M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Older Girls' Stripe Heart Bra & Short Set, at Marks & Spencer
A pretty matching set in cotton rich fabric. The non-wired bra is designed for a comfortable fit. Non-wired designs are the best choice for first bras

Floral Bursa Cushion, at Marks&Spencer
Square shape Floral and leaf design L50 x W50cm, Manufacturer: Marks & Spencer

Autograph Stainless Steel Cocktail Shaker, at Marks & Spencer
Metallic sheen Suitable for cocktails H30cm 10 cm deep, Manufacturer: Marks & Spencer

Orchard Fruits Pot Pourri Bag, at Mark & Spencers
Scented pot pourri 25 x 9cm, Manufacturer: Marks & Spencer

Spot Side Ruched Tankini Top, at Mark's & Spencer
Feminine and glamorous, this swimsuit is designed to fit and flatter. The halterneck makes it even more stylish

Pure Cotton Short Sleeve Pocket Top, at Marks and Spenser
This short sleeved top will make a useful addition to your wardrobe. It features a classic collar for a stylish casual look

2 Pure Cotton Knitted Shorts, at Marks & Spencers
Casual and comfortable, these cotton knee length shorts feature a draw string and stripe design. A great value pack

3 Pairs of Two Tone Opaque Knee High Socks, at Marks & Spencer
These comfortable 3 denier opaque socks are made with added stretch and a reinforced toe for durability

Roberts SOUND 37 DAB Radio, at Marks and Spencers
Frequency ranges: FM/DAB wavebands Functions: DAB radio, CD, MP3/WMA playback Controls: Menu display selection of all major functions are clearly placed onthe front panel Output connectors: Headphone socket LCD Display: FM RDS station name display with dimmer control Mains power supply: Mains operation via AC adaptor (included) CD Bookmark: automatically remembers the last played position on the disc Station scan: Search/manual tuning Timer: Adjustable Sleep timer and adjustable Snooze timer Alarm: Wake to buzzer, radio or CD with multiple alarms Preset Stations: Up to 20 station presets Dimensions: W13.5 x H13.2 x D16.5cm Weight: Weight 1.03kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Collezione Single Breasted 2 Button Self Stripe Suedette Jacket, at Marks & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Owl Pramsuit, at Marks & Spencer
Cute and cosy, this hooded pramsuit is warmly padded and lined with soft cotton to keep him comfortable

Autograph Pure Cotton 3 piece Stripe Hooded Outfit, at Marks & Spenser
Fun and practical, this cute 3 piece outfit features a stripe design. It's made from pure soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Pleated Shoulder Bag, at Marks and Spencer
Fashionable and practical, this pleated shoulder bag is a useful accessory with bags of style!

Black Aluminium Wok, at Marks & Spencer
Dimensions: diameter 30cm Non stick aluminium Soft touch silicone grips for style and comfort Always use wooden or plastic utensils to prevent scratching the non stick surface, Manufacturer: Marks & Spencer

Sony Ericsson T303 - Orange Pay as you talk Mobile Phone, at Marks and Spencers
A maximum of 2 phones per customer may be purchased Talk time: Up to 9 hours Stand-by time: Up to 16 days Dimensions: 8.3 x 4.7 x 1.5cm Weight: 93g Screen: 128 x 160 pixel resolution, 65,536 LCD colours Camera: 1.3 megapixel Messaging: SMS and MMS - Combine image, video, text and voice clips and send an MMS to a compatible phone or PC Orange Pay as you Go: Your mobile service provider will be Orange. An Orange SIM card is included with this handset Memory: 8MB Radio: Save your favourite channels as presets Music player: Plays multiple audio formats including MP3, AAC, AAC+, e-AAC+ and WMA

Tapered Clear Glass Bud Vase, at Marks n Spencer
Tapered shape Simple transparent glass vase Thick base Trapped bubble detail Hand made, Manufacturer: Marks & Spencer

Belt Spinner, at MarksandSpencer
Keep your belts smartly stored with this belt spinner. An essential part of any gentleman's wardrobe

Watercolour Floral Multipack of Easter Cards, at Mark & Spensers
Cover text: design 1: Happy Easter, design 2: Easter Wishes Inside message: All designs, blank for your own message 6 cards, 2 designs Approx size: 145 x 70mm

Per Una Wool Blend Open Weave Beret Hat, at Marks & Spencers
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch.

Classic Collection Floral Print Jacket, at Marks and Spencer
Smart and fashionable, this single breasted jacket is finished with a floral print. A practical, versatile style that can be worn with smart or casual outfits

Fenton Storage Footstool, at Marks and Spencer
H48 x W56 x D56cm Seat: H51cm (all dimensions are approximate) Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Gold Plated Simple Twist Pendant Necklace, at Marks & Spencer
Fine chain Clasp fastening Simple twist pendant Length: 40cm Extender: 7.5cm

Per Una Frill Neck Dress, at Marks and Spencer
A stylish colourful dress featuring a frill neck design. Ruffle trim details give it the Per Una touch

2 Autograph Mini Rib Hipsters, at M&S
Sitting slightly lower on the waist and providing a snug fit, these comfortable hipsters are a great way to stock up your day to day underwear drawer

Older Boys' Widefit Tramline Loafer School Shoes, at Marks & Spenser
Square toe Tramline detail Plain Slip on Loafer style Widefit feature

Younger Girls' Heart Print Sunglasses, at Marks & Spensers
Fun and fashionable, these heart shape sunglasses give 100% UV protection for safer style in the sun

Burra Brook Shiraz Grenache Rosé 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Shiraz & Grenache Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol.x Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Freshfeet Suede Moccasins, at Marks and Spenser
Round toe Stitch detail Centre bow feature Slip-on Flat sole Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Antibacterial for fresh feet comfort

Château Haut-Carmaillet 2004 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Print Your Own Wedding Stationery: Cream Floral and Polka Dot Wedding, at Marks and Spencer
Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm Please note: As this stationery is not intended for use as invitations, envelopes are not supplied in this pack

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.