There are lots of ways to save money using M&S Money. Not least of these is Marks & Spenser Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Petite Sleeveless Seam Dress with Belt, at MarksandSpencer
Get this season's look with this gorgeous belted dress. It's fashionably styled with seam detail. Specially designed and perfectly proportioned for the petite frame

2 Maternity Cotton Rich Nursing Bras, at MarksandSpencer
With drop down cups perfectly designed to see you through the nursing period, this supportive bra offers lasting comfort thanks to the soft, breathable qualities of a pure cotton weave

Freshfeet Suede Driving Moccasins, at Marks n Spencer
Round toe Stitch detail Flat sole Lined Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Pink Birthday Cocktails Card, at Marks & Spencer
Cover text: Birthday Cocktails Inside message: Hope your birthday is full of fun! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 125mm

Microsoft Wireless Keyboard 1000 Set, at Marks and Spencer
Optical sensor Spill-resistant design 6 month battery life Windows Vista, Windows XP and Windows 2000 compatible Includes mouse, keyboard and receiver M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Maternity Long Sleeve Waterfall Cardigan, at Marks and Spencers
Fashionable and modern, this cardigan is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. A practical, versatile choice

Angle Stack Table Lamp with Faux Silk Shade, at M+S
Chrome plated base Triple stack stem Round base Cylinder shade Faux silk shade Dimensions: H61.5 x Diam 35.5cm Bulb: 60W ES or 11W CFL, Manufacturer: Marks & Spencer

Handcrafted Religious Easter Card, at Marks & Spensers
Cover text: May the joy that comes with Easter is here, brighten you days all through the year Inside message: Have a wonderful Easter Approx size: 178 x 125mm

2 Pure Cotton Camouflage Shorts, at Marks & Spencers
Fashionably smart-casual, these pure cotton knee length shorts feature military designs. A practical, easycare style

Autograph Luxury Pure Cotton Dobby Stripe Shirt, at Marks&Spencer
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Rounders Set, at Mark & Spensers
1 x foam bat 1 x foam ball 4 x cone markers Carry bag For outdoor use This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

4 Wood Veneer Coasters, at Marks and Spencers
Pack of 4 Solid wood L10 x W10cm, Manufacturer: Marks & Spencer

Pure Cotton Thermal Vest, at Marks and Spencers
Keep cosy in this soft thermal vest made from breathable cotton for improved comfort. Warm without being bulky, it makes the perfect extra layer for cold weather

Something Old Wedding Card, at Mark & Spencers
Cover text: something old, something new, something borrowed, something blue Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future Approx size: 150 x 150mm

Autograph Pure New Wool Single Breasted 2 Button Jacket by Timothy Everest, at Marks & Spencers
This luxurious Pure New Wool suit is part of an exclusive collection by Timothy Everest, one of London's leading tailors. This sought-after collection features the impeccable quality, styling and attention to detail of his signature work

PlayStation®3 Virtua Tennis Game, at Marks & Spenser
Includes superstar players from the men's and women's circuit Play as Roger Federer and Wimbledon champion Amelie Mauresmo Create your own tennis star to compete on the world tour 10 brand new mini games Suitable for 3 years and over M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund

Big & Tall Flat Front Pindot Trousers with Wool, at Marks & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

Wisteria Luggage Weekend Rollercase, at Marks and Spencers
Free 5 year guarantee Supported by sturdy wheels and a stand-alone feature, this rollercase is the ideal option for short trips away. It has dual packing compartments and a big 37 litre capacity

Best Of British Trivia Card Game, at Marks & Spencers
Number of players: 2+ Suitable for ages 14+ Contains: 150 question cards, score pad, pencil and instructions Approx. card size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Single Breasted Stitch Jacket with Inner Gilet, at Marks and Spencer
Luxurious and stylish, this tailored jacket and gilet is made from a cool cotton and linen blend

Petite Baby Elephant Bookend, at M+S
Suitable for ages 0-3 years This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Mini Limited Pure Cotton Short Sleeve Zebra Top, at Marks and Spencers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Floral Print Padded Underwired Bra, at Marks & Spenser
Sleek and stylish, this bra is perfectly smooth so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

125 Years Luxury Pure Wool Single Breasted 2 Button Jacket, at Marks & Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Standard Outdoor Barrel, at M+S
This square wooden barrel is packed with marguerite, elwoodi, petunia and hedera. A charming planter, ideal for brightening gardens, courtyards or patios Available for delivery from 28th April to 30th September 2009

Sprung-Edge Divan on Legs & F300 Memory Foam Mattress, at Marks & Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 25cm Divan height: H31cm Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Seville Antique Brass Robe Hook, at Marks and Spencer
Single hook Wall mounted Ideal for bath robes Brass base material with antique nickel plating H6 x W12.24 x L17.77cm, Manufacturer: Marks & Spencer

Autograph Floral & Spot Mesh Fascinator Headband, at Marks and Spencers
Keep tumbling tresses off your face with this stylish floral fascinator headband

Autograph Exclusive 4 Piece Tuxedo Suit, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

On Your Wedding Day Text Wedding Card, at Marks & Spensers
Cover text: On Your Wedding Day Inside message: With love Approx size: 150 x 150mm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. M&S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money House Insurance than you will anywhere else, and you may even pay less with M&S.