Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks and Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Indian Summer Pure Cotton Oven Mitt, at Marks and Spenser
Hanging loop Stripe design, Manufacturer: Marks & Spencer

BT Verve 450 Trio Cordless Phones with Answer Machine, at Marks & Spencer
Fully GAP compatible (register up to 5 handsets) 200 name and number directory Text messaging Clock/alarm Call timer Caller groups with individual ring tones Conference call 10 hours talktime, 100 hours standby Up to 15 minutes recording time for the answering machine Message counter Answer only option Playback through base or handset Call screening M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Assorted Bead Multi Strand Necklace, at Marks and Spencer
Clasp fastening Adjustable length Assorted beads Multi strand design Necklace length: 46cm, extendable by 8cm

Letters on a String Christening Card, at Marks and Spenser
Cover text: On your christening day Inside message: With love Approx size: 150 x 215mm

2 Easycare Long Sleeve Striped Shirts, at Marks and Spencer
Smart and stylish, this pack of 2 long sleeve easycare shirts is great value. An ideal choice for everyday wear

Girls' Limited Denim Leggings, at Mark & Spensers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Collezione Pure Merino Wool Slipover, at Marks and Spencer
Part of our exclusive Autograph collection, this luxurious slipover is made from pure merino wool so it feels soft and comfortable to wear. Practical as well as stylish, it's hardwearing and keeps its shape

Signature Ginger Lily Diffuser Plug-In Refill, at Marks & Spenser
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Lace Thongs, at Marks and Spenser
These comfy thongs merge a lace design with the shape retaining benefits of added stretch for a lasting and wonderfully flattering fit. Ideal for wearing under a host of skirt, dress and trouser styles

XBOX 360® Tiger Woods PGA Tour 08, at Marks and Spencer
All-New EA SPORTS GamerNet, where online interaction has been taken to the next level Record everything from your greatest rounds to crazy, awe-inspiring shots, then post each challenge on EA SPORTS GamerNet for the world to beat Earn points--and bragging rights--when players set their sights on you, or when you one-up challenges set by others Put yourself in the game like never before. Upload real-life photographs of yourself, friends, and family to create in-game characters that look just like the real thing All-new Shot Confidence tracks your performance on every hole Analyze past performance with the Confidence Meter to identify strengths and weaknesses before every shot Experience the all-new FedEx Cup championship format by playing a dream round at Westchester Country Club, TPC Boston, Cog Hill, and East Lake Featuring the greatest PGA TOUR and LPGA Tour pros, including Tiger Woods, John Daly, and Vijay Singh Plus Annika Sorenstam, Natalie Gulbis, Christie Kerr, and Morgan Pressel for all ages M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Everyone

Love Catseye Duo Earrings, at Marks and Spencers
2 pairs Butterfly fastening studs Heart drop earrings with hook fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Pure Cotton Denim Cargo Shorts with Wristband, at Marks and Spencer
A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature multiple pockets. A fashionable, easycare style

Centre Crease Bootleg Trousers, at Marks and Spencers
Smart and modern, these easycare bootleg trousers have an elasticated waist for a comfortable fit. A fashionable and practical choice for school

North Coast Pure Cotton Short Sleeve Multi Check Shirt, at Marks & Spencer
Relaxed and stylish, this multi check shirt is made from pure cotton so it feels soft and comfortable to wear

Tribeca Corner Chaise (Right-Hand), at Marks & Spencer
H90 x W276 x D99cm Seat H46cm (all dimensions are approximate) Length 203cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Includes 3 matching scatter cushions Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Large Rose & Lily Bouquet Bundle with 50% Extra Roses Free, at M+S
Receive 50% extra roses free on orders until 22nd August 2009 An elegant combination of stunning oriental lilies, roses, sweet akito with red top cordyline with 50% more blooms than the Rose and Lily bouquet. A vase and free 310g luxury Belgian chocolates make this an extra special giftAvailable for delivery between 1st April to 30th September 2009

Winnie The Pooh Slim Diary, at Marks and Spencer
Approx size: 80 x 165mm Licensing details: Disney. Based on the "Winnie the Pooh" works by A. A. Milne and E. H. Shepard. www.disney.com

Luxury Pure Cotton Long Sleeve Hairline Stripe Shirt, at Marks & Spenser
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Cotton Rich Low Rise Star Print Bikini Knickers, at M & S
Fun and flirty, these cute star print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

3 Pairs of Collezione Pure Cotton Diamond Socks, at Marks & Spensers
Pure cotton makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Artificial Floral Gerbera in Smoked Glass Vase, at Marks & Spenser
Artificial gerbera Oval shaped vase Pebble detail at base Height: 66cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Rainbow Stripe Bikini Bottoms, at Marks and Spencer
Fashionable stripe bikini bottoms featuring a side tie

Straw Trilby, at Marks and Spencers
A great looking straw fedora for M&S, this lightweight straw trilby is made from natural straw featuring a center pinch crown with a wide brim and comes complete with a stripe band

Belt Stitched Tote Bag, at Marks and Spenser
Stylish and useful, this tote bag features buckled loop strap detail and a stitch belt design. A practical and fashionable accessory

Cotton Blend Little Monster Bedset, at Marks and Spencer
3 part set Check design pillowcase Single duvet cover with 'Little Monster' slogan Curtains with Little Monster motif Co-ordinate with 50/50 Pale blue plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V, Manufacturer: Marks & Spencer

Mounted Lens Wraparound Sunglasses, at Marks & Spensers
Practical and fashionable, these wraparound sunglasses are designed in a flattering modern style

Non-Iron Long Sleeve Simple Stripe Shirt, at Marks and Spencer
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Cotton Rich Non-Wired Total Support, at Marks and Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Girlie Dress Up Set of 3 Mini Notebooks, at Marks and Spencer
3 mini notebooks Each notebook: 8cm x 8cm

Château Peymartin St Julien 2003 - Case of 6, at Marks and Spencers
Style: Full Bodied Grape variety: Cabernet Sauvignon & Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Mark & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."