M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M & S, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spensers insurance products in document format too.

Older Girls' Canvas Trainers, at Marks&Spencer
Round toe Lace up Metallic finish Canvas design Flat sole

Multi Strand Shell Jumble Necklace, at Marks and Spenser
Button fastening Shell jumble detail Multi strand design

Per Una Short Sleeve Antique Lace Jersey Top, at Marks and Spenser
An elegant short sleeve top featuring antique print and lace detail

Lavender Moisturising Hand & Nail Cream, at Marks & Spencers
Moisturising Lavender fragrance 100 ml Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Lavandula Angustifolia(Lavender), Polysorbate 60, Glyceryl Stearate, PEG-100 Stearate, Dimethicone, Isopropyl Palmitate, Panthenol, Parfum, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Butylphenyl Methylpropional, Limonene, Linalool, Alpha-Isomethyl Ionone, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer Triethanolamine, Propylparaben, Xanthan Gum, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben

Older Boys' Pure Cotton Bart Simpson Check Pyjamas, at Marks and Spenser
A must for fans of The Simpsons, these pyjamas feature the popular character

Collezione Exclusive Pure Cashmere Herringbone Jacket, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Raised Apron Stitch Slip-On Shoes, at Marks & Spenser
Square toe Raised apron stitch Stitch detail Slip-on Block heel

Lace Wing Multiway Push Up Bra, at Marks and Spencers
Flattering and comfortable, this push-up bra is designed to give a fuller uplifted shape and enhanced cleavage. It's perfect under tricky summer clothes as it can be worn in 5 ways: conventionally, halterneck, cross back, strapless and one shoulder

Pink and Sage Floral Duo Multipack of Cards, at MarksandSpencer
Cover text: Blank Inside message: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

M&S 2GB USB Memory Stick, at Marks&Spencer
Free 1 year guarantee This 2GB memory stick a hi-speed USB drive with a simple plug-and-play design that allows you to quickly and easily transfer and store data and multimedia files. This memory stick is the ideal solution for easily storing and protecting all your valuable files, photos, video, and more

Short Sleeve Roll Neck Top, at Marks and Spencers
Chic and modern, this roll neck top is made from softly draping stretch viscose for a fluid look. The stripe design adds a fashionable finishing touch

Dinosaur Print Mule Slippers, at Marks and Spencers
Mule style Dinosaur print Flat sole Comes in sizes 4-13

50/50 Bed Linen - Flat Sheet, at M+S
Single: L260 x W178cm Double: L260 x W228cm King size (5ft): L275 x W275cm Super king size (6ft): L275 x W310cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Ella Fitzgerald - The Legend CD, at Mark's & Spencer
Audio CD, Marks & Spencer

Soft Touch DacronŽ 10.5 Tog Duvet, at Marks & Spencers
Non-allergenic Super soft Dacron filling, Manufacturer: Marks & Spencer

Autograph Beaded Stretch Bracelet, at Marks & Spencers
Stretch bracelet Bead design Inner diameter: 18cm

Leather Case for ARCHOS 605 80GB & 160GB, at Mark's & Spencer
Leather protective case Case allows access to all buttons Easily watch your videos with the convenient stand position Convenient belt clip ARCHOS player not included Suitable for the ARCHOS 605 80GB & 160GB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Bold Stripe Halterneck Tankini Top, at Marks and Spencer
Delicate and pretty, this flattering tankini top is designed in the latest shape. The bold stripes make it even more stylish

2 Chopping Boards, at Mark's & Spencer
Small: L21 x W12.5cm Large: L41.5 x W25cm Hanging holes Coloured trim, Manufacturer: Marks & Spencer

Elegant Collection - Floor Lamp, at M&S
Conical shade Ridged top Round base Silver-effect metal base H144 x Diam 43cm Bulb: 100W GLS 21W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bolt DVD, at Mark & Spensers
Rating Parental Guidance,

Salt & Pepper Mill Duo, at Marks and Spencer
2 in 1 salt and pepper mill Colour coded ceramic mechanism Turns anti-clockwise for salt and clockwise for pepper Dual grind slectors for corse or fine grind Approx size: L8.4 x W8.4 x H16.6cm, Manufacturer: Marks & Spencer

Portfolio Faux Leopard Skin Bugatti Bag, at Marks & Spenser
Fashionable and practical, this faux leopard skin bugatti bag is a useful accessory with bags of style!

Oval Face Roman Numeral Watch, at Marks & Spencer
Oval face Analogue Roman numeral Leather-effect strap

Low Rise Spot Swirl Shorts, at Marks and Spenser
Low rise shorts are perfect for wearing with hipster styles and these pretty spot swirl print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Girls' Limited Pure Cotton Single Breasted Jacket, at Marks & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Limited Collection Harlequin Print Tunic, at M & S
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Cotton Long Sleeve Bold Stripe Shirt, at Marks&Spencer
Smart and stylish, this long sleeve bold stripe shirt is made from pure cotton

Per Una Short Sleeve Jersey Top, at Marks and Spencer
An elegant scoop neck top in textured fabric featuring satin trim front and sleeve

Waterproof Mattress Protector, at Marks and Spencers
Quilted for comfort Completely waterproof Comes in 4 sizes - single, double, kingsize, super king size, Manufacturer: Marks & Spencer

Besides Marks and Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.