When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spencer Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

3 Newborn Pure Cotton Assorted Sleepsuits, at Marks & Spensers
Soft and snuggly, this practical pack of sleepsuits is great value! The cotton fabric is comfy to sleep in and popper fastenings make quick changes easy

Per Una Stripe Halterneck Bikini Top, at Marks & Spencer
A colourful halterneck bikini top featuring a stripe print design. In a string bikini shape with tie back and removable pads for extra versatility

Adored Comfort Embroidered Non-Padded Bra, at Marks and Spencer
Elegant and stylish, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look. Feminine everyday lingerie

Windsor 8-Drawer Chest, at Marks & Spenser
H94 x W153 x D44cm 8 drawers Made from from solid pine Finished with low sheen lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Philips CD1551B Cordless Phone with Answering Machine, at Marks and Spencer
50 name and number phonebook 10 call log entries 10 minutes recording time Plug and play answering machine Call waiting, caller ID, conference call, explicit call transfer, microphone mute Tone and pulse dialling Talktime up to 12 hours, standby time up to 150 hours Base dimensions: 120 x 114 x 82.5mm Handset dimensions: 162 x 48.3 x 28.7mm

Classic Bear Christening Card, at Marks n Spencer
Cover text: Christening, Sent with love on your special day... Inside message: Blank for your own message Approx size: 150 x 150mm

Pure Linen Pintuck Bib Shirt, at Marks and Spencer
This fab short sleeve shirt features a stunning pintuck bib design. A sophisticated new look, perfect for this season

Collzione Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencers
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Olivia Bedstead, at Marks & Spensers
Headboard H111cm Endboard H86cm Dbl: L204 x W144cm 5ft: L214 x W 159cm 6ft: L214 x W189cm Hand-forged solid bronzed steel frame Bronze powder finish Sprung beach slats to ensure excellent support, Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pastel Glitter Spots Roll Wrap, at Marks and Spenser
1 roll wrap Approx size: 150 x 70cm

Perfect Double Pocket Tab Waist Mini Skirt, at M&S
The buttoned pockets on this skirt give it a military edge. Just add opaques and boots and you'll be parading this season's key look

Earth Spa Bath & Body Rescue Oil, at Marks and Spencer
With ingredients from around the globe to restore, replenish and pamper Perfect in the bath, on the body, or in the hair 100ml

Ultimate Pure Wool Single Breasted 3 Button Jacket, at Marks and Spencer
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & Autograph F500 Mattress - Medium, at M&S
Single Mattress (3ft): W90 x L190 cm Single Divan (3ft): W90 x L190cm Mattress depth: 28.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Road Monsters Fire Vehicles Set, at Marks and Spencer
Suitable for ages 3+ 5 fire-fighting vehicles Includes a fire truck, fire inspector's car, van, pick-up and a helicopter Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pop Up 2 Person Camping Tent, at Marks and Spenser
2 person tent No assembly, simply twist to pop open the tent Packs flat into a carry case for easy storage and carrying Taped seams Fire retardant Carry case Sewn in ground sheet 1 entrance Approx: L225 x D105 x H100cm, Manufacturer: Marks & Spencer

3 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks & Spencer
Fun and fashionable, these soft cotton rich socks feature assorted design

Girls' Limited Denim Leggings, at Marks & Spensers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Per Una Supersoft Embroidered Spot Mule Slippers, at Marks & Spencer
Mule style Round toe Flat sole Embroidered spots

Photo Bear Age 1 Birthday Card, at MarksandSpencer
Cover text: 1 happy birthday... to you Inside message: With love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Heritage Collection - Chandelier, at Marks & Spenser
Candle effect shades 5 arms Interlinked ball design M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Floral Collection Iris Moisture Rich Hand Wash, at Marks & Spencers
Handwash Moisture rich 250ml

Recycled Cream Flower Cushion, at Marks & Spencer
Square shape Appliqu floral detail 3D flower design L43 x W43cm, Manufacturer: Marks & Spencer

5 Luxury Check Handkerchiefs, at Marks & Spencers
Luxuriously soft handkerchiefs in pure cotton

Short Sleeve Pleated Bib Top, at Marks and Spenser
This short sleeve top is beautifully detailed with a pleated bib front for a stylish modern look

Pure Cashmere Floral Embroidered Cardigan, at Marks & Spencer
Knitted in pure cashmere, this pretty embroidered cardigan will keep her warm and comfy. It looks cuddly too!

Wool Rich Coat, at Marks & Spencer
Smart and stylish, this superior quality coat is made from a hardwearing wool rich blend and is fully lined

Classic Collection Ruffle Front Crinkle Blouse, at Marks & Spencers
Feminine and pretty, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Rocaille Knot Clip-On Earrings, at Marks and Spencers
Rocaille knot design Clip-on fastening

Blue Energy Deodorising Body Spray, at Marks and Spencer
150ml spray This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.