Little Monster Bedset, at M & S
3 part set Check design pillowcase Single duvet cover with 'Little Monster' slogan Curtains with Little Monster motif Co-ordinate with 50/50 Pale blue plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V, Manufacturer: Marks & Spencer

Collezione Luxury Flat Front Micro Stripe Trousers, at Mark & Spencers
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Collezione Pure Wool Single Breasted 2 Button Stripe Jacket, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Silver Plated Multi Strand Necklace & Earring Set, at Marks & Spensers
2 part set Butterfly stud fastening earrings Clasp fastening multi strand necklace with mixed bead design

Catseye Goblet Necklace, at Marks & Spensers
Catseye pendant Adjustable length Lobster clasp fastening Necklace length: 53cm

Ring Trim Bikini Top, at Marks and Spencer
Feminine and fashionable, this stylish bikini features ring detail. The ultimate in poolside glamour

Beaded Wire Necklace & Earrings, at Mark's & Spencer
Multi-strand necklace with adjustable length Disc design Hook fastening drop earrings

Coloured Glass Collection - Leaf Cylinder Vase, at Marks and Spencers
Hand made Mirrored design Leaf detail, Manufacturer: Marks & Spencer

Embroidered Tiger Knit Shawl, at Mark's & Spencer
Soft and comforting, this snuggly shawl features a cute embroidered tiger design and scalloped edge. Perfect for bedtime, or as a light layer during the day

60 Cocktail Sausage Rolls, at Marks & Spencers
Contains 60 pieces Serves 12 Ready to eat Suitable for freezing 3 x 280g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Roberts solarDAB Radio, at Marks & Spencers
DAB radio Solar, battery or mains powered Built-in rechargeable battery pack Function icons for solar level, battery and signal strength Soft touch rubberised controls Band III and L band coverage with multi language support White backlit LCD display Line in socket for iPod/MP3 playback and headphone socket AC adaptor / charger included Available in white, black, pink, red or green W190 x H110 x D80mm Weight 672g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Collezione Luxury Wool Flat Front Trousers with Cashmere, at Mark's & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

3 Pairs Of 40 Denier Opaque Ankle High Socks, at Marks and Spencer
These essential 40 denier opaque ankle high socks are outstanding value. They're made with added stretch for comfort and durability

Per Una Swirl Print Blouse, at Marks n Spencer
A beautiful swirl print blouse featuring a ruffle trim and contract stitch detail

New York City (Eyewitness Travel Guide), at Marks and Spencers
With stunning photos and interesting descriptions of the city's vibrant and diverse neighbourhoods, history and culture, this book is as much a celebration of the Big Apple as it is a practical guidebook. Every page is packed with photographs and illustrations which show off New York's architecture and sights to maximum effect

3 Assorted Shell Design Handkerchiefs, at Marks & Spenser
Luxuriously soft handkerchiefs in pure cotton

Pure Cotton Broad Brim Summer Hat, at Marks n Spencer
Express your stylish side with this wide brim hat

Classic Collection Boucle Button Dressing Gown, at Marks & Spencer
Relax in style in this comfy dressing gown. The soft fabric will keep you snug and the appliqu floral detail adds a pretty touch

Square Laundry Bin, at Marks & Spencer
Lid flap Woven Ideal for laundry Lined Height 55cm, Manufacturer: Marks & Spencer

4 Glass Coasters, at Marks & Spencer
Pack of 4 Solid glass Square shape, Manufacturer: Marks & Spencer

Fenton Storage Footstool, at Mark's & Spencer
H48 x W56 x D56cm Seat: H51cm (all dimensions are approximate) Top cushion lifts to reveal storage space inside the stool. Click here to view the storage space Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Petite 3/4 Sleeve Longline Tunic, at Marks and Spenser
Smart and stylish, this lonline tunic is made from softly draping stretch viscose for a fluid look. The front pleat design adds a fashionable finishing touch. Specially designed and perfectly proportioned for the petite frame

4 Taper Candles, at Marks and Spencer
Pack of 4 Plain Up to 7 hours burning time, Manufacturer: Marks & Spencer

Small Giraffe Soft Toy, at M & S
Suitable for ages 0-3yrs Approx 22cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

50/50 Bed Linen - Valance, at Marks and Spenser
Single: L190 x W91cm, frill depth 39cm Double: L190 x W137cm, frill depth 39cm King Size (5ft): L200 x W152cm, frill depth 39cm Super King Size (6ft): L200 x W183cm, frill depth 39cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Perfect Double Breasted Mid Length Belted Mac, at Marks & Spensers
Stylish and functional, this water repellent mac with button-out lining will keep you dry and smart this season and beyond

Pure Cotton Long Sleeve Owl Motif Top, at Marks & Spenser
Cute and practical, this long sleeve top is outstanding value. The pure soft cotton will keep him happy and comfy

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.