Besides M&S Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Indian Summer Collection - Tea Light Holders, at Marks & Spencer
H6.8 x Diam: 6.6cm Pack of 4 Frosted baroque design Glass Assorted colours Tea lights included Burning time: Approx: 4 hours, Manufacturer: Marks & Spencer

Collezione Luxury Wool Flat Front Trousers with Cashmere, at Marks & Spenser
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

First Readers The Enormous Turnip, at Marks&Spencer
A little old man finds an enormous turnip, only he can't pull it up so he has to ask others for help!

Autograph Diamanté Key & Lock Keyring, at Marks & Spencers
Clasp fastening Key and lock pendants Diamant detail

Portfolio Leather Almond Toe Court Shoes, at Marks & Spenser
Heel height: 60mm Almond toe Suede detail Strap fastening Mid heel Water resistant Comes in sizes 3-8, including half sizes

Leather Formal Gun Metal Buckle Belt, at Mark & Spensers
Add a smart finishing touch with this leather belt

Pink Spotty Shoes 40th Birthday Card, at Marks & Spenser
Cover text: Happy 40th birthday Inside message: Hope you have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Younger Girls' Bow Bar Permair™ School Shoes, at M+S
Round toe Bow feature Single ankle strap with rip tape fastening Flat sole Scallop trim Scuff Resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Duck Feather & Down 10.5 Tog Duvet, at Marks & Spensers
All seasons 10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Highest quality class 1 duck feather down Available in Single, Double and King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Dyson Ball™ DC25 Upright All Floors Vacuum Cleaner, at Marks & Spencer
Suction power: 220 airwatts (constant) Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Ball™ technology means no awkward wheels: Dyson upright cleaners ride on a ball so you can steer with ease - no more push/pull around corners and obstacles. Inside the ball is the motor, giving the machine a lower centre of gravity and improving manoeuvrability even further Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 1.3 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Quick-draw Telescope Reach™ wand: Single-action wand with instant 16ft reach for stair and high-reach cleaning Washable HEPA filter: Ideal for allergy sufferers Certified asthma friendly: Unlike ordinary vacuums, Dyson is certified asthma & allergy friendly™ according to the Asthma and Allergy Foundation of America. All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a brush tool for dusting Cord length: 7.5 metres Maximum reach: 12.3 metres Dimensions: H1071 x D310 x W392 mm Weight: 7.4 kg Included in the box: Combination accessory tool, stair tool attachment, product manual, quick start guide, product registration card and 5 year warranty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Sleeve Pointelle Knitted Jumper Dress, at Mark & Spensers
Fashionable and flattering, this knitted jumper dress features pointelle design. A glamorous modern look

Per Una Roma Wide Leg Centre Crease Trousers, at Marks and Spencers
A smart pair of wide leg trousers in a soft stretch fabric featuring a centre crease and jet pockets

Blue Harbour Long Sleeve Lambswool Cardigan, at Marks and Spencer
Soft and comfortable, this long sleeve cardigan is made from pure lambswool

8 Mini Craft Floral Cards Multipack, at Marks n Spencer
Contains: 8 cards, 4 designs Cover text: Design 1: Blank, design 2: Just to say..., design 3: Blank, design 4: Thank you Approx size: 95 x 80mm

Graphic Letters Cousin Birthday Card, at Marks and Spenser
Cover text: Happy Birthday Cousin Inside message: Blank for your own message Approx size: 230 mm x 114 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Girls' Limited Pure Cotton Top with Scarf, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Collezione Pure Wool Single Breasted 2 Button Jacket, at Marks and Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Limited Collection Ruched Shoulder Bag, at Marks & Spencer
Fashionable and fabulous, this ruched shoulder bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Older Girls Cotton Rich Spot First Bra & Shorts Set, at Marks and Spencer
A pretty matching set in cotton rich fabric. The spot print bra is designed for a supportive and comfortable fit. Non-wired designs are the best choice for first bras

Fabric Comfort Belt, at Marks & Spencers
Add a smart finishing touch with this fabric belt

Medium Value Hard Rollercase, at Marks & Spencers
Free 3 year guarantee on Value Luggage Built for durable practicality, this rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

Single Breasted 2 Button Corduroy Jacket with Inner Gilet, at M+S
A smartly tailored mock layer jacket in pure cotton

Hastings Double Wardrobe & 2 Bedside Chests Set, at Marks & Spencer
Wardrobe: H188 x W96 x D54cm Bedside chest: H58 x W47 x D43cm Wardrobe has 1 hanging rail and 1 shelf Bedside chest has 2 drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Beef Wellington, at Marks & Spencers
Serves 4-6 Ready to cook 1.3kg As featured on page 35 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Silk Woven Grid Design Tie, at M & S
Add a luxurious finishing touch with this smart grid design tie in pure silk

Linen Cropped Pleated Trousers, at Marks & Spensers
Smart and modern, these linen trousers are tailored for a chic contemporary look

Nintendo Wii™ Console with Sonic and The Black Knight & Monopoly Games Bundle, at M&S
Includes Wii™ console with wireless Wii Remote and Wii Nunchuk, Monopoly and Sonic and The Black Knight Sonic and The Black Knight: Sonic returns to the Wii to take a wild ride through the storybook world of Camelot in his all-new adventure Sonic and the Black Knight Monopoly: Celebrating over 70 years of family fun, the legendary property trading game Monopoly is hitting Wii in a whole new way! Access online Wii™ Channel for news, weather, photo viewing, message boards and more Built-in Wi-Fi access for easy connection to Nintendo Wi-Fi Connection gaming service Completely backward compatible, all the way to the NES of the 1980s Fully compatible with GameCube games Supports up to 4 GameCube controllers 2 slots for Nintendo GameCube Memory Cards Plays two disc formats in a single, self-loading media bay Comes with A/V cable and UK power adapter Features a processing chip from IBM and a graphics chip from ATI

Peter Rabbit Mother's Day Card, at Marks and Spenser
Cover text: To a Special Mum Inside message: With love on Mother's Day BEATRIX POTTER™ Frederick Warne & Co. 2009 Frederick Warne & Co. is the owner of all copyrights and trademarks in the Beatrix Potter characters names and illustrations Licensed by opyrights group

Abstract Flower Wallpaper, at Marks & Spencer
Textured wallpaper Offset pattern repeat 64cm - The pattern runs diagonally across the wall, so only alternating rolls will be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Hamilton Large 2 Seater Sofa, at M+S
H95 x W220 x D99cm Seat H49cm, arm H66cm, top back rail H73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Solid birch feet Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.