Besides Marks & Spenser Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Per Una Pure Linen Single Button Jacket, at Marks and Spencer
A pretty single breasted jacket in pure linen, featuring single button fastening and diamant detail brooch

Classic Text 50th Birthday Card, at M+S
Approx. size: 230 x 114mm Cover text: You're 50 today! Inside message: Happy birthday

Flat Front Plain Trousers, at Marks and Spencer
Smart and stylish, this suit is outstanding value! It's made from comfortable hardwearing fabric, ideal for everyday wear

Autograph Fold Over Flap Purse, at M+S
Luxurious and beautiful, this purse is part of our exclusive Autograph collection. It's made from glossy hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

Floral Gift Card, at Marks and Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Per Una Pure Cotton Floral Spot Embroidered Blouse, at Marks and Spenser
A delicate embroidered blouse in pure soft cotton, the button detail gives it the Per Una touch

Stitch Detail Leather Gloves, at Marks & Spenser
Stylish and practical, these luxurious gloves are made from soft leather

Cotton Blend Shawl Collar Longline Cardigan, at Marks n Spencer
Smart and stylish, this casual longline cardigan makes the perfect light extra layer. It features shawl collar with attached pockets for a fashionable touch.

Hippo Pramsuit, at Marks & Spencer
Cute and cosy, this hooded pramsuit is warmly padded and lined with soft cotton to keep him comfortable

Floral Collection Rose Bath Essence, at Marks and Spencer
Moisture rich Rose scented 500 ml Aqua, Sodium Laureth Sulfate, PEG-6 Caprylic/Capric Glycerides, Cocamidopropyl Betaine, Lauryl Betaine, Sodium Chloride, Rosa Centifolia (Rose), Glycerin, Cocamide DEA, Parfum, Benzyl Salicylate, Citronellol, Linalool, Alpha-Isomethyl Ionone, Disodium EDTA, Citric Acid, Benzophenone-2, BHT, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben, CI 17200 CI 47005

2 First T-Shirt Bras, at Marks and Spencer
These simply styled great value bras are ideal for everyday wear. They're woven with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Post Surgery Total Support Non-Wired Bra, at Marks and Spencer
When we were challenged to produce a range of beautiful, post surgery garments, we wanted to get it right - so we asked women affected by breast cancer what they wanted. The result is a range of gorgeous, feminine lingerie designed to feel incredibly comfortable and the perfect fit for you. Every element has been considered for maximum comfort against delicate scar tissue. This lingerie has been extensively tested so you can be confident that every part stays in place

Cotton Rich Long Sleeve Top, at Marks and Spenser
Chic and modern, this round neck top is made from stretch cotton for a flattering and fashionable fit

M&S Trio DECT Cordless Phones with Large Buttons, at M&S
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Talk time - up to 10 hours with 100 hours standby Speakerphone - talk hands-free Large display, big buttons and ultra-slim profile HD Sound - High Definition communication Large, white backlit inverse display Stores 100 names and numbers Up to 10 hours with 100 hours standby 5 polyphonic ringer melodies and 5 standard ringer melodies Built-in digital answering machine with up to 15 minutes recording time Access the answering machine on the base Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Domaine Bastides d'Eole 2007 - Case of 6, at M+S
Style: Full bodied Grape variety: Grenache, Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Mock Crocodile Leather Bag, at Marks and Spencers
A gorgeous fashion accessory as well as a practical piece of luggage, this overnight bag is made from leather with a mock croc design. It has a 28 litre capacity and comes with a detachable shoulder strap and padlock

50/50 Bed Linen - Fitted Sheet, at Mark's & Spencer
Single: L190 x W91cm, depth 25cm Double: L190 x W137cm, depth 25cm King Size (5ft): L200 x W152cm, depth 25cm Super King Size (6ft): L200 x W183cm, depth 25cm Plain dye bed linen Plain fabric (no design) Easy to iron Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

5 Cotton Rich Card Suit Print Shorts, at Mark's & Spencer
These card suit print cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Travel Soap Leaves Pack, at M&S
2 pocket size containers 1 laundry soap bar 1 face and body soap bar

Portfolio Quilted Shoulder Bag, at Marks and Spencer
Stylish and useful, this shoulder bag features contrast chain trim. A practical and fashionable accessory

2 Cotton Rich Lace Trim Vests, at Marks and Spencers
Stylish and practical, this pack of 2 vests makes a great value way to stock up your underwear drawer. The stretch cotton fabric is the ideal choice for everyday wear and gives a comfortable flattering fit.

Pure Cotton Baby Bunny Sleeping Bag, at Marks & Spencer
Popper button fastening Embroidered bunny design Stripe design Tog rating 2 0-6 months: L68 x W47cm 6-12 months: L68 x W54cm, Manufacturer: Marks & Spencer

3 Stain-Away™ Short Sleeve Polo Shirts, at Marks & Spensers
A great value 3-pack treated with STAIN-AWAY™, our unique high performance finish which helps prevent everyday stains, and makes them easy to wash out clean. It even works with ink blots!

Younger Girls' Little Miss Sunshine Sunglasses, at Marks and Spencer
Cute and colourful, these Little Miss Sunshine sunglasses give 100% UV protection for safer style in the sun

Paper Flowers 1st Anniversary Card, at Mark & Spensers
Cover text: Congratulations on your 1st Anniversary Inside message: With Love Approx size: 175 mm x 125 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Footglove™ Wide Fit Wishbone Leather Sandal, at Marks & Spenser
Footglove™ soles are comfortable, highly flexible and lightweight Round toe Buckle fastening Widefit Comes in sizes 3-8, including half sizes

Inspire Eau de Toilette Purse Spray 25ml, at M+S
25ml This product is not available for international delivery. Find out more

Glacier Bead Stretch Bracelet, at Marks & Spensers
Mixed bead design Stretch style

Autograph Floral Embroidered Combat Trousers, at M+S
The pretty floral embroidery makes these fashionable combat trousers extra special. Soft cotton fabric and a waist tie will keep her feeling comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Pure Cotton Long Sleeve Zip-Up Cardigan, at Marks & Spencer
The chunky design and zip-up fastening give this pure cotton cardigan a fashionable twistbr>

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.