There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Besides Marks and Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Handcrafted Black Dress Mother's Day Card, at Marks & Spencer
Cover text: With love Mum, On Mothers Day Inside message: Have a wonderful day Approx size: 178 x 126mm

Footglove™ Widefit Toggle Trouser Shoes, at Marks & Spencer
Round toe Stitch detail Toggle feature Panelled Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Total Support Lace Pattern Bra, at M&S
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to extra wide back straps and wide shoulder straps

Autograph Pure Cotton Straight Leg Jeans, at Marks & Spenser
Fashionable and contemporary, these black resin jeans are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Cream Aluminium Collection Milk Pan, at Marks and Spencer
Aluminium construction ensures pans are easy to use and durable Non-stick coating Riveted handles for safety and strength Suitable for use on all cookers and hobs except induction 0.9 litre capacity D14cm, Manufacturer: Marks & Spencer

Handcrafted Sex Bomb Valentine Card with Badge, at Marks & Spenser
Cover text: Sex bomb Inside message: With love on Valentine's Day Approx size: 150 x 150mm

Easycare Short Sleeve Gingham Shirt, at Marks and Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Fuzzy Teddy Thank You Multipack of 8 Cards, at Marks and Spencers
Cover text: Thank You Inside message: Blank for your own message Approx. size: 120mm x 120mm

Pocket Yoga, at M+S
Bringing your body, mind and spirit into balance and harmony has never been so much fun thanks to this pocket size yoga book jam packed with fun exercises and tips to help give you a good workout

Ceriso Spot Print Frill Trim Shorts, at Marks and Spencers
Glamorous and flirty, these modern shorts feature a spot print and a frill trim. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Limited Collection Sleeveless Crochet Top, at M&S
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Autograph Weekend Pyjama Bottoms, at M & S
Luxurious and sophisticated, these modern pyjama bottoms are part of our exclusive Autograph Weekend collection. Made from the softest fabrics for the ultimate in comfort, they're beautifully designed and finished

Stripe Trim Hipster Bikini Bottoms, at Marks and Spencers
Fashionable and flattering, these bikini bottoms feature a stripe trim design

Big & Tall Autograph Short Sleeve Crew Neck Vest, at M+S
Featuring the best in modern fabric and contemporary design, this luxurious vest feels exceptionally comfortable and gives a superior fashionable fit

Autograph Leather Pleated Pumps, at M&S
Pointed toe Slip on Pleat detail Patent design Flat sole Comes in sizes 3-8, including half sizes

WALL-E DVD, at M&S
Rating Universal, suitable for all,

Pure Cotton Oxford Wide Stripe Shirt, at Marks & Spencer
Stylish and innovative, this wide stripe easycare shirt is quick and easy to iron for a smart crisp look

Per Una Double Breasted Nancy Mac, at Marks & Spencers
A fabulous double breasted mac in stretch cotton. Weave design button details give it the Per Una touch

Cover Up Drawstring Vest, at Marks and Spencers
Feminine and fashionable, this flattering cover up is designed in the latest shape. The ultimate in poolside glamour

Adored Pure Cotton Floral Embroidered Nightdress, at Mark's & Spencer
Stylish and elegant, this flattering nightdress is part of our feminine Adored collection. It's made from the softest fabrics for the ultimate in comfort

Chocolate Stars & Numbers Birthday Cake, at Marks & Spensers
25 portions Chocolate cake: a rich chocolate cake filled with milk chocolate ganache. Chocolate cakes can be eaten up to 5 days after collection Cake Diam 22.5cm 1.6kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Total Support Daisy Lace Non-Wired Bra, at Marks & Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Cherry Stoner, at Marks n Spencer
Length 16cm Hand held design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blossom Jacquard Non-Wired Bra, at Marks&Spencer
Smooth and versatile, this blossom jacquard bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear.

Noisy Wooden Puzzle, at Mark's & Spencer
Suitable for ages 1-3 years Match the colourful jungle animals to hear their amazing sounds With 5 animal noises This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Per Una 2 Tone Floral Lace Padded Plunge Bra, at Marks & Spensers
Elegant and feminine, this stylish bra is beautifully embellished with floral lace. It's underwired for extra support and the padded plunge style gives an enhanced shape. Pretty everyday fashion

Walkmates Sporty Riptape Trainers, at Mark & Spencers
Click here for more information on Walkmates shoes Double riptape fastening Round toe Contrast stitch detail

Panasonic NN-E225MBBPQ 800W Compact Microwave, at MarksandSpencer
Oven capacity: 19 litre Output power: 800W Auto programs: 9 Turn table size: 24.5cm Control panel: Touch Interior dimensions: W31.5 x D29.4 x H20.3cm Exterior dimensions: W45.5 x D31.5 x H26cm Exterior Colour: Silver Accessories: Turntable (round glass tray) Features: Child lock Weight: 11.5 kg Minimum Energy Consumption when oven is plugged in: 1.47 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Flock Stripe Padded Bra, at Marks and Spencer
Luxurious and elegant, this underwired bra features flock stripe design. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

M&S Twin DECT Ergonomic Cordless Phones with Answering Machine, at Marks & Spencers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Ergonomic design White, backlit inverse display Backlit keypad Phone book - stores 50 names and numbers Talk time - up to 9 hours with 100 hours standby Speakerphone - talk hands-free Caller display - identify your caller before answering Built-in digital answering machine with up to 15 minutes recording time iShare - access the answer machine from any handset Ringer melodies - choose from 10 different options Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.