M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Finance financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance House Insurance than you will anywhere else, and you may even pay less with M&S.

Rococo Mirror, at Mark's & Spencer
Rococo style H45 x W40cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Essentials Scoop Neck Stripe T-Shirt, at Marks and Spencers
Sophisticated and modern, this scoop neck t-shirt is beautifully designed and cut to flatter for the best in contemporary style

Cute Hedgehog Micromechanics Mother's Day Card, at Marks and Spencer
Cover text: Happy mother's day Inside message: Just for you Approx size: Unfolded: 150 x 150mm

Mother of Pearl Border Photo Frame 20 x 25cm (8 x 10''), at Marks & Spencer
Mother of pearl border Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Perfect Autograph Cotton Rich Stormwear™ Military Mac, at Marks and Spencer
This mac has it all. Water repellent, with a Stormwear finish and fully lined for warmth, it's stylishly cut, too, with a sim fit and military detail

Round Stone Gold Plated Set, at Marks&Spencer
Set of necklace and earrings Cubic zirconia stone Butterfly fastening on earrings Adjustable chain length Lobster claw fastening Gold plated This product is not available for international delivery. Find out more

Pure Cotton Block Stripe Hooded Top, at Marks & Spencer
Relaxed and casual, this comfortable hoodie is made from pure cotton and features a block stripe design. A great value easycare style

Maternity Ruched Hipster Bikini Bottoms, at Marks & Spencer
Smart and stylish, these ruched bikini bottoms are designed to flatter you and your bump. Added stretch and a clever cut gives a neat, comfortable fit with room for growth. A fashionable, functional choice

F100 Open Coil Memory Foam Coolmax° Mattress & Sprung Edge 1 Small & 1 Large Drawer Single Divan, at Marks & Spencer
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 288, depth 23cm Divan height: 41.5cm Divan drawer sizes: 1 x small H15 x W40.5 x D53cm, 1 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

M&S 19'' HD Ready LCD TV with Built-in DVD Player - Pink, at M&S
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display:19 inch flat screen, resolution: 1440 x 900 pixels Contrast Ratio: 500:1, Dynamic Contrast Ratio: 4000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H41 x W46 x D20.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket DVD Player: Built-in DVD player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042100 to perfectly mount this TV This product is not available for international delivery. Find out more

Play Toaster, at Marks & Spencer
Suitable for ages 3+ years Includes 2 pieces of 'toast' Movable dial and lever Height: 25cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

4 Pairs of Rib Socks with ProModal, at Marks and Spencer
Designed for exceptional comfort everyday, these socks are made of natural modal for softness and durability

Blue Harbour Pure Cotton Straight Leg Jeans, at Marks and Spencer
Offering that perfect fit at a great value price, these great straight legs are an essential part of any casual wardrobe. Perfect with a T-shirt and trainers, you can dress them up with a long sleeve shirt for a smarter, but laid-back, appearance

Younger Boys' Stripe Legionarries Cap, at Marks and Spencer
This legionairre style cap features a large peak and neck covering for extra sun protection

Deep Sea Trio Earrings, at Mark & Spencers
3 piece set Oval butterfly fastening earrings Stud butterfly fastening earrings Hook fastening drop earrings

50 Golf Tees In A Pouch, at Marks and Spencer
50 golf tees in a drawstring bag. Complete with karabiner clip, the pouch can be attached to any golf bag for convenience of use during a round

3-Piece Aluminium Saucepan Set, at Marks & Spencers
Set contains 3 saucepans with lids 16cm (1.4L), 18cm (1.9L), 20cm (2.8L) Non stick aluminium Triple layer non-stick coating for low fat cooking and easy cleaning Tempered glass lids for easy visibility Riveted handles in cast stainless steel for strength and durability Soft touch silicone grips for style and comfort Always use wooden or plastic utensils to prevent scratching the non stick surface Dishwasher safe, Manufacturer: Marks & Spencer

Metallic Bloom Wallpaper, at Marks and Spencer
Printed wallpaper Offset pattern repeat 64cm - The design elements in the pattern run diagonally across the wall, so only alternating rolls should be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Dinner Candle Holder, at Marks&Spencer
Fluted opening Two tone glass design Long stem Wide base Hand decorated H33 x Diam: 8.8cm Weight: 0.45kg, Manufacturer: Marks & Spencer

Print Your Own Wedding Stationery: Cream & Black Wedding Invitations, at Marks & Spencer
Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm

Boys' Cotton Rich Jogging Bottoms, at Marks and Spencers
Relaxed and comfortable, these casual joggers are made from soft cotton with a stretch waist. A practical easycare choice, ideal for PE

Siemens Fridge Freezer KG34NA90GB, at Marks and Spencer
H1850 x W600 x D650mm 186L fridge capacity and 109L freezer capacity Safety-glass shelves with metal trim A+ energy rating. CFC & HFC free Stainless steel Frost Free system with full air circulation in fridge Ice dispenser and full width bottle rack Removable magnetic door seals bacteriaKontrol;&trade - Internal walls contain antibacterial system Electronic temperature control with high-temperature freezer alarm, Manufacturer: Marks & Spencer

4 Pairs of Autograph Bold Stripe Socks, at Marks & Spencer
Modern and fashionable, these stripe socks are part of our exclusive Autograph collection

Rabbit Thank You Teacher Multipack of Cards, at Marks and Spencer
Design 1: To a FAB teacher, Who makes learning fun Design 2: You're the BEST teacher and deserve a BIG... Inside messgae: Both designs: thank you 6 cards, 2 designs Approx size: 130 x 130mm

Hooded Contrast Stripe Padded Gilet, at Marks & Spencers
Comfortable and practical, this warmly padded gilet jacket features a contemporary hood. Great for keeping out the chills

Pure Cotton Long Sleeve Stripe Shirt, at MarksandSpencer
Smart and stylish, this bold stripe shirt is made from pure cotton

3 Button Bootleg Trousers, at Marks & Spencers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Balfour Brut Sparkling Rosé 2005 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Chardonnay, Pinot Noir and Pinot Meunier Country of origin: England Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Gold Label Reserve Chardonnay 2007 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Zip fastening Washbag, at Mark's & Spencer
Stylish and practical, this washbag is a well designed travel essential

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.