Besides Marks and Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money House Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Shower & Body Cream Gift Set, at Marks & Spencers
Refresh, smoothen and soften 4 x 50ml e Pomegranate body polish: Aqua, Ethylhexyl Palmitate, Cetearyl Alcohol, Cyclomethicone, Glycerin, Glyceryl Stearate, Polysorbate 60, Phenoxyethanol, Cocos Nucifera, Butyrospermum Parkii, PEG-100 Stearate, Sodium Carbomer, Limonene, Methylparaben, Parfum, Disodium EDTA, Xanthan Gum, Alcohol Denat, Butylparaben, Ethylparaben, Propylparaben, Linalool, Citric Acid, Punica Granatum(Pomegranate Extract), Isobutylparaben, PEG-40 Hydrogenated Castor Oil, Trideceth-9, Sodium Benzoate, Tocopherol, Lactic Acid, Potassium Sorbate, CI 17200, CI 19140 Lemon shower cream: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Benzophenone-3, Limonene, Citral, Sodium Styrene/Acrylates Copolymer, Disodium EDTA, Linalool, Polyquaternium-39, Benzyl Alcohol, Triethylene Glycol, Citronellol, Geraniol, Benzyl Benzoate, Hexyl Cinnamal, Propylene Glycol, Citric Acid, Alcohol Denat., Citrus Medica Limonum (Lemon Oil), Sodium Lauryl Sulfate, Magnesium Nitrate, Methylparaben Almond hand and body cream: Aqua, C12-15 Alkyl Benzoate, Cetearyl Alcohol, Cyclomethicone, Glycerin, Glyceryl Stearate, Polysorbate 60, Prunus Dulcis (Almond Oil), Phenoxyethanol, PEG-100 Stearate, Sodium Carbomer, Parfum, Methylparaben, Disodium EDTA, Xanthan Gum, Hexyl Cinnamal, Butylparaben, Ethylparaben, Benzyl Benzoate, Linalool, Butylphenyl Methylpropional, Alcohol Denat., Limonene, Propylparaben, Isobutylparaben, Caramel, CI 15985, CI 19140 Shea shower cream: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Sodium Sheabutteramphoacetate, Polyquaternium-39, Triethylene Glycol, Benzyl Alcohol, Propylene Glycol, Amyl Cinnamal, Butylphenyl Methylpropional, Hexyl Cinnamal, Benzyl Salicylate, Glycerin Citric Acid, Alcohol Denat., Caramel, Sodium Lauryl Sulfate, Magnesium Nitrate, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 15985

Big & Tall Twin Pleat Luxury Wool Trousers, at Marks & Spencers
Smart and stylish, these twin pleat trousers are made from fine quality wool with cashmere for exceptional softness. A practical, hardwearing and fashionable choice

Autograph Essentials Wool Rich Single Button Jacket, at Marks & Spenser
Luxurious and elegant, this smartly tailored wool rich single breasted jacket is part of our exclusive Autograph range

Bootleg Cotton Rich Jeans, at Marks and Spencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Grey Aluminium Stockpot, at Mark's & Spencer
Glass lid Riveted handles Diameter 24cm, Manufacturer: Marks & Spencer

Garmin® nüvi® 5000 Satellite Navigation System, at Marks & Spensers
Maps: nvi 5000 comes with preloaded City Navigator NT street maps and millions of points of interest (POIs) such as hotels, restaurants, fuel stations, ATMs and more Directions: Touch the colour screen to enter a destination, and nvi takes you there with 2-D or 3-D maps and turn-by-turn voice directions. It even announces the name of exits and streets so you never have to take your eyes off the road, and its 3-D digital elevation map view gives you fair warning of grade changes Display: 5.2" diag (13.2 cm), 4.5"W x 2.7"H (11.4 x 6.9 cm), WVGA color TFT with auto dimming backlight Display type: WVGA color TFT with auto dimming backlight Go Beyond Navigation: Navigation is just the beginning. nvi 5000 includes many must have entertainment and travel tools including MP3 player, audio book player (subscription to Audible.com required), JPEG picture viewer, Garmin Games and more. With nvi 5000's wireless FM transmitter you can hear audio, including voice prompts, MP3s and audio books, through your vehicle's stereo. It's also compatible with FM traffic alerts or MSN Direct content (receiver and subscription required) It comes with Garmin Lock™ (an anti-theft feature) and is compatible with our free Garmin Garage where you can download custom vehicles that show your location on the map Battery life: External power only (no battery) Bluetooth Wireless Technology: Connect to your phone for hands-free calling Dimensions: W14.3 x H9.4 x D2cm Weight: 263.3g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Long Sleeve Graphic T-Shirt, at Marks and Spencer
A casual contemporary street style, this mock layered t-shirt features a graphic print. The soft cotton fabric makes it comfortable, practical and easycare

