Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Mark & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Blue Harbour Short Sleeve Geo Print Shirt, at M&S
Relaxed and casual, this Blue Harbour geo print shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

BT Granite Twin DECT Cordless Telephone with Answering Machine, at Marks & Spencer
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Fully GAP compatible (register up to 5 handsets) 100 name and number directory 30 number calls list 20 number redial list SMS Text messaging Call transfer Handsfree Call timer Conference call 10 hours talktime, 100 hours standby Up to 12 minutes recording time for the answering machine Call screening 15 ringtones Base: 260g Handset: 76g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Faux Fur Throw, at M & S
Faux fur Plain Reversible, Manufacturer: Marks & Spencer

Floral Fine Art Multipack of Mini Cards, at Marks & Spencer
Pack contains: 8 cards, 4 designs Cover text: All cards are blank Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 95 x 80mm

Autograph Double Buckle Mid Heel Shoes, at Marks and Spencers
Round toe Double buckle feature Zebra print Mid heel Lined

Champagne Oudinot Medium Dry - Case of 6, at Marks and Spencer
Style: Medium dry Grape variety: Mixed Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Hooded Block Panel Coat, at Marks&Spencer
Fashionable and practical, this warmly padded jacket is lined with fleece and treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Pure Cotton Short Sleeve 'Im The Little Sister' Top, at Mark's & Spencer
Cute and practical, this top is outstanding value. The soft cotton fabric will keep her happy and comfy

Groove Arm Aviator Sunglasses, at Marks & Spencers
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Enamel Garlic Pot, at Marks & Spencers
Detachable lid with handle 'Garlic' motif Dimensions: H13 x Diam 10cm, Manufacturer: Marks & Spencer

Long Sleeve Hooded Fleece, at Marks & Spencers
Comfy and cosy, this hooded fleece feels soft and warm and is great value. A practical, easycare style

Thomas & Friends© Pocket Library, at Marks & Spencers
Including 6 pocket size books, this mini library is an ideal gift for any fans of the Thomas & Friends

Collezione Exclusive Pure Cashmere Herringbone Jacket, at Mark's & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Silver Plated Ridge Detail Photo Frame 10 x 15cm (4 x 6''), at Mark's & Spencer
Rectangular shape Ridge detail Aperture 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

2 Piece Pure Cotton Stripe Dungaree Outfit, at Marks & Spencer
Fashionable and practical, this cute 2 piece dungaree outfit features a stripe design with button detail. It's made from soft cotton to keep her comfortable and happy

Ceriso Floral Print DD-G Padded Bra, at Marks & Spenser
Flirty and feminine this modern bra is beautifully detailed with a frill trim and floral print design. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

5 Pairs of Sparkle Bow Socks, at Mark's & Spencer
Ideal for school, these soft cotton rich socks make a comfortable, practical choice

Silia Rosé 2008 - Case of 12, at Marks and Spencer
Style: Medium to full bodied Grape variety: Nero d'Avola Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Ribbed Waist Combat Trousers, at Marks & Spenser
Fashionable and practical, these combat trousers feature a motif print. Soft cotton fabric and an elasticated waist will keep him feeling comfy

Leather Hip Coin ID Wallet, at Marks and Spenser
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Handmade Glass Bowl, at Marks and Spencer
Handmade Shallow dish Shaped edge Web design, Manufacturer: Marks & Spencer

Per Una Pure Linen Wide Leg Trousers, at MarksandSpencer
Casual wide leg trousers in pure cool linen featuring a double button fastening

Blue Harbour Pure Cotton Postage Print T-Shirt, at Marks and Spencers
Fashionable and relaxed, this postage print t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Ultimate Non Iron Pure Cotton Royal Oxford Shirt, at M & S
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Casablanca Valley Chardonnay 2007 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: Chile Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol by volume: 14.5% vol. Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Enchanted Pearl Embroidered Bedset, at Marks and Spencer
Embroidered bedset Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super King size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Pure Cotton Pleated Skirt, at Marks and Spencers
Elegant and feminine, this skirt is a stylish, versatile choice. A modern look that works dressed up or down

Rose Guipure Non-Wired Bra, at Marks and Spencer
Offering the superior support and control you need for those high impact workouts. This sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Autograph Mini Eau de Toilette, at Mark's & Spencer
Recommended Use: Apply to your face and neck area after shaving 30ml This product is not available for international delivery. Find out more

5 Pairs of Cotton Rich Week Days Trainer Liner Socks, at Marks and Spencer
Comfy and practical, these soft cotton rich socks are designed to hide neatly inside trainers

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Household Insurance than you will anywhere else, and you may even pay less with M&S.