M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M&S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at M+S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Blue Harbour Pure Cotton Polo Shirt, at Marks & Spencer
Stylishly smart and casual, this polo shirt is made from pure cotton, so it's soft, breathable and comfortable to wear.

Autograph Pure Cotton Satin Stripe Border Duvet Cover, at Marks & Spenser
Stripe design Bordered trim Supima 400 threadcount Comes in single, double, king-size and super king-size Co-ordinate with Satin stitch black, cream, white plain dye sheets and pillowcases strokes T356490F,T356490S,T356940P, Manufacturer: Marks & Spencer

3/4 Sleeve Ruffle Henley Neck Jumper, at Marks & Spenser
Elegant and stylish, this jumper features a ruffle neckline detail. A smart modern look

Rollover Band Joggers, at Marks & Spensers
With added stretch for essential ease of movement, these comfy and practical rollover band joggers are great for active workouts or relaxing in style

Leather Reversible Gunmetal Buckle Belt, at Marks & Spencers
Add a smart finishing touch with this reversible leather belt

Pure Cotton Block Stripe Pyjamas, at Marks & Spencer
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Blue Harbour Ultimate Linen Roll Up Sleeve Chambray Shirt, at M+S
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

5 Multi Star Print Shorts, at Marks and Spencers
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours

Pure Cotton Scoop Neck Longline Tunic, at MarksandSpencer
This fab scoop neck tunic is a style essential this season. A great match for slim cut trousers or jeans

Autograph Pure Cotton Short Mac, at Marks and Spencers
A contemporary update of the classic trench style, this pure cotton mac makes a fashionable choice for sixth form wear

5 Pairs of Younger Girls' Assorted Design Socks, at Marks and Spencer
Stock up on stylish essentials with this pack of 5 pairs of assorted design socks

Autograph Skinny Plain Tie, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Pure Wool Flat Front Stripe Trousers, at Marks and Spencer
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Collezione Pure New Wool Single Breasted 2 Button Jacket, at Marks & Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione jacket is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Firm Control Lace High Waist Knickers, at Marks & Spencer
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Pure Cotton Belted Cargo Trousers, at MarksandSpencer
Casual and relaxed, these stylish pure cotton belted cargo trousers are so comfortable and easy to wear. An effortless contemporary look that's fashionable, practical and easycare

National Parks Of Britain by Role Smith, at Marks and Spencer
Fascinating and wonderful. Every lover of the British countryside should have this book

Autograph Sheer Gloss Lipstick, at M+S
Light, sheer lip colour for smooth, glossy lips SPF 15 Fragrance free Hypo-allergenic

Elegant Collection - Table Lamp, at Mark & Spencers
Conical shade Shaped neck Round base H57 x Diam 35cm Bulb: 60W GLS 11W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Chunky Ribbed Knit Scarf, at Mark & Spensers
Keep out the cold in style with this warm, soft scarf.

Ribbon Trim Lattice Weave Hat, at Marks & Spencers
This stylish lattice weave hat is finished with a ribbon trim. Perfect for holidays or a sunny day

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks & Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Short Sleeve Textured Pintuck Blouse, at Marks & Spensers
This short sleeve blouse is beautifully embellished with a textured pintuck bib for a stylish modern look

Per Una Animal Bead Rope Necklace, at Marks and Spencer
Rope necklace Mixed animal print bead design Necklace length: 49cm

3 Pairs of Easy Grip Socks, at Marks & Spensers
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Floral Print Shorts, at Marks n Spencer
These pretty floral shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Pure Cotton Long Sleeve Robot T-Shirt, at Mark & Spencers
Fun and fashionable, this long sleeve t-shirt in soft cotton features a robot motif design and slogan. A practical easycare style

Collezione Wool Rich Single Breasted 2 Button Jacket with Silk, at Marks & Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

2 Padded Non-Wired T-Shirt Bras, at Marks & Spencer
Feminine and pretty, this pack of 2 non-wired t-shirt bras are outstanding value

Wool Blend Flat Front Straight Leg Trousers, at Mark & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with added stretch. An ideal choice for work or everyday wear

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.