Panasonic 37" TX-L37G10 Full HD LCD TV with freesat HD, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 37 inch LCD display, 2,073,600 (1,920 x 1,080) pixels Contrast (Dynamic): 50,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W89.4 x H56.8 x D9.9cm (without stand) W89.4 x H61.1 x D28.7cm (with stand) Weight: 17.5 kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 4 x HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Sonoma Coffee & Side Table Set, at MarksandSpencer
2 piece set Coffee Table: H45 x L135 x W50cm Side table: H60 x W44 x D45cm Toughened glass lower shelf Low sheen protective lacquer finish Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Pure Cotton Frill Front Cardigan, at Marks and Spencers
A fabulous long sleeve cardigan in pure soft cotton featuring a stripe and frill front design

Younger Girls' Pure Cotton Owl Pyjamas, at M&S
Cute and comfy, these pure cotton pyjamas are outstanding value

DD-G Lace Overlay Padded Bra, at Marks & Spencer
Soft and comfortable, this lace bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Global Traveller Small Trolley Bag, at Marks&Spencer
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing trolley bag

Autograph Wool Rich Funnel Neck Coat, at Marks and Spencer
Beautifully designed and finished, the classic funnel neck trench coat is given a modern update with contemporary styling

Men's Classic Fragrance Collection, at M+S
Contains: Woodspice aftershave 30ml Woodspice shower gel 30ml Harvard aftershave 30ml Harvard ahower gel 30ml

Big & Tall Linen Blend Single Breasted 2 Button Jacket, at M&S
Specially proportioned for big and tall men, this linen blend jacket is designed to give a flattering, comfortable fit

Older Boys' Linen Blend 3/4 Length Shorts, at Marks and Spencer
Relaxed and comfortable, these linen blend shorts make a practical, fashionable choice

M&S 2-Tier Steamer, at Marks & Spensers
5.6 litre capacity 800 watt 60 minute timer 2 detachable steaming compartments Power indicator Automatic shut-off Dimensions: H39 x D35cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Girls' Pure Cotton Hello Kitty Shorties, at Marks & Spencer
A must for fans of Hello Kitty, these shorties feature the popular character

RealCool Cotton™ Performance Vest, at Marks & Spencers
As worn by GB Olympic pentathletes. Ideal for active wear, this RealCool Cotton™ Performance top is made from high-performance breathable fabric and is designed with stretch for great fit and movement

Machine Washable Pluto Tie, at Marks&Spencer
No more trips to the drycleaners! This striped tie is machine washable

Sprung-Edge Non-storage Divan & M200 Mattress, at Marks & Spensers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L90cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Mattress has a soft pillowtop layer Mattress Spring Count: 522 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Stitch Detail Bootleg Jeans, at Marks & Spenser
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Autograph Pure Silk Assorted Stripe Tie, at Marks & Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Cotton Square Panel Shade, at Marks and Spencers
Angled flat sides Fitted with reversible carrier to allow use as a pendant or table lamp shade Fits to your existing bulbholder No wiring necessary H30 x W31 x Depth 31cm Bulb: 100W GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big And Tall Suedette Micro Jacket, at Marks and Spencer
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Younger Boys' Pure Cotton Robot Pyjamas, at Marks & Spencer
Fun and fashionable, these comfy pure cotton pyjamas feature robot motifs

Pure Cotton Ruched Waist Skirt, at MarksandSpencer
Fun and fashionable, this cotton skirt feels relaxed and comfy to wear

Classic Collection Stripe Straight Leg Trousers, at Marks and Spencers
Smart and stylish, these straight leg stripe print trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Tribeca Large 2 Seater Sofa AU09 Newness, at Marks and Spencers
Manufacturer: Marks & Spencer

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.