Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides M+S Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your MarksandSpencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Handcrafted Tea Cups Mother's Day Card, at Marks n Spencer
Cover Text: Take it easy on Mother's Day! Inside Message: With lots of love Approx size: 178 x 126mm

Classic Collection Floral Print Jacket, at Marks and Spenser
Smart and fashionable, this single breasted jacket is finished with a floral print. A practical, versatile style that can be worn with smart or casual outfits

Older Boys' Pure Cotton Straight Leg Jeans, at Marks and Spenser
Comes with belt shown in image These contemporary jeans with matching belt are great for wearing casually and are made of comfortable cotton

Girls Limited Pure Cotton Sleeveless Swirl Dress, at Mark's & Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Blue Harbour Pure Cotton Double Stripe Polo Shirt, at Marks & Spencer
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Cotton Rich Below The Waist Skinny Jeans, at Marks and Spencer
Long and lean, skinny jeans are an edgy modern style. This stretchy pair sits below the waist and is cut to fit and flatter. Wear with some volume on your top half to balance the shape and give an even leggier look

Floral Polka Dot Large Wedding Album, at Marks & Spencers
Album and gift box 500 glue dots 700Mb CD-R Album: H290 x W290 x D45mm Box: H295 x W295 x D55mm

Per Una Abstract Flock Skirt with Belt, at Marks & Spencers
A beautiful mid-calf length abstract print skirt featuring a flock pattern

Collezione Pure Silk Teardrop Pattern Tie, at Marks&Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Corner Grps - N ABB CNR BRONCO, at Marks and Spencers
Manufacturer: Marks & Spencer

Per Una Cotton Rich Bootleg Denim Jeans, at Marks and Spencer
A fashionable pair of bootleg jeans in stretch cotton featuring belt loops with contrast trim

Frill V-Neck Swimsuit, at Mark's & Spencer
Stylish and shapely this flattering swimsuit is designed in the latest shape. Designed to fit and flatter

Per Una Jacquard Stripe Belted Skirt, at M+S
A fashionable long length skirt featuring jacquard stripe design. Matching buckle belt gives it a Per Una touch

Rasteau 2007 - Case of 6, at MarksandSpencer
Style: Full bodied Grape variety: Grenache, Syrah, Mourvedre Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years Pure Cotton Twill House Check Shirt, at Marks and Spenser
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Autograph Leather Cross Body Bag, at Marks & Spensers
Luxurious and beautiful, this leather handbag is part of our exclusive Autograph collection. It's front pocket make it practical as well as being a highly desirable fashion accessory

Fenton Large 2-Seater Everyday Sofa Bed, at Marks and Spencers
H90 x W218 x D103cm (opens to L235cm) Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Mattress: L178 x W132 x D5cm Sprung mattress rests on a slatted wooden base Mattress recommended for everday use Sofa bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

2 Older Girls' Sport Santoni Bras, at Mark & Spencers
These great value bras are ideal for everyday wear. They're made with stretchy fabric for a supportive and comfortable fit

Quick Iron Short Sleeve Pure Cotton Satin Stripe Shirt, at Marks and Spencers
Stylish and innovative, this striped easycare shirt is quick and easy to iron for a smart crisp look

Pure Cotton Quick Iron Check Shirt, at Mark's & Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Fuzzy Teddy in a Flowerpot Sister Birthday Card, at Marks&Spencer
Cover Text: To a very special Sister who's always full of fun! Hoping that your Birthday is a really special one... xxx Inside message: Have a lovely day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150 mm

Maternity Contrast Piping Camisole Top, at Mark & Spencers
Pretty and feminine, this contrast piping camisole top is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Footglove™ Widefit Leather Interweave T-Bar Sandals, at M&S
Open toe Interweave strap design T-bar style Buckle fastening Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Widefit feature Comes in sizes 3-8, including half sizes

Autograph Weekend Long Sleeve Pyjama Top, at Marks and Spencers
Luxurious and sophisticated, this modern long sleeve pyjama top is part of our exclusive Autograph Weekend collection. It's beautifully designed and detailed with button placket and made from the softest fabrics for the ultimate in comfort

White Ceramic Collection Soap Dispenser, at Marks and Spencer
Pump action H20 x Diam 10cm, Manufacturer: Marks & Spencer

Sleeveless Bow Vest, at Marks and Spencer
The scoop neck is a key detail this season. This soft cotton top makes a stylish way to get the look

Crook Handle Umbrella, at M+S
Lightweight and easy to carry, this umbrella provides you with effective protection from those sudden downpours

5 Cotton Rich Bright Spot Print Shorts, at Marks & Spensers
These spot print cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Lucky Wedding Horseshoe, at Marks & Spenser
1x horseshoe Diameter: 130mm

Perfect Tummy Control Lace Mesh Vest, at Marks & Spenser
Shape your waistline and flatten your tummy with the clever hidden panel in this lace vest. Nobody needs to know

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.