There are lots of ways to save money using M+S Money. Not least of these is MarksandSpencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Besides Marks & Spencers Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Per Una Embroidered Spot Mule Slippers, at Marks & Spensers
Mule style Round toe Flat sole Embroidered spots Contrast lining

Pure Cotton Stem Trail Towel, at M&S
Stem leaf design Comes in 3 sizes Hand Bath sheet X large bath towel, Manufacturer: Marks & Spencer

Portfolio Tulip Print Blouse, at Marks & Spencers
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Animal Sparkle Jacquard Scarf, at Mark & Spensers
Add some sheer glamorous sparkle to your look with this elegant animal print scarf. The perfect accessory to this season's styles

Bright Flowers Slim Diary, at Marks and Spencer
Week to view Spiral bound Bright floral design Dimensions: 165 x 90mm (including binding)

Bamboo Teapot Stand, at Marks and Spencer
Wooden lattice design H2.5 x W19 x D19cm, Manufacturer: Marks & Spencer

Single Breasted 2 Button Herringbone Jacket, at M&S
A style classic at a great value price, updated with a modern cut and contemporary detailing

Pure Cotton Large Spot Cropped Pyjama Bottoms, at Marks and Spencer
Fashionable and practical, these cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Mixed Faux Pearl & Bead Tassel Necklace, at Marks & Spencer
Clasp fastening Tassel detail Mixed Faux pearl and bead design Necklace length: 76cm

Eco-Sleep Mattress Protector, at Mark & Spencers
Kinder to you, kinder to the earth Supreme softness and comfort, Manufacturer: Marks & Spencer

2 Younger Girls' Pure Cotton Skinny Pyjamas, at Marks & Spencers
Cute and comfy, these pure cotton pyjamas are outstanding value

Pure Cotton Ditsy Print Mock Layer Top, at Marks & Spencers
Chic and modern, this mock layer top is made from cool comfortable cotton and features a ditsy print

Watercolour Bouquet Wedding Card, at Marks & Spencers
Cover text: On your Wedding Day Inside message: With best wishes for your happiness toady and always Approx size: 178 x 126mm

Per Una Styled Modal Rich Floral Padded Bra, at Marks and Spencers
Fresh and feminine, this feminine bra is made from a soft comfortable modal rich fabric. Soft padding and underwiring give support and an enhanced natural shape. Pretty everyday fashion

Maternity Full Length Leggings, at MarksandSpencer
Smart and stylish, these full length leggings are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Ethnic Long Mix Necklace, at Marks and Spencers
Ethnic style Chunky mixed beads Necklace length 82cm, extendable by 8cm

Stripe Mug, at M&S
Stripe design Hand painted Height 9.5cm, Manufacturer: Marks & Spencer

Quick Iron Short Sleeve Gingham Shirt, at Marks n Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Xenon Collection Small Rollercase, at Marks and Spencer
Free 5 year guarantee Practical and stylish, this rollercase has a built-in protective moulded rear panel and expands to give you extra 20 percent capacity, while comfort grip handles ensure easy transport

18 Cocktails Birthday Card, at Marks and Spenser
Cover text: Happy Eighteenth Inside message: Blank for your own message Approx size: 150 mm x 150 mm

Spot Print Satin Chemise, at Marks & Spencer
Feminine and elegant, this sleek satin nightdress feels comfortable and gives a flattering fit. A gorgeous, glamorous look

Hard-Top Divan with 2 Small + 2 Large Drawers & M100 Mattress, at Marks & Spencers
Single (3ft): W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Mattress depth: 22cm Smaller drawers at the head end are designed to open without moving your bedside table All mattresses and divans are anti-allergy protected Mattress does not require turning Mattress has a soft pillowtop layer All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Thomas & Friends© Hooded Poncho, at Marks & Spenser
Fans of Thomas & Friends can dress like their favourite superhero in this fun hooded costume

Autograph Inlayered Rectangle Cufflinks, at Marks and Spencer
Fashionable and contemporary, these cufflinks add a stylish finishing touch

Drawstring Wide Leg Trousers, at Marks & Spensers
Designed to give a shapely silhouette, these on-the-waist trousers are feminine and flattering

Photo Hands Scrapbook Wedding Card, at Mark & Spencers
Cover message: Wedding Day Inside message: Wishing you a wonderful day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx. size: 150 x 150mm

Firm Control Cotton Rich Thigh Slimmer, at Marks and Spencer
Look slimmer in seconds! These clever slimmers gently shape tums, thighs and bums for a smooth, sleek silhouette

Shoe Tree, at Mark & Spensers
Keep you shoes in great shape with these shoe trees. With an adjustable length, your footwear will be in good hands with this practical gadget

Autograph Occasions Pure Silk Cape Bolero, at M & S
Beautifully designed and luxurious, this semi sheer silk bolero features a layered design and a single button fastening. An exclusive, luxurious look from Autograph for your wedding day

Collezione Wool Rich Funnel Neck Gilet, at M&S
Fashionable and contemporary, this funnel neck gilet is part of Collezione, a sophisticated menswear collection inspired by Italian style

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.