Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Besides Marks & Spencers Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Baby Brother Duo 2 - Case of 6, at Marks & Spencer
3 Chardonnay VdP Cteaux de Tannay 2008: Showing all the crunchy green apple fruit, citric acidity and pebbly minerality youd expect of a decent Chablis, this is a vibrant and characterful Chardonnay 3 Ctes du Rhne Les Closiers 2007: This full-bodied yet elegant red has firm tannins, engaging flavours of ripe plum and cherry fruit, together with a gentle, spicy persistence You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Rasteau 2007 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Grenache, Syrah, Mourvedre Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Cars Lightning McQueen Hooded Jumper, at M+S
Fans of Cars will love this hooded jumper featuring Lightning McQueen. A practical, easycare style

Pinot Grigio 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol Alcohol units per bottle 9.8 Alcohol units per 125ml 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Moulded Travel Eye Mask, at Mark's & Spencer
Eye mask Lightweight design Carry pouch with drawstring fastening Plain

Maternity Spot Print Swimsuit, at Marks & Spencer
Fashionable and modern, this spot print swimsuit is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Per Una 3/4 Sleeve Beaded Neckline Cardigan, at Marks and Spenser
An elegant 3/4 sleeve cardigan featuring a beaded neckline and assorted button fastening

Patent Shopper Bag, at Mark's & Spencer
Fashionable and practical, this shopper bag is a useful accessory with bags of style!

Stitch Detail Contrast Stripe Swim Shorts, at Marks & Spensers
Casual and comfortable, these contrast side stripe swim shorts are outstanding value

Orchid Floral Cushion, at Marks and Spencer
Multi-colour floral design L50 x W50cm, Manufacturer: Marks & Spencer

Autograph Fliptoe Slip On Shoes, at Marks and Spencer
Square flip toe Stitch detail Slip on Block heel

Lavender Scented Filled Candle, at Marks & Spencers
Lavender fragrance Tinted glass holder Burns up to 45 hours, Manufacturer: Marks & Spencer

2 Per Una Essentials Clover Embroidered Padded Bras, at Marks & Spencers
Elegant and feminine, these bras are beautifully embellished with clover embroidery. Soft padding and underwiring give support and a flattering natural shape. Pretty everyday fashion

Castello d'Alba Red 2007 - Case of 12, at Marks and Spencer
Grape variety: Blend of traditional Douro varieties Country of origin: Portugal Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Maxim Espresso Cup & Saucer Set, at M&S
2 part set Versatile fine dining range Pure white porcelain Cup height: 6cm Saucer diameter: 13.5cm, Manufacturer: Marks & Spencer

Supima® Pure Cotton Non-Iron Pillowcase, at Mark's & Spencer
Internationally recognised as the world's finest cotton High performance non iron finish offering the ultimate in easy care Supima is renowned for its superior strength, enhanced durability and sumptuous feel 180 thread count, Manufacturer: Marks & Spencer

Easycare Long Sleeve Shirt, at Marks & Spencers
Perfect for a fuss free lifestyle, this shirt is made with easy care fabric that can be worn and washed, day in day out

Older Girls' Heart Bead Cluster Necklace, at Marks and Spenser
Adjustable length Clasp fastening Cluster pendants Length: 46cm Extender: 5cm

Per Una Pure Cotton Floral Minishirt, at Marks & Spencers
Modern and feminine, this pretty floral print minishirt is made from soft breathable cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Fabric Dress Birthday Card, at Marks n Spencer
Cover text: Have a Wonderful Birthday Inside message: With lots of love Approx. size: 150 x 150mm

M&S SV 9320 Digital Indoor Antenna, at M & S
Integrated amplifier (20 dB) Compatible with DVB-T/Freeview TV signals and DAB radio signals Built-in filters to eliminate interference from wireless devices Horizontal and vertical orientation for optimum signal reception Powered via DVB-T receiver/Freeview Box or included AC/DC adaptor Portable for camping and boating Includes F-connector and standard coaxial (IEC) connector Includes 2 meter antenna connection cable Ideal for indoor use Compact and slim design This product is not available for international delivery. Find out more

Autograph Essentials Pure Silk Pintuck Blouse, at Marks & Spenser
Feminine and elegant, this sophisticated pure silk blouse is beautifully designed and cut for a flattering shape and features pintuck detail

Diamanté Towelling Mule Slippers, at M & S
Dip your feet into lush comfort with the slip-on design of these cosy mule slippers. The non-slip sole ensures peace of mind, while the inner lining feels like a heavenly treat

Large Chunky Speckle Bangle, at Marks & Spencer
Chunky design Speckle feature

Per Una Elasticated Waist Belt, at Marks & Spensers
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Blue Harbour Pure Lambswool Argyle Jumper, at Marks & Spencers
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Autograph Essentials Embroidered Padded Balcony Bra, at MarksandSpencer
Elegant and feminine this padded balcony bra features a delicate embroidered design finished with a pretty lace trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

Cluster Pendant Rope Necklace, at Marks & Spenser
Cluster pendant Rope necklace Tie fastening

Floral Fine Art Multipack of Mini Cards, at Mark & Spencers
8 cards, 4 designs Cover text: All cards are blank Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 95 x 80mm

Sprung-Edge Divan with 2 Large + 2 Small Drawers & M400 Mattress - Soft, at Marks and Spencer
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spenser Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.