Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencer Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Girls' Limited Pure Cotton Bubble Hem Denim Skirt, at Marks & Spensers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Collezione Pure Cotton Long Sleeve Bold Herringbone Shirt, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Single Breasted 3 Button Ribbed Jacket, at Marks and Spencers
Fashionable and modern, this tailored jacket features button detail cuff. A smart and stylish choice

Signature Ginger Lily Infusion Sticks, at M+S
Ginger lily scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Sun Formula Self Tan Body Applicator Mitt, at Marks & Spencer
Makes self tanning easy Smooth streak free application Use with self tan cream, lotion, mousse or spray This product is not available for international delivery. Find out more

Per Una Cap Sleeve Rose Print Tunic with Camisole, at Marks and Spencer
A fashionable longline tunic featuring a matching camisole, the rose print gives it the Per Una touch

Stormwear™ 3 in 1 Hooded Parka, at Marks & Spensers
Smart and modern, this 3 in 1 parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

Sartia Morellino di Scansano 2007 - Case of 12, at Marks & Spencers
Style: Dry, medium bodied, unoaked Grape variety: Sangiovese 80% and Syrah 20% Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Styled Floral Embroidered Padded Bra, at Marks & Spensers
Feminine and delicate, this bra is beautifully embellished with floral embroidery. Soft padding and underwiring give support and a flattering natural shape. Pretty everyday fashion

Per Una 3/4 Sleeve Embellished Jersey Top, at M & S
A beautiful jersey top, featuring a sequin and suedette ribbon neckline embellishment

Petite Cotton Rich Circle Print Top, at Marks and Spencer
Fresh and feminine, this short sleeve petite top features a stunning circle design. A vibrant new look, perfect for this season. Specially designed and perfectly proportioned for the petite frame

Limited Collection Stud Ankle High Buckle Boots, at Marks and Spenser
Heel height: 51mm Round toe Stud detail 3 buckle fastening feature Ankle high Mid heel Comes in sizes 3-8, including half sizes

Pure Cotton Thomas Hooded T-Shirt & Shorts Outfit, at Marks & Spencer
Fans of Thomas The Tank Engine will love this pure cotton 3 part set featuring Thomas the popular character. A practical, easycare style

Per Una Jacquard Spot Print Lightweight Scarf, at Marks and Spencer
This sophisticated jacquard spot print scarf is the perfect accessory to this season's fashions. Tassel trim adds a stylish finishing touch.

5 Pairs of Cotton Rich Assorted Bright Stripe and Spot Socks, at Marks and Spencer
The stripe design adds a stylish touch to these comfortable cotton rich socks

Mamma Mia! DVD, at Marks & Spensers
Rating Parental Guidance,

Multi Bead Necklace & Earring Set, at Marks & Spenser
2 part set Hook fastening drop earrings Clasp fastening multi strand necklace Assorted beads design For hygiene reasons, refunds will only be given in accordance with your legal rights

Classic Collection Flower Mesh Jersey Top, at Marks and Spencers
Feminine and pretty, this flower mesh design top will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection.

PSP™ Crisis Core Final Fantasy VII Game, at Marks & Spencers
Complete the Final Fantasy VII experience and reunite with renowned designer Tetsuya Nomura's most famous characters Engage in action-packed, real-time battles using the innovative Digital Mind Wave system Acquire unique accessories, items and abilities through 300 side missions designed to further enrich your experience Single player You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Mature

Per Una Stripe Bolero with Vest, at Mark & Spencers
A fashionable 3/4 length sleeve bolero with stripe design. It comes with a matching plain vest

Kitchen Corner Base Unit, at M&S
H87.5 x W87 x D87cm Delivered flatpack due to size, some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Blend Floral Button Jeans, at Marks and Spencer
Fashionable and practical, these cotton jeans are hardwearing and comfy. Floral buttons give a cute look

Halterneck Spot Print Swimsuit, at Marks & Spencer
Fabulously fashionable, this flattering swimsuit features a striking spot print. Designed to fit and flatter

Signature - NAT C PLUG IN, at Marks & Spenser
Manufacturer: Marks & Spencer

Portfolio Short Sleeve Ponte Dress, at Marks and Spenser
Pretty and feminine, this ponte dress features empire line. A flattering, stylish look

Autograph Pure Silk Christening Dress, at Marks & Spencers
Beautifully embellished with floral embroidery, this special dress is so pretty. The soft silk will keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

3 Younger Girls' Pure Cotton Hello Kitty Vests, at M&S
A must for fans of Hello Kitty, this pack of 5 vests features assorted Hello Kitty designs.

Gold Plated Tubby Clip Earrings, at Marks and Spencers
Clip-on style Gold plated This product is not available for international delivery. Find out more

Little Acorns New Mummy Mug, at Marks and Spencers
1 mug Approx size: H105 x D85mm

Maternity Cotton Rich Hooded Top, at Marks & Spencer
Relaxed and casual, this hooded top is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. An essential fashion favourite

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.